Retail EFTLink 23.0

Oracle Retail EFTLink is a middleware product that enables Oracle to remove Xstore Point of Service from the costly and frequently changing Payment Application Data Security Standard(PA-DSS).

As retailers continue to investigate the most cost effective ways in which they can become compliant with PCI standards, EFTLink provides a tested and mature approach that is already deployed in over ten countries. The solution has been adopted as the strategic approach for Xstore Point of Service and enables the rapid support of payment solutions in new markets by working with payment providers who are local and/or offer an extensive international network.

EFTLink uses an industry-standard interface to the point of service and then translates the messages to the relevant format provided by the payment provider, enabling the POS to be outside of the payment scope.