Loans overview provides a summary of the Loan accounts held by the customer. Loans dashboard displays summary of total borrowings done by the customer in all accounts along with the current outstanding amount. It allows customers to understand their current position with respect to loan accounts. Summary of individual Loan accounts will be displayed on the user’s dashboard.
User can view account details such as customer name, product name, account number, rate of interest, outstanding amount and joint account indicated on the dashboard for individual accounts. The system will fetch the details for all loan accounts linked to the logged in customer id and display to the customer.
When the customer logs in or is navigated to dashboard from any of the screens, system will retrieve the account statement details and displays it in a mini statement widget. Mini statement of only one account will be displayed at a time. Latest transactions made the account will be displayed in ascending order. Customer can select the account number of available accounts. Every time account number is changed, the system will retrieve account details. The customer can navigate to account statement screen to view complete details of the transaction or download account statement.
At times a customer needs to refer their previous loan accounts which are in closed status. A summary of such closed accounts is displayed on the dashboard. It allows user to navigate to the view closed account details screen.
Customers can initiate requests for opening a new loan account through the dashboard. On initiating the request customer will be navigated to the product showcase screen of origination module where various products and offers hosted by the bank will be available for selection.
Click on individual components to view in detail.
Dashboard Overview
|
This section displays the graphical overview of all loan accounts held by the customer. It provides the Total Borrowings and Current Outstanding for the all the loan accounts mapped to the customer. It includes details like:
|
|
|---|---|
|
Quick Links This section displays the quick links to loan transactions. Click the particular link to access the specific loan transaction. It includes the following transactions: |
|
|
This section displays summary of loan accounts and all the related information about the loan account. It includes details like:
Click the loan account number to view the respective loan account details. For more information click here. |
|
|
This section displays the graphical analysis of all the loan portfolios. |
|
|
This section displays the loan calculator. Click here to access the Loan Installment Calculator and Loan Eligibility Calculator. |