1.9 Fund your wallet

This topic describes the option that allows you to fund your wallet by specifying the initial amount by which the wallet is to be funded, along with the details of your card or account to be debited.

Alternately, you can also opt to fund your wallet later, in which case you will be required to fund your wallet once your application has been processed.

Note:

In case a prospect is applying, this step will be part of the application form only if host integration is third party.

Figure 1-12 Fund your account

Description of "Figure 1-12 Fund your account"

Note:

The fields which are marked as Required are mandatory.

For more information on fields, refer to the field description table.

Table 1-11 Fund your account - Field Description

Field Name	Description
Amount	Specify the amount to be deposited in the wallet once it is opened. This field will be enabled only if the applicant is a prospect. The Amount should be greater than the Minimum amount specified below this field. Note: For existing customer applications, the facility to specify the amount will be provided on a separate screen applicable only for existing customer applications.
Fund Now	Click this button if you wish to fund the wallet right away.
Fund Later	Click this button if you do not wish to fund the wallet right away. Your application will still be processed and you can fund your wallet once it is open.

1. In the Fund Your Account modal window, specify whether you wish to fund the wallet right away or at a later time.
   Perform one of the following actions:

   • If you have selected the Fund Now option;
     1. If you are a prospect,

        The payment gateway page will be opened on which you can select the mode through which you can fund the account.

     2. If you are an existing customer,

        The screen on which you can specify the initial amount to be deposited and select the mode through which you wish to fund your account, will be displayed.

   • If you have selected the Fund Later option,

     The preference will be updated and your application will be submitted. And the Confirmation page gets displayed.

   Under the kebab menu, perform one of the following actions:

   • Click the Save and Continue Later option to save the application.
   • Click the Continue on Mobile option to continue the application on a mobile device.

   Figure 1-13 Fund your wallet screen (Applicable for Existing Customer applications only)

   
   

   
   Description of "Figure 1-13 Fund your wallet screen (Applicable for Existing Customer applications only)"

   
   

   This page is applicable only for existing customer applications and will appear once you have selected the Fund Now option on the Fund your Wallet modal window.

   Note:

   The fields which are marked as Required are mandatory.

   For more information on fields, refer to the field description table.

   Table 1-12 Fund your wallet screen (Applicable for Existing Customer applications only) - Field Description

   Field Name	Description
   Amount	Specify the amount to be deposited in the wallet once it is opened.
   Funding Options
   Fund Through	Specify the mode through which you wish to fund your wallet. The options will be: Futura Bank Other Payment Mode
   Account Number	All the active checking and savings accounts that you hold with the bank will be available for selection. Select an account from which you wish to transfer the initial deposit amount into the wallet. This field will be enabled if the option Futura Bank is selected in the Fund Through field.
   Current Balance	Displays the current balance of the selected account.

2. In the Amount field, enter the amount and currency to be deposited in the wallet once it is opened.
3. In the Fund Through field, select the appropriate mode through which funding is to be done.

   Perform one of the following actions:

   • If you select the Futura Bank option;
     1. From the Account Number list, select the CASA account from which funds are to be transferred to the new wallet.
     2. Click Pay to initiate a funds transfer.
     3. The payment gateway page will be opened where you can select the option by which you wish to fund the wallet and proceed to make the transfer.
     4. Click Submit to authenticate the transaction.

        An application submitted successfully message appears along with the application number on the confirmation page.

   • If you select the Other Payment Mode option;
     1. Click Select Mode.

        The payment gateway page will be opened on which you can select the mode through which you
              can fund the wallet.

   • If you select the Fund Later option,

     The  preference will be updated and your application will be submitted.

     You will then be displayed the Confirmation page.

   Under the kebab menu, perform one of the following actions:

   • Click the Save and Continue Later option to save the application.
   • Click the Continue on Mobile option to continue the application on a mobile device.

Payment Gateway

This page will appear in the following scenarios:

1. You are a prospect and have opted to fund your wallet right away by selecting the Fund Now option on the Fund your Wallet modal window.
2. You are an existing customer of the bank, and have selected the Other Payment Mode option on the Fund your Wallet screen applicable only to existing customers.

Figure 1-14 Payment Gateway screen

Description of "Figure 1-14 Payment Gateway screen"

Note:

The fields which are marked as Required are mandatory.

For more information on fields, refer to the field description table.

Table 1-13 Payment Gateway screen - Field Description

Field Name	Description
Payment Modes	All the payment modes through which you can fund your wallet will be available for selection. The options can be, and are not limited to: Debit Card Internet Banking QR UPI
Additional Payment Information	You will need to specify subsequent account or card information based on your payment mode selection. E.g. If you have selected the debit card option you will be required to provide information related to the card such as the card number, card holder name, expiry date, etc.

4. Select your preferred funding method for your wallet, then enter the required card or account information to complete the transfer.
   The Confirmation page will appear once the fund transfer is complete.