Chargeback

Use Case Description

  • A guest check is paid in full by credit card using a terminal, on day 0 (Monday 08/05/2024) at 8:00 a.m. EST.
    • Check Total: 45.00

    • Tip Total: 5.00

    • Payment Total: 50.00

  • The guest disputes the credit card charge with their bank. In this example, the chargeback happens a month later (Monday 09/09/2024).

Export or BI API Results

Refer to the "Simple Card Transaction" example above for the result sets related to the original payment on 08/05/2024.

  • Results when collected on Tuesday 09/10/2024.

    Table 10-41 Payment Settlement Details

    Payment ID

    Payment Detail ID

    PSP Reference

    Business Date

    Settlement Date

    Journal Type

    Card Present Fee

    Card Present Rate

    Chargeback Fee

    Settlement Amount

    123450

    123456781

    AB88000000CD000001

    08/05/2024

    09/09/2024

    CHARGEBACK

    0.00

    0.00

    15.00

    -50.00

  • Results when collected on Wednesday 09/11/2024.

    Table 10-42 Payment Payout Details

    Payment ID

    Payment Detail ID

    PSP Reference

    Business Date

    Journal Type

    Payout Amount

    Transaction Payout PSP Reference

    Fee Payout PSP Reference

    Oracle Fees

    123450

    123456781

    AB88000000CD000001

    08/05/2024

    CHARGEBACK

    -50.00

    EF99000000XY000003

    EF99000000XY000003

    15.00

    Table 10-43 Payment Payout Summary

    Payout PSP Reference

    Batch Payout Date

    Batch Payout Date and Time

    Batch Payout Currency

    Batch Payout Amount

    EF99000000XY000003

    09/10/2024

    09/10/2024 9:30AM EST

    USD

    1000.00

Payment Tracking Report

  • See Basic Payment for what the report looked like in August.

  • Payment Tracking Report run on Monday 09/09/2024 at 2:05 p.m. for business date 08/05/2024.
    • Tender Amount: 0.00

    • Settled Amount: 0.00

    • Variance Settled to Tender: 0.00

    • Fee Amount: 16.15 (= applicable variable rate + fixed fee = 2% of 50.00 + 0.15 plus chargeback fee of 15.00)

    • Expected Payout: -16.15

    • Payout Amount: 48.85

    • Variance Payout to Expected: 32.70

  • Payment Tracking Report run on Tuesday 09/10/2024 at 2:05 p.m. for business date 08/05/2024.
    • Tender Amount: 0.00

    • Settled Amount: 0.00

    • Variance Settled to Tender: 0.00

    • Fee Amount: 16.15 (= applicable variable rate + fixed fee = 2% of 50.00 + 0.15 plus chargeback fee of 15.00)

    • Expected Payout: -16.15

    • Payout Amount: -16.15

    • Variance Payout to Expected: 0.00