Card Statement

The Card Statement feature enables customers to view details of all purchases, payments and any other debits and credits made to their credit card accounts. Customers can select any card of which to view the statement. All transactions initiated on the card are displayed in chronological order of spending, with the latest transactions displayed first. Only primary cards are available for selection. On selecting a primary card, if any add-on cards are linked to it, the transactions initiated on the add-on card are also listed down.

In addition to being able to select a specific card of which to view the statement details, customers can also filter transactions based on billed or unbilled transactions. On selecting the option ‘billed’ the customer can specify the billing month of which to view statement.

How to reach here:

Dashboard > Credit Cards > My Credit Cards > Overview > Mini Statement card > Card Statement

Field Description

 

Field Name	Description
Embossed Name	Customer name as embossed on the credit card.
Card Number	The customer can select the card for which to view the statement. The cards are available for selection in a drop-down and are displayed in masked format along with the account nickname. For more information on Account Nickname, click here.
Filter/ Options
Transaction Type	Filters to view the transaction type. The options are: Billed Transactions Unbilled Transactions
Month	The customer is required to select a month so as to be able to view the transactions that comprised of that specific month’s billed transactions. This field appears if you select the Billed Transactions option from the Transaction Type list.
Result
Date	Date on which the transaction took place.
Description	Displays the name of the credit card associated with the transaction along with the description of the transaction done.
Amount	Transaction amount along with the debit or credit indicator.

To generate the statement:

1. From the Credit Card Number list, select the appropriate credit card account for which statement to be generated.
2. From the Transaction Type list, select the appropriate option.
   If Billed Transactions is selected.
3. From the Month list, select the appropriate month to further customize the statement.
   Based on selected criteria, the credit card statement appears.

FAQs

How do I view the transactions undertaken by the add-on card holder?

The description of each transaction record displays details of the transaction as well as the card name and number using which the transaction was performed. Based on the name and number, you can identify which transaction was initiated by the primary card and which was initiated by the add-on card.

How does the bank keep the card holder informed of the transactions initiated using the credit card issued?

Banks sends a monthly statement to all card holders giving details of the transactions made using the card and the amount required to be paid to settle any dues.

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