4.1 Liability

This topic provides systematic instructions about the procedure to extend the expiry date of all the facilities in Approval stage.

1. Click Next in the previous data segment to proceed with the next data segment, after successfully capturing the data.
   The Approval - Liability screen displays.

   Figure 4-2 Liability

   
   

   

   
   
2. Click the action icon in the required liability record and select Edit.
   The Initiation - Liability Details screen displays.

   Figure 4-3 Liability

   
   

   
   Description of "Figure 4-3 Liability"

   
   

   Table 4-1 Liability Details

   Fields	Description
   Sanctioned Amount	Specify the sanctioned amount.
   Headroom Limit	Specify the amount of headroom limit.
   Outstanding Amount	Displays the outstanding amount.
   Liability Expiry Date	Displays the liability expiry date.
   Branch	Displays the branch code.
   Return on Capital	Ratio calculated by dividing the after tax operating income by the average book-value of the invested capital.
   Probability of Default	Estimate of the likelihood that the entity will be unable to meet its debt obligations.
   Loss Given Default	Amount of money a bank or other financial institution loses when a borrower defaults on a loan.
   Cash Cover	Amount deposited by the party in your bank.
   Total Gross Facility	Displays the total gross facility.
   Total Net Facility	Displays the total net facility.
   Next Review Date	Select the next review date when the party's liability needs to be reviewed.
   Facility Extended Expiry Date	Select the facility extended expiry date for the liability based on your party request.

   Note:

   For more information on fields, refer Field Configuration Parameters
3. Click Audit.
   The Audit screen displays.

   Figure 4-4 Audit

   
   

   
   Description of "Figure 4-4 Audit"

   
   

If the liability expiry date is earlier than the extended expiry date provided for the facility, then the system extends the liability expiry date till the extended expiry date of facility.

4. Click Save.
5. To change the layout of the Liability screen to Table View or Tree View, click the corresponding icon.
6. To go to the next screen, click Next.
   The Funding Requirement screen is displayed.