10.3 Credit Quality and Stressed Assets – Trend

This section describes the parameters of Credit Quality and Stressed Assets – Trend Analysis.

Table 10-4 Credit Quality and Stressed Assets – Trend Analysis Parameters

Parameters	Descriptions
Analysis Name	Credit Quality and Stressed Assets – Trend
Report Level Filters	Tabular Report: All measures covered by this analysis and periodicity of the trend. Graphical Reports: All dimensions covered by this analysis and periodicity of the trend.
Analysis Description	This analysis gives a multidimensional view of the past trend for a selected measure over the last 8 years or 8 quarters or 8 months. Along with the actual values of the selected measure, the report also displays the variance in actuals and percentage between each period. The measures covered by this analysis are Watchlisted Exposures, Delinquent Exposures- up to 30 DPD, Delinquent Exposures 31-60 DPD, Delinquent Exposures- more than 60 DPD, Total Delinquent Exposures, NPA Exposures - Substandard Assets, NPA Exposures - Doubtful Assets, NPA Exposures - Loss Assets, Total NPAs, Allowance for Loans and Lease Losses, Provisions and Net Charge Off.
Reports Covered	This analysis is presented through a combination of Tabular and Graphical Reports, comprising the following: Credit Quality and Stressed Assets – Trend: A multidimensional tabular report displaying the trend of a selected measure over 8 years or 8 quarters or 8 months. Credit Quality and Stressed Assets – Variance: A multidimensional tabular report displaying the variance of a selected measure over 8 years or 8 quarters or 8 months. Stressed Assets Classification & Reserves – Trend: A line chart displaying the trend of all measures over 8 years or 8 quarters or 8 months for the selected dimensions, selected combinations of dimensions, and measures. You can filter the data based on the following measures All Measures, Watchlisted Exposures, Delinquent Exposure – upto 30 days DPD, Delinquent Exposure – 31 to 60 days DPD, Delinquent Exposure – More than 60 days DPD, Total Delinquent Exposures, NPA – Sub-Standard Exposure, NPA-Doubtful Exposure, NPA -Loss Exposure, Total Non-Performing Assets, Allowance for Loans & Lease Losses, Provisions and Net Charge Off. Stressed Assets Classification & Reserves – Variance: A line chart displaying the variance of all measures, over 8 years or 8 quarters or 8 months, for the selected combinations of dimensions and measures. You can filter the data based on the following measures, All Measures, Watchlisted Exposures, Delinquent Exposure – upto 30 days DPD, Delinquent Exposure – 31 to 60 days DPD, Delinquent Exposure – More than 60 days DPD, Total Delinquent Exposures, NPA – Sub-Standard Exposure, NPA-Doubtful Exposure, NPA -Loss Exposure, Total Non-Performing Assets, Allowance for Loans & Lease Losses, Provisions and Net Charge Off.
Dimensions	Line of Business Product Type Product Organization Structure Natural Currency
Drill-down details	Not Applicable
Drill-down Path	Not Applicable