Add Payee - Bank Account

While adding a payee, the user is provided with the option to either assign an account number to the payee or to define a demand draft template to be used while issuing demand drafts towards the payee.

This section documents the addition of a payee with transfer type as bank account.

Internal
Domestic
International

You are here How to reach here:

Dashboard > Toggle menu > Payments > Setups > Manage Payees > Create

To add new payee:

Click the Create link on the Manage Payees screen. The pop up screen appears on which to specify the transfer type i.e. bank account or demand draft, appears.

Field Description

Field Name	Description
What type of payee would you like to add ?	Payee type to be maintained. The type can be: Bank Account Demand Draft

Field Name

Description

What type of payee would you like to add ?

Payee type to be maintained.

The type can be:

Bank Account
Demand Draft

Select the Bank Account option to create bank account type of payee. The Add Payee screen appears in which the user can specify information to create a bank account payee.

Add Payee - Internal Account Transfer

While creating a payee that has an internal bank account, i.e. an account that is held in the same bank as that of the user’s, in addition to the basic payee information that needs to be captured, the account number and branch in which the payee’s account is held will also need to be identified.

To create a payee for internal account transfer:

In the Account Type field, select the Internal option as type of account associated with the payee.

Field Description

Field Name	Description
Payee Name	Specify the name by which the payee is to be identified.
Upload Photo	Select this option to upload a photo against the payee.
Account Type	Select the type of account associated with the payee. The options are: Internal Domestic International
Branch	The name of the bank branch of the payee. This field appears only for Internal Account .
Account Number	Specify the account number of the payee.
Confirm Account Number	The user is required to re-enter the payee’s account number in this field so as to confirm the same.
Account Name	Enter the name of the payee as maintained against the payee’s bank account.
Nickname	Specify a nickname to be assigned to the payee for the purpose of easy identification.
Access Type	Specify the access type to be assigned to the payee. The options are: Public Private

In the Payee Name field, enter the name of the payee.
Click the Upload Photo link to upload a photo against the payee.
Note: Once a photo is uploaded against the payee, the options Change and Remove appear against the photo.
Click on Change link to modify the uploaded payee photo.
OR
Click on Remove link to delete the uploaded payee photo.

In the Account Type field, select the Internal option as type of account associated with the payee.
From the Branch list, select the appropriate bank branch of the payee
In the Account Number field, enter the payee’s account number.
In the Confirm Account Number field, re-enter the payee’s account number.
In the Account Name field, enter the payee name.
In the Nickname field, enter a nickname to be assigned to the payee for easy identification while initiating transfers.
Select the desired Access Type to be assigned to the payee.
Click Add to add the payee.
OR
Click Cancel to cancel the transaction. A warning message appears asking the user to confirm cancellation of the operation.
Click Yes to confirm cancellation of payee creation. The user is navigated to the dashboard.
Click No to return to the Add Payee screen.

Note: If, while creating a payee, the user enters an account number or payee nickname that has already been assigned to a registered payee, an error message will appear informing the user that a payee with the specific details already exists and the user will not be able to create the payee.

The Add Payee – Review screen appears. Verify the details, and click Confirm.
OR
Click Cancel , to cancel the operation.
OR
Click Back . The user is directed back to the previous screen with values in editable form.
A message confirming submission of payee creation request appears on the confirm page along with the transaction reference number, status and payee details.
Click Go To Dashboard, to navigate to the dashboard.
OR
Click Pay Now to initiate a payment towards the payee. The user will be navigated to the Transfer Money screen. This option will not be available if the Add Payee transaction is pending authorization.

Add Payee - Domestic Account Transfer

Domestic Bank Account payee is created to transfer funds to an account which is maintained outside the Bank but within the same country. Hence, while adding a payee that has a domestic bank account, details of the payment network, through which funds are to be transferred, along with the bank and branch in which the payee’s account is held will also need to be captured in addition to the payee details and account specific information.

To create a payee for domestic account transfer:

In the Account Type field, select the Domestic option as type of account associated with the payee.

Field Description

Field Name	Description
Payee Name	Specify the name by which the payee is to be identified.
Upload Photo	Select this option to upload a photo against the payee.
Account Type	Select the type of account associated with the payee. The options are: Internal Domestic International
Account Number	Specify the account number of the payee.
Confirm Account Number	Re-enter the account number as entered in the Account Number field so as to confirm the same.
Account Name	Enter the name of the payee as maintained against the payee’s bank account.
Payee Account Type	Select the type of account associated with the payee. The options are: Savings Current Overdraft Cash Credit Loan Account NRE
IFSC Code	Specify the IFSC /Bank Code of the payee’s account.
IFSC /Bank Code Look up The following fields are displayed on a pop up window if the Lookup IFSC Code link is selected.
IFSC Code	The facility to lookup bank details based on the IFSC Code.
Bank Name	The facility to lookup the bank details based on bank name.
State	The facility to lookup bank details by combining search through IFSC Code and Bank Name along with the state in which the payee’s account is held.
City	The facility to lookup bank details by combining search through IFSC Code and Bank Name along the city in which the payee’s account is held.
IFSC Code Lookup - Search Result The following details are displayed per record as search results arrived at based on the information defined in the search fields.
Bank Name	Name of the bank.
Branch	Bank branch name.
Address	The complete address of the bank.
IFSC Code	The IFSC code value. This value will be displayed as a link which will be selectable. On selecting the link, the IFSC code and bank details are populated on the Add Payee – Domestic Account screen.
Nickname	Specify a nickname to be assigned to the payee for the purpose of easy identification.
Access Type	Specify the access type to be assigned to the payee. The options are: Public Private

In the Payee Name field, enter the name of the payee.
Click the Upload Photo link, to upload a photo against the payee.
Note: Once a photo is uploaded against the payee, the options Change and Remove appear against the photo.
Click the Change link to modify the uploaded payee photo.
OR
Click the Remove link to delete the uploaded payee photo.
In the Account Number field, enter the payee’s account number.
In the Confirm Account Number field, re-enter the payee’s account number.
In the Account Name field, enter the payee name.
From the Payment Account Type list, select the type of account associated with the payee.
In the IFSC Code field, enter the IFSC Code or select it from the lookup.
If you enter the IFSC code, click Verify to fetch bank details based on Bank Code (BIC).
OR
Click Reset to clear the populated data and enter/ select a new IFSC Code.
If you search the IFSC code by clicking the Lookup IFSC Code link.
In the IFSC Code and Bank Name field, enter either the IFSC code or bank name of the beneficiary bank.
OR
Specify either the name of the city or the state in which the payee’s account is held in the fields City or State.
Click Search. The bank details appear.
Click the IFSC Code link from the search results. The bank details get populated on the Add Payee – Domestic Account screen.
In the Nickname field, enter the nickname to be assigned to the payee.
Select the desired Access Type to be assigned to the payee.

Click Add to add the payee.
OR
Click Cancel to cancel the transaction.

Note: If, while creating a domestic account payee, the user enters an account number and IFSC code combination or payee nickname that has already been assigned to a registered payee, an error message will appear informing the user that a payee with the specific details already exists and the user will not be able to create the payee.

The Review screen appears. Verify the details, and click Confirm.
OR
Click Cancel , to cancel to the operation.
OR
Click Back, The user is directed back to the previous screen with values in editable form.
A message confirming submission of payee creation request appears on the confirmation page along with the transaction reference number, status and payee details.
Click Go to Dashboard, to navigate to the dashboard.
OR
Click Pay Now to initiate a payment towards the payee. The user will be navigated to the Transfer Money screen. This option will not be available if the Add Payee transaction is pending authorization.

Add Payee - International Account Transfer

An international fund transfer involves the transfer of funds to an account that is maintained outside the country and beyond geographical boundaries. Hence, while adding a payee who holds an international account, the user is required to specify extensive details of the payee’s account including the network code to be used to transfer money to the account as well as the details of the bank in which the account is held.

To create a payee for international account transfer:

In the Account Type field, select the International option as type of account associated with the payee.

Field Description

Field Name	Description
Payee Name	Specify the name by which the payee is to be identified.
Upload Photo	Select this option to upload a photo against the payee.
Account Type	Select the type of account associated with the payee. The options are: Internal Domestic International
Account Number	Specify the account number of the payee.
Confirm Account Number	Re-enter the account number as entered in the Account Number field to confirm the same.
Account Name	Enter the name of the payee as maintained against the payee’s bank account.
Address Line 1- 2	Address of the payee.
City	City of the payee.
Country	Country of the payee.
Pay Via	Specify the network through which all transfers made towards the payee should be processed. The options are: Swift Code NCC (National Clearing code) Bank Details
SWIFT code Look up The following fields appear if the SWIFT Code option is selected in the Pay Via field.
SWIFT code value	Specify the SWIFT code /National Clearing code value of the payee’s account.
Lookup SWIFT Code	Select this option to search the SWIFT code.
SWIFT Code Look up The following fields appear on a pop up window if the Lookup SWIFT Code link is clicked.
SWIFT Code	The facility to lookup bank details based on SWIFT code.
Bank Name	The names of banks as fetched on the basis of the search criteria specified
Country	The facility to search for the SWIFT code based on the country.
City	The facility to search for the SWIFT code based on city.
SWIFT Code Lookup - Search Result
Bank Name	The facility to search for the SWIFT code based on the bank name.
Address	The complete address of each bank as fetched on the basis of the search criteria specified.
SWIFT Code	The list of SWIFT codes as fetched on the basis of the search criteria specified.
NCC Look up The following fields appear if the NCC option is selected in the Pay Via field.
NCC	The national clearing code will need to be identified if NCC has been selected in the Pay Via field.
Lookup National clearing code	Link to search the National clearing code.
National clearing code Look up The following fields appear on a pop up window if the Lookup National Clearing Code link is clicked.
NCC Type	The facility to search for the national clearing code by type.
NCC Code	The facility to search for bank details by defining the national clearing code.
Bank Name	The facility to search for the national clearing code by defining the name of the bank.
City	The facility to search for the national clearing code by city.
NCC Lookup - Search Result
Bank Name	The names of banks as fetched on the basis of the search criteria specified.
Branch	The names of banks branch as fetched on the basis of the search criteria specified.
Address	The complete address of each bank as fetched on the basis of the search criteria specified.
NCC Code	The NCC codes are listed as fetched on the basis of the search criteria.
The following fields appear if the Bank Details option is selected in Pay Via field.
Bank Name	Enter the name of the bank at which the payee’s account is held.
Bank address	Enter the address of the bank’s branch at which the payee’s account is held.
Country	Select the country in which the payee’s account is held.
City	Enter the name of the city in which the payee’s account is held.
Nickname	Specify a nickname to be assigned to the payee for the purpose of easy identification.
Access Type	Specify the access type to be assigned to the payee. The options are: Public Private

In the Payee Name field, enter the name of the payee.
Click the Upload Photo link, link to upload a photo against the payee.
Note: Once a photo is uploaded against the payee, the options Change and Remove appear against the photo.
Click the Change link to modify the uploaded payee photo.
OR
Click the Remove link to delete the uploaded payee photo.
In the Account Number field, enter the payee’s account number.
In the Confirm Account Number field, re-enter the payee’s account number to confirm the same.
In the Account Name field, enter the payee name.
In the Pay Via field, select the network through which all transfers made to the payee’s account are to be processed.
- If you select the SWIFT option:
- In the SWIFT Code field, enter the SWIFT code or select it from the lookup.
- If you enter the SWIFT code, click Verify to fetch bank details based on Bank Code (BIC).
  OR
  Click Reset to clear the populated data and enter/ select a new IFSC Code.
- If you search the SWIFT code by clicking the Lookup SWIFT Code link.
  In the SWIFT Code and Bank Name fields, enter either the SWIFT code or bank name of the beneficiary bank.
  OR
  Specify either the name of the country or the city in which the payee’s account is held in the fields Country or City.
  Click Search. The bank details appear.
  Click the SWIFT Code link from the search results. The bank details get populated on the Add Payee – Domestic Account screen.
- If you select NCC option:
- In the NCC field, enter the National Clearing code or select it from the lookup.
- Click Verify to fetch bank details based on Bank Code (BIC).
- If you select Bank details option:
- In the Bank Name field, enter the name of the bank at which the payee’s account is held.
- In the Bank Address field, enter the complete address of the payee’s bank.
- From the Country list, select the country in which the payee’s account is held.
- In the City field, enter the city in which the payee’s account is held.
In the Nickname field, enter the nickname to be assigned to the payee.
Select the desired Access Type to be assigned to the payee.
Click Add to add the payee.
OR
Click Cancel to cancel the transaction.

Note: If, while creating an international account payee, the user enters an account number and SWIFT code or NCC combination or payee nickname that has already been assigned to a registered payee, an error message will appear informing the user that a payee with the specific details already exists and the user will not be able to create the payee.

The Review screen appears. Verify the details, and click Confirm.
OR
Click Cancel to cancel to the operation.
OR
Click Back. The user is directed back to the previous screen with values in editable form.
A message confirming submission of payee creation request appears on the confirmation page along with the transaction reference number, status, payee details and payee address.
Click Go to Dashboard, to navigate to the dashboard.
OR
Click Pay Now to initiate a payment towards the payee. The user will be navigated to the Transfer Money screen. This option will not be available if the Add Payee transaction is pending authorization.

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