4 Card Payment

This topic provides the systematic instructions to user to make payments towards their credit card bills.

The user can select the amount he is willing to pay, whether that is minimum due, outstanding amount or a specified amount. This page is displayed when the user selects the Card Payment option from the menu. The user can opt to pay the minimum amount due, the total outstanding amount due or can even specify an amount other than the minimum amount due or the total outstanding amount, to pay towards credit card bill payment.

All the linked current and savings accounts of the user will be available for selection from which to make the payment. Once the user selects a source account, the available limit of that account will be displayed against the field so as to enable better management of funds.

To make credit card payment:

1. Perform anyone of the following navigation to access the Card Payment screen.
   • From the Dashboard, click Toggle menu, click Menu, then click Credit Cards .

     Under Credit Cards , click Card Payment.

   • From the Search bar, type Credit Cards – Card Paymentand press Enter.
   • Access through the kebab menu of transactions available under the Credit Cards module.

   The Card Payment screen appears.

   Figure 4-1 Credit Card Payment

   
   

   
   Description of "Figure 4-1 Credit Card Payment"

   
   

   Note:

   The fields which are marked as Required are mandatory.

   For more information on fields, refer to the field description table.

   Table 4-1 Credit Card Payment- Field Description

   Field Name	Description
   Card Number	Select the Credit Card for which payment is to be made.
   Amount to Pay	Select an option from what is provided as options to make credit card payments. The options are: Minimum: The user can select this option to pay the minimum amount due towards the card payment. Outstanding: This option can be selected if the user wishes to pay the total amount outstanding on the card payment. Specify: The user can select this option in order to specify a certain amount to be paid towards the card payment.
   Amount	Specific amount to be paid towards credit card bill payment. This field is enabled for input, if you select Specify option in Select Amount to Pay field.
   Source Account	The user’s current and savings accounts from which funds can be transferred for bill payment are listed.
   Balance	The account balance amount (with currency) of the current or savings account selected as source account.

2. From the Card Number list, select the credit card for which payment is to be made.
3. In the Amount to Pay field, select the appropriate Payment type.
   Perform one of the following actions:

   • If you select the Specify option in Select amount to Pay field:
     1. In the Amount field, enter the amount to be paid.
     2. From the Source Account list, select the appropriate account number.
   • If you select the Minimum or Outstanding options in Amount to Pay field:

     The respective amount that has to paid for bill payment appears.

     1. From the Source Account list, select the account number from which payment is to be made.
4. Perform one of the following actions:
   • Click Submit.

     The Review screen appears.

   • Click Cancel to cancel the transaction.
5. Perform one of the following actions:
   • Verify the details and click Confirm.

     The success message appears, along with the service request number.

   • Click Back to navigate back to the previous screen.
   • Click Cancel to cancel the transaction.
6. Perform one of the following actions:
   • Click Home to go to the Dashboard screen.
   • Click View Card Details to visit the card details page.