8.1.1.3.4 Party Summary

This pre-built report is based on party subject area. It provides stakeholders with an overall summary of parties to which bank has exposure. It gives view into parties and their related parties, along with the financial exposure numbers like total assets vs liabilities outstanding against all parties. It also gives view into parties’ risk profile analysis based on their credit rating.

• Risk Profile Analysis: This visualization illustrates the risk profile of parties to which the bank has credit exposure, based on their credit ratings as of the selected date. The bar chart displays credit ratings along with the corresponding number of parties for each rating.

  Users can filter the data based on Domestic vs. Foreign ratings and Rating Source Code (Rating Agency) using the filter options provided at the top of the visualization. Each rating source code is shown alongside the count of party identifiers, offering a clear view of the risk rating distribution.

  This visualization helps assess the overall risk landscape of institutional assets, such as loans, enabling informed decision-making and effective risk management strategies.

  The dashboard includes several default filters, such as Calendar Date, Purpose Description for Domestic/Foreign Currency Ratings, and Rating Source Description, allowing users to tailor their view based on specific preferences or requirements.

  • Objective: To highlight the number of parties for each credit rating by a specific Credit Agency and rating purpose.

    Figure 8-46 Risk Profile Analysis

    
    

    

    
    

• Party Financial Details: The visualization displays the total assets and liabilities of the parties for the financial period as per selected Calendar date. Each party is listed with its corresponding asset and liability amount, highlighting their financial position/obligation for the selected calendar date. This analysis provides insights into the key contributors to the organization's asset/liability base, aiding in performance assessment. This analysis also facilitates insights into risk assessment and financial planning. User also has the option to select specific party name from filter attribute on top and get view for a specific party.
  • Objective – To highlight total amount of asset and liabilities against all parties or specific party as of specific date

  Figure 8-47 Party Financial Details

  
  

  

  
  
  • Party Party Relationships and Party Party Account Relationship: Party relationship visualizations provides a view of party relationships and their associated accounts details. Relationship between related party and primary party could be personal like spouse, parent, etc. of primary account holder or professional like CEO, Director of an organization that is bank’s customer.
• Party Party Relationships:
  • Objective – To highlight the relationship between different parties and relationship effective date.

    Figure 8-48 Party Party Relationships

    
    

    

    
    
• Party Party Account Relationship:
  • Objective – The dashboard gives view of party relationships and their associated accounts.

    Figure 8-49 Party Party Account Relationship