2.11.11 Risk Evaluation

This topic provides information on Risk Evaluation.

1. On Collaterals Maintenance screen, click the Risk Evaluation tab.
   The Risk Evaluation screen is displayed.

   Figure 2-34 Risk Evaluation

   
   

   
   Description of "Figure 2-34 Risk Evaluation"

   
   

   For more information on fields, refer to the field description table.

   Table 2-35 Risk Evaluation - Field Description

   Fields	Description
   Liquidity Risk	Specify the liquidity risk of the collateral.
   Issuer Credit Risk	Specify the credit risk of the collateral issuer.
   Operational Risk	Specify the operational risk involved in managing the collaterals like ship, aeroplane or a warehouse with goods.
   Natural Hazard Risk	Specify if the location of the collateral is prone to natural hazards like floods, earthquake, and so on.
   Recommendation	Specify the final recommendation after risk evaluation.
   Remarks	Specify credit remarks, if any.
   Geo Political Risk	Specify Geo political risk involved in the collateral. For example: Oil assets situated in certain countries like Iraq.
   Currency Risk	Specify if the collateral currency possess any currency risk.
   Reference Number	The reference number is used to link a particular sub-system record to a particular child entity. Once the child collaterals are added, values entered in unique field considered for each of the collateral type are populated under reference number field of sub-system. You can select the reference number of any child collateral to link it to the sub-system record. Example: If two child collaterals of type vehicle are added with VIN number as VIN1234 and VIN2345 respectively, then these VIN numbers are available under reference number column in the sub-system. You can signify the linkage between the sub-system (for example, Insurance) records and the corresponding child collaterals by selecting the reference number as VIN1234 for one record and as VIN2345 for the other record. In case you need to add a particular sub-system record at main collateral level, select ALL as the Reference number. For information on unique fields based on which the Reference Number field values are populated, refer Table 2-23.

2. Click Save to save the record.