17.3 Summary of Seeded Product Profiles
The following tables summarize the attributes defined for each Product Profile.
| Location | Default Value | Attribute |
|---|---|---|
|
All Business tab |
100 |
Percent Taxable |
|
All Business tab |
Do Not Adjust |
Pay Equivalent Compounding Convention |
|
All Business tab |
Blank, that is, the holiday calendar is not selected. |
Holiday Calendar |
|
All Business tab |
Unadjusted and Disabled, if the holiday calendar is not selected in the preceding section. Unadjusted and Enabled, if the holiday calendar is selected in the preceding section. |
Rolling Convention |
|
All Business tab |
Shift Dates Only is selected and Disabled, if Rolling Convention is not selected. Shift Dates Only is selected and Enabled, if Rolling Convention is selected to be other than Unadjusted. |
Interest Calculation Logic |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Non-Amortizing |
Amortization Type |
|
From the New Business tab, select Define Core Product Attributes tab |
Other Adjustable |
Adjustable Type |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Unchecked |
Inflation Indexed Instrument |
|
From the New Business tab, select Define Payment Attributes secondary tab |
6 Months |
Payment Frequency |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Interest In Arrears |
Interest Type |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Actual / Actual |
Accrual Basis |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Simple |
Compounding Basis |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Floating Net Rate |
Net Margin Flag |
|
From the New Business tab, select Define Adjustable Rate Attributes tab |
6 Months |
Repricing Frequency |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
700 |
Customer Credit Score |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
80 |
Original Loan to value |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
FANNIE_MAE |
Issuer |
|
From the New Business tab, select Define Negative Amortization Attributes tab |
|
<Not Applicable> |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
0 |
Index Name |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
Principal and Interest payments both |
Index Adjustment Type |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
No Floor |
No Floor Capital Protection Category |
Note:
If the user is mapped to ADCo, the Product Profile will always show Define Other Mortgages Attributes tab.
Bond Fixed Rate Product Profile - Attributes
Table 17-1 Bond Fixed Rate Product Profile - Attributes
| Location | Default Value | Attribute |
|---|---|---|
|
All Business tab |
100 |
Percent Taxable |
|
All Business tab |
Do Not Adjust |
Pay Equivalent Compounding Convention |
|
All Business tab |
Blank, that is, the holiday calendar is not selected. |
Holiday Calendar |
|
All Business tab |
Unadjusted and Disabled, if the holiday calendar is not selected in the preceding section. Unadjusted and Enabled, if the holiday calendar is selected in the preceding section. |
Rolling Convention |
|
All Business tab |
Shift Dates Only is selected and Disabled, if Rolling Convention is not selected. Shift Dates Only is selected and Enabled, if Rolling Convention is selected to be other than Unadjusted. |
Interest Calculation Logic |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Non-Amortizing |
Amortization Type |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Fixed Rate |
Adjustable Type |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Unchecked |
Inflation Indexed Instrument |
|
From the New Business tab, select Define Payment Attributes secondary tab |
6 Months |
Payment Frequency |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Interest In Arrears |
Interest Type |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Actual / Actual |
Accrual Basis |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Simple |
Compounding Basis |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Floating Net Rate |
Net Margin Flag |
|
From the New Business tab, select Define Adjustable Rate Attributes tab |
|
<Not Applicable> |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
700 |
Customer Credit Score |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
80 |
Original Loan to value |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
FANNIE_MAE |
Issuer |
|
From the New Business tab, select Define Neg Am Attributes tab |
|
<Not Applicable> |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
0 |
Index Name |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
Principal and Interest payments both |
Index Adjustment Type |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
No Floor |
No Floor Capital Protection Category |
Note:
If the user is mapped to ADCo, the Product Profile will always show Define Other Mortgages Attributes tab.
Credit Card Product Profile - Attributes
| Location | Default Value | Attribute |
|---|---|---|
|
All Business tab |
100 |
Percent Taxable |
|
All Business tab |
Do Not Adjust |
Pay Equivalent Compounding Convention |
|
All Business tab |
Blank, that is, the holiday calendar is not selected. |
Holiday Calendar |
|
All Business tab |
Unadjusted and Disabled, if the holiday calendar is not selected in the preceding section. Unadjusted and Enabled, if the holiday calendar is selected in the preceding section. |
Rolling Convention |
|
All Business tab |
Shift Dates Only is selected and Disabled, if Rolling Convention is not selected. Shift Dates Only is selected and Enabled, if Rolling Convention is selected to be other than Unadjusted. |
Interest Calculation Logic |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Behavior Pattern |
Amortization Type |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Floating Rate |
Adjustable Type |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Unchecked |
Inflation Indexed Instrument |
|
From the New Business tab, select Define Payment Attributes secondary tab |
1 Month |
Payment Frequency |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Interest In Arrears |
Interest Type |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Actual / Actual |
Accrual Basis |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Simple |
Compounding Basis |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Floating Net Rate |
Net Margin Flag |
|
From the New Business tab, select Define Adjustable Rate Attributes tab |
|
<Not Applicable> |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
700 |
Customer Credit Score |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
80 |
Original Loan to value |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
FANNIE_MAE |
Issuer |
|
From the New Business tab, select Define Neg Am Attributes tab |
|
<Not Applicable> |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
0 |
Index Name |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
Principal and Interest payments both |
Index Adjustment Type |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
No Floor |
No Floor Capital Protection Category |
Note:
If the user is mapped to ADCo, the Product Profile will always show Define Other Mortgages Attributes tab.
Discount Instruments Product Profile - Attributes
| Location | Default Value | Attribute |
|---|---|---|
|
All Business tab |
100 |
Percent Taxable |
|
All Business tab |
Do Not Adjust |
Pay Equivalent Compounding Convention |
|
All Business tab |
Blank, that is, the holiday calendar is not selected. |
Holiday Calendar |
|
All Business tab |
Unadjusted and Disabled, if the holiday calendar is not selected in the preceding section. Unadjusted and Enabled, if the holiday calendar is selected in the preceding section. |
Rolling Convention |
|
All Business tab |
Shift Dates Only is selected and Disabled, if Rolling Convention is not selected. Shift Dates Only is selected and Enabled, if Rolling Convention is selected to be other than Unadjusted. |
Interest Calculation Logic |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Non-Amortizing |
Amortization Type |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Fixed Rate |
Adjustable Type |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
3.0% |
Original Deferred Amortization % |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Unchecked |
Inflation Indexed Instrument |
|
From the New Business tab, select Define Payment Attributes secondary tab |
90 Days |
Payment Frequency |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Interest In Arrears |
Interest Type |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Actual / 360 |
Accrual Basis |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Simple |
Compounding Basis |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Floating Net Rate |
Net Margin Flag |
|
From the New Business tab, select Define Adjustable Rate Attributes tab |
|
<Not Applicable> |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
700 |
Customer Credit Score |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
80 |
Original Loan to value |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
FANNIE_MAE |
Issuer |
|
From the New Business tab, select Define Neg Am Attributes tab |
|
<Not Applicable> |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
0 |
Index Name |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
Principal and Interest payments both |
Index Adjustment Type |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
No Floor |
No Floor Capital Protection Category |
Note:
If the user is mapped to ADCo, the Product Profile will always show Define Other Mortgages Attributes tab.
| Location | Default Value | Attribute |
|---|---|---|
|
All Business tab |
100 |
Percent Taxable |
|
All Business tab |
Do Not Adjust |
Pay Equivalent Compounding Convention |
|
All Business tab |
Blank, that is, the holiday calendar is not selected. |
Holiday Calendar |
|
All Business tab |
Unadjusted and Disabled, if the holiday calendar is not selected in the preceding section. Unadjusted and Enabled, if the holiday calendar is selected in the preceding section. |
Rolling Convention |
|
All Business tab |
Shift Dates Only is selected and Disabled, if Rolling Convention is not selected. Shift Dates Only is selected and Enabled, if Rolling Convention is selected to be other than Unadjusted. |
Interest Calculation Logic |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Lease |
Amortization Type |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Fixed Rate |
Adjustable Type |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Unchecked |
Inflation Indexed Instrument |
|
From the New Business tab, select Define Payment Attributes secondary tab |
1 Month |
Payment Frequency |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Interest In Arrears |
Interest Type |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Actual / 360 |
Accrual Basis |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Simple |
Compounding Basis |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Floating Net Rate |
Net Margin Flag |
|
From the New Business tab, select Define Adjustable Rate Attributes tab |
|
<Not Applicable> |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
700 |
Customer Credit Score |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
80 |
Original Loan to value |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
FANNIE_MAE |
Issuer |
|
From the New Business tab, select Define Neg Am Attributes tab |
|
<Not Applicable> |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
0 |
Index Name |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
Principal and Interest payments both |
Index Adjustment Type |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
No Floor |
No Floor Capital Protection Category |
Note:
If the user is mapped to ADCo, the Product Profile will always show Define Other Mortgages Attributes tab.
Loan Adjustment Rule Product Profile - Attributes
| Location | Default Value | Attribute |
|---|---|---|
|
All Business tab |
100 |
Percent Taxable |
|
All Business tab |
Do Not Adjust |
Pay Equivalent Compounding Convention |
|
All Business tab |
Blank, that is, the holiday calendar is not selected. |
Holiday Calendar |
|
All Business tab |
Unadjusted and Disabled, if the holiday calendar is not selected in the preceding section. Unadjusted and Enabled, if the holiday calendar is selected in the preceding section. |
Rolling Convention |
|
All Business tab |
Shift Dates Only is selected and Disabled, if Rolling Convention is not selected. Shift Dates Only is selected and Enabled, if Rolling Convention is selected to be other than Unadjusted. |
Interest Calculation Logic |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Conventional Adjustable |
Amortization Type |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Other Adjustable |
Adjustable Type |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Unchecked |
Inflation Indexed Instrument |
|
From the New Business tab, select Define Payment Attributes secondary tab |
1 Month |
Payment Frequency |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Interest In Arrears |
Interest Type |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Actual / Actual |
Accrual Basis |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Simple |
Compounding Basis |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Floating Net Rate |
Net Margin Flag |
|
From the New Business tab, select Define Adjustable Rate Attributes tab |
1 Year |
Repricing Frequency |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
700 |
Customer Credit Score |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
80 |
Original Loan to value |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
FANNIE_MAE |
Issuer |
|
From the New Business tab, select Define Neg Am Attributes tab |
|
<Not Applicable> |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
0 |
Index Name |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
Principal and Interest payments both |
Index Adjustment Type |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
No Floor |
No Floor Capital Protection Category |
Note:
If the user is mapped to ADCo, the Product Profile will always show Define Other Mortgages Attributes tab.
Loan Fixed Rate Product Profile - Attributes
| Location | Default Value | Attribute |
|---|---|---|
|
All Business tab |
100 |
Percent Taxable |
|
All Business tab |
Do Not Adjust |
Pay Equivalent Compounding Convention |
|
All Business tab |
Blank, that is, the holiday calendar is not selected. |
Holiday Calendar |
|
All Business tab |
Unadjusted and Disabled, if the holiday calendar is not selected in the preceding section. Unadjusted and Enabled, if the holiday calendar is selected in the preceding section. |
Rolling Convention |
|
All Business tab |
Shift Dates Only is selected and Disabled, if Rolling Convention is not selected. Shift Dates Only is selected and Enabled, if Rolling Convention is selected to be other than Unadjusted. |
Interest Calculation Logic |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Conventional Fixed |
Amortization Type |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Fixed |
Adjustable Type |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Unchecked |
Inflation Indexed Instrument |
|
From the New Business tab, select Define Payment Attributes secondary tab |
1 Month |
Payment Frequency |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Interest In Arrears |
Interest Type |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Actual / Actual |
Accrual Basis |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Simple |
Compounding Basis |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Floating Net Rate |
Net Margin Flag |
|
From the New Business tab, select Define Adjustable Rate Attributes tab |
|
<Not Applicable> |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
700 |
Customer Credit Score |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
80 |
Original Loan to value |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
FANNIE_MAE |
Issuer |
|
From the New Business tab, select Define Neg Am Attributes tab |
|
<Not Applicable> |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
0 |
Index Name |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
Principal and Interest payments both |
Index Adjustment Type |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
No Floor |
No Floor Capital Protection Category |
Note:
If the user is mapped to ADCo, the Product Profile will always show Define Other Mortgages Attributes tab.
Loan Floating Rate Product Profile - Attributes
| Location | Default Value | Attribute |
|---|---|---|
|
All Business tab |
100 |
Percent Taxable |
|
All Business tab |
Do Not Adjust |
Pay Equivalent Compounding Convention |
|
All Business tab |
Blank, that is, the holiday calendar is not selected. |
Holiday Calendar |
|
All Business tab |
Unadjusted and Disabled, if the holiday calendar is not selected in the preceding section. Unadjusted and Enabled, if the holiday calendar is selected in the preceding section. |
Rolling Convention |
|
All Business tab |
Shift Dates Only is selected and Disabled, if Rolling Convention is not selected. Shift Dates Only is selected and Enabled, if Rolling Convention is selected to be other than Unadjusted. |
Interest Calculation Logic |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Conventional Fixed |
Amortization Type |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Fixed |
Adjustable Type |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Unchecked |
Inflation Indexed Instrument |
|
From the New Business tab, select Define Payment Attributes secondary tab |
1 Month |
Payment Frequency |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Interest In Arrears |
Interest Type |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Actual / Actual |
Accrual Basis |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Simple |
Compounding Basis |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Floating Net Rate |
Net Margin Flag |
|
From the New Business tab, select Define Adjustable Rate Attributes tab |
|
<Not Applicable> |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
700 |
Customer Credit Score |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
80 |
Original Loan to value |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
FANNIE_MAE |
Issuer |
|
From the New Business tab, select Define Neg Am Attributes tab |
|
<Not Applicable> |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
0 |
Index Name |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
Principal and Interest payments both |
Index Adjustment Type |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
No Floor |
No Floor Capital Protection Category |
Note:
If the user is mapped to ADCo, the Product Profile will always show Define Other Mortgages Attributes tab.
Loan Negative Amortization Product Profile - Attributes
| Location | Default Value | attribute |
|---|---|---|
|
All Business tab |
100 |
Percent Taxable |
|
All Business tab |
Do Not Adjust |
Pay Equivalent Compounding Convention |
|
All Business tab |
Blank, that is, the holiday calendar is not selected. |
Holiday Calendar |
|
All Business tab |
Unadjusted and Disabled, if the holiday calendar is not selected in the preceding section. Unadjusted and Enabled, if the holiday calendar is selected in the preceding section. |
Rolling Convention |
|
All Business tab |
Shift Dates Only is selected and Disabled, if Rolling Convention is not selected. Shift Dates Only is selected and Enabled, if Rolling Convention is selected to be other than Unadjusted. |
Interest Calculation Logic |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Adjustable Negative Amortization |
Amortization Type |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Other Adjustable |
Adjustable Type |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Unchecked |
Inflation Indexed Instrument |
|
From the New Business tab, select Define Payment Attributes secondary tab |
1 Month |
Payment Frequency |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Interest In Arrears |
Interest Type |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Actual / Actual |
Accrual Basis |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Simple |
Compounding Basis |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Floating Net Rate |
Net Margin Flag |
|
From the New Business tab, select Define Adjustable Rate Attributes tab |
1 Month |
Repricing Frequency |
|
From the New Business tab, select Define Neg Am Attributes tab |
6 Months |
Payment Change Frequency |
|
From the New Business tab, select Define Neg Am Attributes tab |
3 Months |
Equalization Frequency |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
700 |
Customer Credit Score |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
80 |
Original Loan to value |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
FANNIE_MAE |
Issuer |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
0 |
Index Name |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
Principal and Interest payments both |
Index Adjustment Type |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
No Floor |
No Floor Capital Protection Category |
Note:
If the user is mapped to ADCo, the Product Profile will always show Define Other Mortgages Attributes tab.
Savings Product Profile - Attributes
| Location | Default Value | Attribute |
|---|---|---|
|
All Business tab |
100 |
Percent Taxable |
|
All Business tab |
Do Not Adjust |
Pay Equivalent Compounding Convention |
|
All Business tab |
Blank, that is, the holiday calendar is not selected. |
Holiday Calendar |
|
All Business tab |
Unadjusted and Disabled, if the holiday calendar is not selected in the preceding section. Unadjusted and Enabled, if the holiday calendar is selected in the preceding section. |
Rolling Convention |
|
All Business tab |
Shift Dates Only is selected and Disabled, if Rolling Convention is not selected. Shift Dates Only is selected and Enabled, if Rolling Convention is selected to be other than Unadjusted. |
Interest Calculation Logic |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Behavior Pattern |
Amortization Type |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Floating Rate |
Adjustable Type |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Unchecked |
Inflation Indexed Instrument |
|
From the New Business tab, select Define Payment Attributes secondary tab |
1 Month |
Payment Frequency |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Interest In Arrears |
Interest Type |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Actual / Actual |
Accrual Basis |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Simple |
Compounding Basis |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Floating Net Rate |
Net Margin Flag |
|
From the New Business tab, select Define Adjustable Rate Attributes tab |
|
<Not Applicable> |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
700 |
Customer Credit Score |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
80 |
Original Loan to value |
|
New Business tab Define Other Mortgage Attributes tab |
FANNIE_MAE |
Issuer |
|
From the New Business tab, select Define Neg Am Attributes tab |
|
<Not Applicable> |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
0 |
Index Name |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
Principal and Interest payments both |
Index Adjustment Type |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
No Floor |
No Floor Capital Protection Category |
Note:
If the user is mapped to ADCo, the Product Profile will always show Define Other Mortgages Attributes tab.
Term Deposits Product Profile - Attributes
| Location | Default Value | Attribute |
|---|---|---|
|
All Business tab |
100 |
Percent Taxable |
|
All Business tab |
Do Not Adjust |
Pay Equivalent Compounding Convention |
|
All Business tab |
Blank, that is, the holiday calendar is not selected |
Holiday Calendar |
|
All Business tab |
Unadjusted and Disabled, if the holiday calendar is not selected in the preceding section. Unadjusted and Enabled, if the holiday calendar is selected in the preceding section. |
Rolling Convention |
|
All Business tab |
Shift Dates Only is selected and Disabled, if Rolling Convention is not selected. Shift Dates Only is selected and Enabled, if Rolling Convention is selected to be other than Unadjusted. |
Interest Calculation Logic |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Non-Amortizing |
Amortization Type |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Fixed Rate |
Adjustable Type |
|
From the New Business tab, select the Define Core Product Attributes secondary tab |
Unchecked |
Inflation Indexed Instrument |
|
From the New Business tab, select Define Payment Attributes secondary tab |
1 Month |
Payment Frequency |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Interest In Arrears |
Interest Type |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Actual / Actual |
Accrual Basis |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Simple |
Compounding Basis |
|
From the New Business tab, select Define Payment Attributes secondary tab |
Floating Net Rate |
Net Margin Flag |
|
From the New Business tab, select Define Adjustable Rate Attributes tab |
|
<Not Applicable> |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
700 |
Customer Credit Score |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
80 |
Original Loan to value |
|
From the New Business tab, select Define Other Mortgage Attributes tab |
FANNIE_MAE |
Issuer |
|
From the New Business tab, select Define Neg Am Attributes tab |
|
<Not Applicable> |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
0 |
Index Name |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
Principal and Interest payments both |
Index Adjustment Type |
|
From the New Business tab, select Define Inflation Adjustment Attributes tab |
No Floor |
No Floor Capital Protection Category |
Note:
If the user is mapped to ADCo, the Product Profile will always show Define Other Mortgages Attributes tab.