7.4 Proposal Structuring - Linking Facility with Collateral

This topic provides systematic instructions about facilities.

In case you want to secure facility with collateral, you can link the facility and the available collateral.

1. Click Next in the previous data segment to proceed with the next data segment, after successfully capturing the data.
   The Funding Requirement screen displays.

   Figure 7-34 Facilities

   
   

   
   Description of "Figure 7-34 Facilities"

   
   
2. Click the action icon in the required facility record and select Edit.
   The Funding Requirement - Facility Details window is displayed.

   Figure 7-35 Funding requirement - Facility Details

   
   

   
   Description of "Figure 7-35 Funding requirement - Facility Details"

   
   

   Table 7-11 Basic Info

   Fields	Description
   Branch	Search and Select Branch from list of Branch Code.
   Line Code	Enter Line Code for the facility.
   Line Serial Number	Line Serial Number will be defaulted to 1 and you cannot modify line serial number.
   Parent Facility ID	Search and Select Parent Facility ID and enter the following fields: Facility ID Facility Description Line Code Line Serial
   Facility Type	Select Facility Type from the below checklist. The options are: Funded Non Funded
   Facility Category	Search and Select Facility Category from list of Category Code.
   Facility Description	Enter Facility Description for the facility.
   Project Id	Search and Select Project Id from list of Category Code.
   Class Code	Search and Select Class Code from list of Category Code.
   Commitment Status	Select Commitment Status from the below checklist. The options are: Committed Uncommitted
   Secured	Click Secured option and select Cascade check box, if required.
   Revaluation Required	Select Revaluation Required option, if required.
   Rate Agreement Required	Select Rate Agreement Required option, if required.
   Drop Line Limits	Switch to indicate, if the facility limit drops over time based on a schedule.

   Table 7-12 Sanction

   Fields	Description
   Currency	Search and select Currency in which the facility has to be offered.
   Requested Amount	Specify the amount requested by the party in Requested Amount field.
   Probability of Default	Enter Probability of Default. Select Decrement and Increment drop-down list option on right to increase or decrease the probability.
   Loss Given Default	Enter Loss Given Default. Select Decrement and Increment drop-down list option on right to increase or decrease the loss given.
   Facility Risk Rating	Enter Facility Risk Rating. Select Decrement and Increment drop-down list option on right to increase or decrease the facility risk rating.
   RAROC	Enter RAROC. Select Decrement and Increment drop-down list option on right to increase or decrease the RAROC.
   Day Light Limit	Enter Day Light Limit for the facility.
   Shadow Limit	Click Shadow Limit check box to select Shadow Limit.
   Limit Amount Basis	Select Limit Amount Basis from the below drop-down list. The options are: Limit Amount Limit Amount + Collateral Contribution Minimum of Limit Amount or Collateral
   Bulk Payment	Click Bulk Payment check box to select Bulk Payment.
   Internal Remarks	Enter Internal Remarks, if required.

   Table 7-13 Availability

   Fields	Description
   Line Start Date	Select Date for Line Start Date.
   Line Expiry Date	Click Select Date and select date for Line Expiry Date.
   Renewal Date	Click Renewal Date and select date for Renewal Date.
   Maintenance Value Date	Click Maintenance Value Date and select date for Maintenance Value Date.
   Drawing Power Backed	Enable Drawing Power Backed, if required.
   Revolving Line	Enable Revolving Line, if required.
   Is Non Revolving Special Line	Enable Is Non Revolving Special Line, if required.
   Unadvised	Enable Unadvised, if required.
   Available	Displays the current Available status of the line.
   Availability Period	Specify the Availability Period for the facility.

   Table 7-14 Limit Review

   Fields	Description
   Limit Status	Select Limit Status from the drop-down list. The options are: Active Closed Frozen
   Next Review Date	Select Date for Next Review Date.
   Review Frequency	Select Review Frequency from the drop-down list. The options are: Half yearly Monthly Quarterly Yearly

   Table 7-15 Utilization

   Fields	Description
   Utilization Tracking	Select Utilization Tracking from the drop-down list. The options are: Local Global

   Table 7-16 Exception

   Fields	Description
   Exception Transaction Amount	Enter Exception Transaction Amount for the facility.
   Netting Required	Select Netting Required, if required.
   Exception Breach Percentage	Enter Exception Breach Percentage. Select Decrement and Increment drop-down list option on right to increase or decrease the exception breach percentage.

3. Click Audit.
   The Audit screen displays.

   Figure 7-36 Audit

   
   

   
   Description of "Figure 7-36 Audit"

   
   
4. Click Save.
5. To change the layout of the Funding Requirement screen to Table View or Tree View, click the corresponding icon.
6. To go to the next screen, click Next.
   The Comments screen is displayed.