Credit Card Application

You can see the complete details / features of the selected credit card and proceed further with the credit card application process. The credit card origination process consists of the following steps:

• Orientation: It gives a broad level understanding of the steps involved in completing the application.
• Personal Details: personal details are necessary to key in as it helps in registration. Personal details are classified as, primary details, identity, contact, and occupation details.
• Financial Details: financial details are helps bank to understand the credit worthiness of the subscriber. Financial details are classified as, income, expense, asset, and liability.
• Additional Information: It involves the details like, card delivery preferences and fees charged, if any. The delivery preference could be, credit card delivery, PIN delivery, and statement delivery.
• Save Application: It allows to save the application and retrieve it at a later stage.
• Add-On Card Details: Add-on card is a supplementary card riding on top of primary credit card. Add-on card limit is set by the customer and the limit is part of primary credit card limit.
• Review and Submit Application: You can review and make the necessary modifications before submitting the application.
• Application Tracker: You can track the progress of the application. The application tracker displays the status as, complete, incomplete, and draft.
• Pending Actions: It involves remaining tasks to be performed to complete the application. The pending actions could be additional preference and document upload.
• Application Summary: It is a brief overview of the application process. It include details such as, credit card product details, primary card holder details, and add-on card details.
• Status History: It gives detail status of submitted application.

How to reach here:

Dashboard > New Credit CardA credit card is a payment card issued to users (cardholders) as a method of payment.

To apply for credit card:

1. Click Apply to proceed with the credit card origination process.
2. The Orientation screen appears. Click I am Ready.
3. The Personal Details screen appears. In the Primary, Identity, Contact, and Occupation section enter the relevant details. For more information click here.
4. Click Submit.
5. The Financial Details screen appears. In the Income, Expense, Assets, and Liabilities section enter the relevant details. For more information click here.
6. Click Submit.
7. The Card Preferences screen appears. In the Delivery Preference section, enter the credit card delivery details.

Field Description

Field Name	Description
Delivery Preferences
Card Delivery Mode	Credit card delivery preference. The options are: Home Address Branch
PIN Delivery Mode	Credit card PINPersonal identification number (PIN) is a secret number given to an account holder to be used when they put their credit card or cash card into an automatic teller machine (ATM). If the number they use is correct they will be allowed to access their account. delivery preference. The options are: Home Address Branch
Statement Delivery Mode	Card card statement delivery preference. The options are: Online Courier Both
Add On Card Holder Details
Salutation	Applicants salutation.
First Name	First name of the applicant.
Last Name	Last name of the applicant.
Email	Email address of the applicant.
Date of Birth	Date of birth of the applicant.
Accommodation Type	Residential accommodation type of the applicant. The accommodation types are: Company Provided Inherited Leased Owned Parental Rented Other
Staying Since	Date since when the applicant is staying at the current location.
Country	Residing country name of the applicant.
Address 1-2	Address details of the applicant.
City	City name of the applicant.
State	State name of the applicant.
Zip Code	Zip code of the applicant.
Fees and Charges
Application Fees	Fees charged for subscribing for the credit card.

8. Click Save to save the delivery preferences.
9. In the Addon Card Holder Details section, enter the primary details for the add on card holder.
   OR
   Click Skip to cancel the add-on card details.
10. Click Save to save the add on card details.
    
11. Click Continue.
12. The Review screen appears. Verify the details, and click Submit. The credit card submission approval message appears with the submission ID.
13. Click Track Application to track the application progress.

Note: To complete the credit card application process, follow the steps to configure the card and upload the document.

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