13 Balance Certificates

This topic describes the information about Calculators screen. User can view and download a balance certificate with this feature.

Using this option retail user can view and download a balance certificate of all of his current and savings accounts and deposit accounts for the selected month which will help him to understand the balance positions across all the accounts and deposits held with the bank. The certificate is available on monthly basis. The retail user can have facility to download the account statement of the month.

Note:

In case of Balance certificate for the current month user can view balance till the last working day of Bank.

To generate Balance Certificates:

  1. Perform any one of the following navigation to access the Balance Certificates screen:
    • From the Dashboard, click Toggle menu, and then click Menu. From the Menu, click Accounts, and then click Certificates . From the Certificates , click Balance Certificates.
    • Access through the kebab menu of Certificates (Interest Certificates & TDS Certificates).
  2. Navigate to one of the above paths.
    The Balance Certificatesscreen appears.

    Figure 13-1 Balance Certificates


    Description of Figure 13-1 follows
    Description of "Figure 13-1 Balance Certificates"

    Note:

    The fields which are marked as Required are mandatory.

    For more information on fields, refer to the field description table.

    Table 13-1 Balance Certificates - Field Description

    Field Name Description
    Select Month Select a month to view the account balances of that specific month.
  3. In the Select Month list, select the month for which you wish to view the balance certificate.
  4. Click Apply to generate the balance certificate for the specified month.
    • The Balance certificate gets displayed.
    • Click Reset to clear the details entered.

    Figure 13-2 Balance Certificates - Outcome


    Balance Certificates - Outcome

    Note:

    The fields which are marked as Required are mandatory.

    For more information on fields, refer to the field description table.

    Table 13-2 Balance Certificates - Field Description

    Field Name Description
    Filter Criteria The selected month as specified in the Select Month field will be displayed in read only mode.
    Records for Current and saving Accounts The following fields are displayed as records for balance certificates generated for the current and savings account/ s.
    Account Number The current or savings account number of the customer for which the balance certificate is generated.
    Balance The balance maintained in the account.
    Records for Current and saving Accounts The following fields are displayed as records for balance certificates generated for the term deposit account/ s.
    Account Number The term deposit account number of the customer for which the balance certificate is generated.
    Deposit Number The number of deposits made in the term deposit in the specific month.
    Balance The balance maintained in the account as on the last day of the month.
  5. Click Download to download the certificate in pdf format.
    Click on the filter icon to change filter criteria.

    Note:

    For the current month, balance certificate will show the values till last working day only. For example if, Today is 6th November and user wants to view the balance certificate, he will be able to see the balances of all his accounts and deposits till 5th November if it was a working day else the previous working day.