ORIGINATIONS

The Oracle Banking Digital Experience Originations includes key features for various types of account application process. The applicant can also specify account preferences, view the application form and track the status history of the application from the application tracker.

• Retail
• Savings: Applicants, both existing customers as well as prospects, can apply for a Current and Savings account through the Oracle Banking Digital Experience application.
• Credit Card: Customer can view various cards available and choose the best suitable card as per needs. On having selected a specific card, the applicant is required to specify basic personal, identity, contact and occupation details while applying for a new credit card, customer can customize the card like name on card, background image, companion card background, delivery preferences, balance transfer on the new card and add-on card details if required.
• Term Deposit: Prospects (not having any relationship with the bank) can apply for Term Deposits in the Oracle Banking Digital Experience application. Customers can view summary as well as details of the deposit offers/products before selecting the term deposit offer.
• Loans: Loans origination is the multi-stage process, wherein loan applicant must go through while applying for a mortgage or home loan, as well as other types of personal loans. During this process, applicant has to submit various details, such as financial details, primary information, credit card information, and other details. The financial institution use this information to determine the type of loan and the interest rate for which the borrower is eligible.
• Auto Loans
• Unsecured Personal Loans
• Mortgage Loans
• In Principal Loans Application
• Localization US Originations
• Certificate of Deposit Application
• Checking Account Application
• Savings Account Application
• Auto Loans Application
• Credit Card Application
• Unsecured Personal Loans Application

To open an account:

1. Open an internet browser to access the application.
2. Type the Oracle Banking Digital Experience URL in the Address bar, and press Enter. The application dashboard appears.
3. Click appropriate card to open a new account.

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