2 Credit Exception

This topic provides information about Credit Exception Process.

This manual provides an overview on the Oracle Banking Credit Facilities Process Management Exception Process flow and the various steps involved in creating and processing Credit Exception transactions. Credit Exception process is to handle business exceptions that occurs at the time of utilization and various options that the credit officer can make use. The various activities performed for credit exception are:

• Capture Exception Details
• Upload of related Mandatory and Non Mandatory documents
• Verify Documents and Capture Details
• Credit approval
• Facility Amendment (Amount/Expiry Date)
• Earmarking
• Transfer of Limits
• Receive the customer acceptance for transfer of limit

Figure 2-1 Process Flow Diagram

Description of "Figure 2-1 Process Flow Diagram"

The Credit Exception process has the following stages:

• Exception Initiation
  This provides provides infromation about Exception Initiation.
• Exception Approval
  This topic describes about Exception Approval.
• Alternate Facility
  This provides provides infromation about Alternate Facility.
• Transfer Limit
  This provides provides ifnromation about Transfer Limit.
• Manual Retry
  This provides provides infromation about Manual Retry.
• Document Upload and Checklist
  This topic provides details about Document Upload and Checklist.
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