2.1 Exception Initiation

This provides provides infromation about Exception Initiation.

When a limit utilization/earmark request is failing due to insufficient limit, the system should initiate a request to Exception process to handle the exception. These requests will log into Exception process under the stage, Exception Initiation. The tasks will be available in the Free Tasks list. In this stage, Credit officer looks into the credit details of the customer for whom Limit utilization failed. Based on the credit history, credit officer may decide to perform one of the following actions:
  • Increase the limit amount of the facility utilized for the differential delta amount.
  • Suggest transfer of limit from another existing line of the customer the line used for the transaction.
  • Suggest additional cash collateral to be collected.
  • Modify the limit amount or limit expiry date for the facility.
  • Reject the request.
Login to Oracle Banking Credit Facilities Process Management. Exception initiation happens from the calling module when limit utilization exception is trigger. Credit officer can open the task from my task after assigning it to self and proceed to capture the exception initiation details.

Figure 2-2 Collateral Exception


Description of Figure 2-2 follows
Description of "Figure 2-2 Collateral Exception"

Parent topic: Credit Exception