6.4.3.6 Cards

Figure 6-20 CARDS Product Screen

1. Enter or select the following details:
   • Currency
   • Product
   • Product Name
   • Profitability Curve Definition
   • Pricing Methodology
     • For Carded Pricing Methodology, select the Card Rate Definition.
     • For User Input Pricing Methodology, select the relevant details based on the Interest Rate Type you select.
   • Interest Rate Type
   • Fixed Rate Duration
   • Go to Rate (in %): This is the rate applied on the unpaid accumulation of the previous month's fees and interest income of the current month
   • Balance Transfer Rate (%)
   • Purchase Rate (%)

   Figure 6-21 CARDS Product Type

   
   

   

   
   
2. Enter the following details for CARDS Product Type:
   • Currency
   • Product Name
3. Profitability Curve Definition
   • Pricing Methodology
     • For Carded Pricing Methodology, select the Card Rate Definition.
     • For User Input Pricing Methodology, select the relevant details based on the Interest Rate Type you select.
     • The Real-Time Transfer Pricing service is optional as an additional service and can be invoked as mentioned in the Mortgage product type.

       The Relationship Manager has also the flexibility to input the values directly without the service.