1 Scan to Pay

This topic describes Scan to Pay process and its features.

The Scan to Pay feature enables users to initiate payments towards merchants by simply scanning the merchant’s QR code using their mobile device. The user is, hence, not required to know the merchant’s account and bank information and can make payments towards any merchant that has a QR code generated by the bank, in a manner that is simple, fast and secure.

This feature is available to users that have accounts with the same bank as that of the Merchant.

On scanning the QR code, the system displays the name of the Merchant. The user has to simply select the CASA account or wallet from which funds are to be transferred, enter the amount to be transferred and specify remarks, if required, to complete the transaction.

Note:

• This option is available to users on the pre-login page as well as post login within the payments option.
• Only Within Bank payments can be made using QR code i.e. the merchant’s account which is to be credited with the funds and the user’s account to which is to be debited should belong to the same bank within the same country.

Pre-requisites

• The merchant to whom the payment is to be made has a QR code generated by the bank.
• The application role to which the user belongs is provided access to transaction QR Payments through touch point Mobile App by way of Role Transaction Mapping.
• The user must have a valid current or savings account with the bank that is enabled for online banking.

• Touch Points for Scan to Pay
  This topic provides systematic instructions on how to access QR code scanning after logging in and pre login.
• Scan to Pay Flow
  This topic provides the systematic instructions to make merchant payments using the Scan to Pay feature.
• FAQ