10.1 Preconfigured Regulatory Scenarios
The list of pre-configured rules and the corresponding reference to the regulatory requirement that it addresses is provided in the following table:
Table 9-1 List of pre-configured rules
| Rule Name | Rule Description | Regulatory Reference |
|---|---|---|
| DIC - Deposit Insurance - Party Type Reclassification | This is a reclassification rule to reclassify all bank party type to FDIC party type in FSI_DEPOSIT_INSURANCE_RECLASS table. | 12 CFR Part 370 ITFG v2.0 –Appendix A, Customer File, CS_Type |
| DIC - Deposit Insurance - Eligible Accounts Identification | This is a rule identifies if a deposit account is eligible for insurance calculation or not. If eligible the deposit account are marked as eligible in FSI_DEPOSIT_INSURANCE table. |
12 CFR Part 330.3 12 CFR Part 370 ITFG v2.0 - 2.2.7 |
|
DIC - Deposit Insurance - ORC Flag
|
This is a rule identifies if the account has to be considered for ORC reclassification or not. If eligible then ORC is marked as eligible in FSI_DEPOSIT_INSURANCE_DTLS table. | 12 CFR Part 370 ITFG v2.0 – 3.3 Step 4 |
|
DIC - Deposit Insurance - Eligible Beneficiary Flag
|
This is a rule identifies if the beneficiary is eligible for insurance calculation or not. If eligible then beneficiary is marked as eligible in FSI_DEPOSIT_INSURANCE_DTLS table. |
12 CFR Part 330.10 c and d.
|
|
DIC - ORC Type Identification - Mortgage Servicing Accounts
|
This is a rule which identifies if a deposit account meets the criteria for Mortgage Servicing Accounts (MSA) Ownership Right and Capacity type. MSA identification is stored in FSI_DEPOSIT_INSURANCE_DTLS table.
|
12 CFR Part 370 ITFG v2.0 –4.1.10.1 |
| DIC - ORC Type Identification - Business Accounts | This is a rule which identifies if a deposit account meets the criteria for Business Accounts (BUS) Ownership Right and Capacity type. BUS identification is stored in FSI_DEPOSIT_INSURANCE_DTLS table. | 12 CFR Part 370 ITFG v2.0 –4.1.8.1 |
|
DIC - ORC Type Identification - Irrevocable Trust Accounts
|
This is a rule which identifies if a deposit account meets the criteria for Irrevocable Trust Accounts (IRR) Ownership Right and Capacity type. IRR identification is stored in FSI_DEPOSIT_INSURANCE_DTLS table. | 12 CFR Part 370 ITFG v2.0 –4.1.5.1 |
| DIC - ORC Type Identification - Revocable Trust Accounts | This is a rule which identifies if a deposit account meets the criteria for Revocable Trust Accounts (REV) Ownership Right and Capacity type. REV identification is stored in FSI_DEPOSIT_INSURANCE_DTLS table. | 12 CFR Part 370 ITFG v2.0 –4.1.4.1 |
| DIC - ORC Type Identification - Certain Retirement Accounts | This is a rule which identifies if a deposit account meets the criteria for Certain Retirement Accounts (CRA) Ownership Right and Capacity type. CRA identification is stored in FSI_DEPOSIT_INSURANCE_DTLS table. | 12 CFR Part 370 ITFG v2.0 –4.1.6.1 |
| DIC - ORC Type Identification - Employee Benefit Plan Accounts | This is a rule which identifies if a deposit account meets the criteria for Employee Benefit Plan Accounts (EBP) Ownership Right and Capacity type. EBP identification is stored in FSI_DEPOSIT_INSURANCE_DTLS table. | 12 CFR Part 370 ITFG v2.0 –4.1.7.1 |
| DIC - ORC Type Identification - DIT as the Trustee of an Irrevocable Trust Accounts | This is a rule which identifies if a deposit account meets the criteria for Depository Institution as the Trustee Accounts (DIT) Ownership Right and Capacity type. DIT identification is stored in FSI_DEPOSIT_INSURANCE_DTLS table. | 12 CFR Part 370 ITFG v2.0 –4.1.11.1 |
| DIC - ORC Type Identification - Sovereign and Central Government Accounts | This is a rule which identifies if a deposit account meets the criteria for Government Accounts (GOV) -Sovereign and Central Government accounts Ownership Right and Capacity type. GOV identification is stored in FSI_DEPOSIT_INSURANCE_DTLS table. | 12 CFR Part 370 ITFG v2.0 –4.1.9.1- 5 |
| DIC - ORC Type Identification - Other Government Accounts | This is a rule which identifies if a deposit account meets the criteria for Government Accounts (GOV) -Other Government accounts Ownership Right and Capacity type. GOV identification is stored in FSI_DEPOSIT_INSURANCE_DTLS table. | 12 CFR Part 370 ITFG v2.0 –4.1.9.1- 7 |
| DIC - ORC Type Identification - Tribal Trust Funds held under Government Accounts | This is a rule which identifies if a deposit account meets the criteria for Government Accounts (GOV) - Tribal Trust Funds held under Government accounts Ownership Right and Capacity type. GOV identification is stored in FSI_DEPOSIT_INSURANCE_DTLS table. | 12 CFR Part 370 ITFG v2.0 –4.1.9.1- 7 |
|
DIC - ORC Type Identification - Joint Accounts
|
This is a rule which identifies if a deposit account meets the criteria for Joint Accounts (JNT) Ownership Right and Capacity type. JNT identification is stored in FSI_DEPOSIT_INSURANCE_DTLS table. | 12 CFR Part 370 ITFG v2.0 –4.1.3.1 |
| DIC - ORC Type Identification - Single Accounts | This is a rule which identifies if a deposit account meets the criteria for Single Accounts (SGL) Ownership Right and Capacity type. SGL identification is stored in FSI_DEPOSIT_INSURANCE_DTLS table. | 12 CFR Part 370 ITFG v2.0 –4.1.2.1 |
| DIC - ORC Type Identification - DOE Accounts | This is a rule which identifies if a deposit account meets the criteria for Department of Energy Accounts (DOE) Ownership Right and Capacity type. DOE identification is stored in FSI_DEPOSIT_INSURANCE_DTLS table. | 12 CFR Part 370 ITFG v2.0 –4.1.15.1 |
| DIC - ORC Type Identification - Public Bond Accounts | This is a rule which identifies if a deposit account meets the criteria for Public Bond Account (PBA) Ownership Right and Capacity type. PBA identification is stored in FSI_DEPOSIT_INSURANCE_DTLS table. | 12 CFR Part 370 ITFG v2.0 –4.1.13.1 |
| DIC - ORC Type Identification - Annuity Contract Accounts | This is a rule which identifies if a deposit account meets the criteria for Annuity Contract Accounts (ANC) Ownership Right and Capacity type. ANC identification is stored in FSI_DEPOSIT_INSURANCE_DTLS table. | 12 CFR Part 370 ITFG v2.0 –4.1.12.1 |
| DIC - ORC Type Identification - BIA - Custodian Accounts for American Indians | This is a rule which identifies if a deposit account meets the criteria for Custodian Account for American Indians (BIA) Ownership Right and Capacity type. BIA identification is stored in FSI_DEPOSIT_INSURANCE_DTLS table. | 12 CFR Part 370 ITFG v2.0 –4.1.14.1 |
| DIC - Pending Reason Identification - Irrevocable Trust Accounts |
This is a rule updates the pending reasons for Trust Accounts.
|
12 CFR Part 370 ITFG v2.0 – Appendix A, Customer File, CS_Type 5.4 –Output File population |
| DIC - Pending Reason Identification - Sovereign and Central Government Accounts | This is a rule updates the pending reasons for Government Accounts. |
12 CFR Part 370 ITFG v2.0 – Appendix A, Customer File, CS_Type 5.4 –Output File population |
| DIC - Pending Reasons | This is a rule updates the pending reasons for All Accounts which has missing interest. |
12 CFR Part 370 ITFG v2.0 – Appendix A, Customer File, CS_Type 5.4 –Output File population |