3.15 Questionnaire

This topic describes the information about the questionnaire used for credit analysis.

Credit analysis includes analysis of more information and data. Considering that, some of them have quantitative character and others qualitative, credit analysis are viewed from two aspects such as:

Quantitative analysis involves, an assessment of the financial position based on the customer’s income and monthly expenses. It may also include a cash flow analysis of the customer’s accounts and credit history.

While qualitative assessment, among others takes into account marital status, education or employment form.

Banks usually grant loan based on a credit scoring model that combines quantitative and qualitative analysis.

This topic contains the following subtopics:

• Create Questionnaire
  This topic describes the systematic instructions to configure the qualitative questionnaire based on the various parameters.
• View Questionnaire
  This topic describes the systematic instructions to view the list of configured questionnaire.