10.2 Credit Quality Ratio – Trend

This section describes the parameters of the Credit Quality Ratio - Trend Analysis.

Table 10-3 Credit Quality Ratio - Trend Analysis Parameters

Parameters	Descriptions
Analysis Name	Credit Quality Ratio - Trend
Report Level Filters	Tabular Report: All the measures covered by this analysis and periodicity of the trend. Graphical Reports: All dimensions covered by this analysis and periodicity of the trend.
Analysis Description	This analysis provides a multidimensional view of the past trend for a selected measure over the last 8 years or 8 quarters or 8 months. The measures covered in this analysis are Watchlist Ratio, Delinquent Ratio, NPA Ratio, ALLL Ratio, ALLL-NPA Coverage Ratio, Current Provision Ratio, ALLL-NCO Coverage Ratio and Charge off Ratio.
Reports Covered	This analysis is presented through a combination of a tabular and a Graphical Report, consisting of the following: Credit Quality Ratio – Trend: A multidimensional tabular report displaying the trend of a selected measure over 8 years or 8 quarters, or 8 months. Key Credit Quality Ratios – Yearly Trend: A line chart displaying the trend of all the measures over the 8 years or 8 quarters, or 8 months for the selected combination of dimensions and measures. You can filter data from the following list of measures, All Measures, Delinquent Ratio, NPA Ratio, Watchlist Ratio, ALLL Ratio, Current Provision Ratio, ALLL – NPA Coverage Ratio, ALLL -NCO Coverage Ratio and Charge off Ratio.
Dimensions	Line of Business Product Type Product Organization Structure Natural Currency
Drill-down details	Not Applicable
Drill-down Path	Not Applicable