16.1.4 Total Payments
This metric calculates the total payment to be made which is the summation of intraday payments sent (outflows) and received (inflows).
The following is an example for this metric:
For instance, a bank has the following intraday transactions that occurred in the payment and settlement system:
Table 15-4 Example of Total Payments
| Cash Flow Timing | Inflows | Outflows |
|---|---|---|
| 9:00 | 223 | |
| 9:30 | 19 | |
| 10:00 | 95 | |
| 10:15 | 223 | |
| 10:45 | 99 | |
| 11:00 | 108 | |
| 12:00 | 400 | |
| 12:35 | 22 | |
| 14:00 | 10 | |
| 14:05 | 5 | |
| 14:20 | 45 | |
| 15:00 | 379 | |
| 15:30 | 102 | |
| 17:00 | 11 |
Here,
- Total Payments Sent = $894 (i.e. $19+$430+$10+$424+$11)
- Total Payments Received = $847 (i.e. $223+$95+$400+$22+$5+$102)