Collective Assessment

The Rules associated with this task are the following:

• Collective Assessment Assignment Rule
• Cohort_Identification DT

To improve overall process efficiency to generate cash flow accounts having similar characteristics - typically small in value and large in volume accounts like retail accounts - are grouped to form a cohort. Cash flow and allowance are then, calculated at the cohort level. Amortized cost and allowance calculated at the cohort level are allocated back to the account level based on the allocation factor of an account. The allocation factor is typically carrying the amount of an account in the cohort.