5.6 Credit Analysis - Rating Analysis

Detailed information about the Rating Analysis tile in Credit Analysis Data segment.

This tile allows to add rating details of your customer prospect. You can add rating details for different financial years and perform questionnaire-based rating analysis.
  1. Click Enrich in the Rating Analysis tile.
    The Rating Analysis page is displayed.

    Figure 5-24 Rating Analysis

    Customer Rating Analysis

Adding Rating Details

  1. To add rating details, click +Add ratings at the top right corner.
    The Add Rating window is diplayed.

    Figure 5-25 Add Rating


    Description of Figure 5-25 follows
    Description of "Figure 5-25 Add Rating"

  2. Select the following details:
    • Rating Date
    • Outlook
    • Rated By
    • Risk Ratings

    The Year Of Rating is automatically populated based on the selected Rating Date.

    Upon selection of the above details, the rating is added and displayed as shown below:

    Figure 5-26 Rating Analysis

    Edit and Delete actions for Rating Analysis
    For information on fields in the Rating Analysis screen, refer the below table.

    Table 5-9 Rating Analysis

    Fields Description
    Year To filter the rating based on year of rating, select the required year from the Year drop down list.
    edit To modify the added rating, click the edit icon and change the required details.
    delete To delete the added rating, click the delete icon.

    Note:

    If the customer prospect is rated by different rating firms, add all the rating information by clicking +Add ratings.

Analyzing Customer Prospect Rating

  1. To analyze the customer prospect rating, click Next in the Rating Analysis page.
    The Analysis page is displayed.

    Figure 5-27 Rating Analysis

    Questionery of Rating Analysis
  2. Select answer for all the questions. A score is generated for the customer prospect ratings based on the selected answers.

    Note:

    To view the next question, use right arrow at the side of the Analysis page.
  3. Click Next.
    The Comments page is displayed.

    Figure 5-28 Rating Analysis - Comments

    Overall Comments for Rating Analysis
    For information on fields in the Rating Analysis - Comments screen, refer the below table.

    Table 5-10 Rating Analysis - Comments

    Fields Description
    Comments Type the overall Comments for the rating analysis.
    Post Click Post. Comments are posted below the Comments box.
  4. Click Save & Close. The details are updated and displayed in the Rating Analysis tile as shown below.

    Figure 5-29 Rating Analysis

    Edit action for Rating Analysis
  5. Click the required year to view ratings captured for that year.
  6. To modify the rating details, click the Edit edit icon and make necessary changes.