5.8 Credit Analysis - Financial Performance

Detailed information about the Financial Performance tile in Credit Analysis Data segment.

This tile allows you to add financial details of your customer prospect and analyze their financial performance.
  1. Click Enrich in the Financial Performance tile.
    The Financial Performance Analysis page is displayed.

    Figure 5-34 Financial Performance Analysis

    Add, Edit and Delete actions for Financial Performance Analysis

Adding Financial Performance Details

  1. Click the add icon.
    The Financial Performance window is displayed.

    Figure 5-35 Financial Performance

    Financial Performance details such as Year and Shareholder’s Equity
    For information on fields in the Financial Performance screen, refer the below table.

    Table 5-12 Financial Performance

    Fields Description
    Year Select the financial Year for which the financial performance details are to be added.
    Shareholder’s Equity Specify the customer prospect’s Shareholder’s Equity for the selected financial year.
  2. Click Save. The details are added and displayed as shown below:

    Figure 5-36 Financial Performance Analysis

    Add, Edit and Delete Options for Financial Performance Analysis
  3. To Edit, Delete or View the added financial performance details, click the hamburger icon in the corresponding record and select the required option.

    Note:

    You can alternatively use the edit and delete icons beside the add icon to modify and delete the financial performance detail.

    To modify and delete the financial performance detail using these icons, select the record from the list and then click the corresponding icon.

Analyzing Financial Performance

  1. To analyze the financial performance of customer prospect, click Next in the Financial Performance page.
    The Analysis page is displayed.

    Figure 5-37 Financial Performance Analysis - Analysis

    Questionnary of Financial Performance Analysis
  2. Select answer for all the questions. A score is generated for the financial performance based on the selected answers.

    Note:

    To view the next question, use right arrow at the side of the Analysis page.
  3. Click Next.
    The Comments page is displayed.

    Figure 5-38 Financial Performance Analysis - Comments

    Overall Comments of Financial Performance Analysis
    For information on fields in the Financial Performance Analysis - Comments screen, refer the below table.

    Table 5-13 Financial Performance Analysis - Comments

    Fields Description
    Comments Type the overall Comments for the financial performance analysis.
    Post Click Post. Comments are posted below the Comments box.
  4. Click Save & Close.

    Figure 5-39 Financial Performance

    Graph of Financial Performance

    In the Financial Performance tile, you can filter the data displayed by selecting required option from the Select to Filter drop down list.

Viewing Financial Performance Trends

  1. To view financial performance trends, click Graph of Financial Performance the Trend Analysis icon in Financial Performance tile.
    The Financial Performance Trends window is displayed.

    Figure 5-40 Financial Performance Trends

    Graph of Financial Performance
    For information on fields in the Financial Performance Trends screen, refer the below table.

    Table 5-14 Financial Performance Trends

    Fields Description
    Trend Types Select the Trend Types. The options available are: Financial Years and Year over Year.

    If Financial Years option is selected, financial performance trend is displayed for all the years for which data is available.

    If Year over Year option is selected, Choose Year 1 vs Choose Year 2. The financial performance trend is displayed for the selected years for comparison.

    Filter To filter and view trend for particular component, select the component from Filter section. The following components are available for selection: Turnover, Net Profit, Shareholders Equity, Cash Balance, and EBITA.
    Clear All To reset the filter, click Clear All.
    Close To exit the Financial Performance Trends window, click Close.