2.5 Facility Utilization
This topic describes about the detailed information on facility utilization maintenance.
Note:
The fields, which are marked with an asterisk, are mandatory.The Facility Utilization screen GEDFUTIL is a dedicated screen for capturing utilization request specific to facilities. You can either capture the facility utilization request through GEDUTILS or GEDFUTIL screen.
- On the Home screen, specify
GEDFUTIL in the text box and click the
icon.The Facility Utilization screen is displayed. - On Facility Utilization screen, click
New and specify the fields.For more information on fields, refer to the field description table.
Table 2-134 Facility Utilization - Field Description
Field Description User Reference Specify a unique reference number for the transaction. Utilization Branch Branch Code is displayed here. It indicates the transaction branch code. Simulate Switch to
to indicate that the details for the
transaction being entered should be used only for
simulation and not stored permanently within the system.
After a successful simulation of a transaction, the
system displays the utilized amount for liability,
facility and collateral pool.
Switch to
Select this check box to indicate that the details for the transaction being entered should be used only for simulation and not stored permanently within the system. After a successful simulation of a transaction, the system displays the utilized amount for liability, facility and collateral pool.
to indicate that the details not to
simulated.
Action During new utilization, you can perform below mentioned operations for the entities (liability, facility, and exposure linked to liability and facility). The options are: - New Block
- Increase Block
- Decrease Block
- Alter Block
- Reverse Block
- Re-open Block
- Mature
- Delete
The following examples depict utilization applied on a revolving line for different utilization operations
New Utilization
Table 2-135 Before Utilization
Available Amount Utilization Amount Utilization Status 10000 0 Table 2-136 After Utilization of 1000
Available Amount Utilization Amount Utilization Status 9000 1000 A Alter Utilization
Table 2-137 After New Utilization of 1000
Available Amount Utilization Amount Utilization Status 9000 1000 A Table 2-138 After Alter Utilization of 3000
Available Amount Utilization Amount Utilization Status 7000 3000 A Table 2-139 After Alter Utilization of 2000
Available Amount Utilization Amount Utilization Status 8000 2000 A Increase Utilization
Table 2-140 After New Utilization of 1000
Available Amount Utilization Amount Utilization Status 9000 1000 A Table 2-141 After Increase of 1000
Available Amount Utilization Amount Utilization Status 8000 2000 A Decrease Utilization
Table 2-142 After New Utilization of 1000
Available Amount Utilization Amount Utilization Status 9000 1000 A Table 2-143 After Decrease of 500
Available Amount Utilization Amount Utilization Status 9500 500 A Reverse Utilization
Table 2-144 Before Utilization
Available Amount Utilization Amount Utilization Status 10000 0 - Table 2-145 After Utilization
Available Amount Utilization Amount Utilization Status 8000 2000 A Table 2-146 After Reverse of Utilization
Available Amount Utilization Amount Utilization Status 10000 0 R Reopen Utilization
Table 2-147 After Utilization
Available Amount Utilization Amount Utilization Status 8000 2000 A Table 2-148 After Reverse of Utilization
Available Amount Utilization Amount Utilization Status 10000 0 R Table 2-149 After Reopen of Utilization
Available Amount Utilization Amount Utilization Status 10000 0 A Liquidate Utilization
Table 2-150 Liquidate Utilization
Available Amount Utilization Amount Utilization Status 8000 2000 A Table 2-151 After Liquidation of Utilization
Available Amount Utilization Amount Utilization Status 10000 0 L The following table depict utilization applied on a non-revolving special line for different utilization operations on the same day.
Note:
Unless specified otherwise all the transactions are considered to happen in sequence.
For more information on transaction details, refer #GUID-9924E3ED-BEC9-4100-A8CB-CD5CB46A3BA0/TABLE_VFF_GYW_Z5B.
Maturity Date Specify the date on which the transaction matures. Entity’s expiry date cannot be prior to the transaction maturity date.
Force Process Ovd Specify whether the transaction should ignore the overrides occurred in the process or not. Utilization ID The system generates the Utilization ID on clicking Save. Customer No Click the 
icon and select the customer number from the
list.
Entity Type Select the limit type from the drop down list. The options available are: - Liability
- Facility
- Collateral Pool
Default liability Switch to
to enable this parameter. When a customer
number is selected from drop-down list, default
liability toggler is enabled by default and Liability No
column shows the liability to which this customer is
linked as default.
Switch to
to disable this parameter. If a customer is
linked to multiple liabilities and blocking transaction
needs to consider the entity belonging to a liability
which is not default, then default liability needs to be
disable and liability number can be selected from
drop-down list against this field.
Liability No Click the icon and select the liability number from the list.
The system defaults the Liability Number for the selected
customer.
Liability Currency Currency of the liability gets defaulted here Utilization Currency Click the icon and select the currency for the utilization
transaction. The adjoining option list contains all the
currencies maintained in the system
Utilization Amount Specify the amount for the utilization transaction. For sub-line utilization on the main line, the system considers both the main-line's NRS available and available amounts.
During utilization of block amount in NRS line, NRS amount is considered first if de-utilization transaction is done on the same day.
Amount Tag Click the icon and select the component type for the
transaction. The adjoining option list contains all the
relevant tags. The Amount Tag entered
in Amount Tag Maintenance screen is
displayed here.
Utilization Product Click the icon and select the product for the transaction.
The adjoining option list contains all the relevant
products.
Liability Utilized Amount The system displays the utilization amount in liability currency. Line Code Click the icon and select the line code to be used for the
transaction. The adjoining option list contains all the line
codes allowed.
Serial No The Serial Number field is disabled and it gets defaulted from the Facilities Maintenance screen. Collateral Code Click the icon and select the collateral code from the
list.
Pool Code Click the icon and select the pool code from the list. The
pool code assigned to each collateral pool can be linked to
a liability while creating credit limits.
Limit Currency Limit Currency gets defaulted based on selected line. Limit Utilized Amount Specify the amount utilized from the limit in limit currency. In case of cross currency utilization transaction, convert the utilized amount from the transaction currency to Limit Currency and mention it as Limit Utilized Amount. If the Limit Utilized Amount is specified, foreign currency revaluation and currency revaluation is not applicable for the utilization transaction.
Utilization Status Indicates the utilization status. The options are: - Active
- Reverse
- Liquidated
Tenor Basis Select this check box to indicate that the utilization should be tracked tenor wise for the facility. You can specify the basis on which it is to be tracked in the Tenor field. Tenor Enter the basis on which tenor tracking should be done for the utilization. You need to check the Tenor Basis option before you specify the basis here. Maturity Date Specify the date on which the transaction matures. Matured Amount Specify the maturity amount of the transaction. Value Date Specify the value date for the transaction. Module The module from which the transactions are triggered is displayed here. Source Code Indicates the product processor name from where the transaction has been originated. This field will be as part of Header section (Source Code). Exposure Block Number Click the icon and select the unique number for the block you
are creating. The system does not allow you to modify this
number after authorization.
Ignore Overrides Specify the ignore overrides. Exchange Rate Specify the Exchange Rate for cross currency utilization transaction. The utilization amount for the Limit Entities Facility, Pool, Liability, and Exposure linked to liability and facility will be calculated in the mentioned utilization currency directly using this exchange rate instead of the exchange rate mentioned in GEDPARAM. If utilization amount is in limit currency and the Exchange Rate is not provided as a part of utilization, then the system will calculate the Exchange Rate with the utilization amount in transaction currency and the utilization amount in limit currency.
Note: The exchange rate mentioned in GEDFUTIL will be used only for the calculation of direct limit entities utilization.
Block Reference Click the icon and select the block reference from the
list.
Block Ref No If you enter the block reference number, you can utilize the facility amount to extend of block amount. On utilization of block amount, the extent of the amount utilized is released from the block amount, thus the block amount is reduced. If you try to utilize more than facility amount, the system gives an override.
An error appears, when you try to utilize more than blocked amount by providing block reference number.
Note: For NRS lines: -- The system posts amount to contingent accounts to the extent of reduction of available balance and does not consider the utilization from NRS Available balance.
- For backdated utilization transaction, contingent entry is triggered only if the utilization is partially or fully serviced out of Available balance on back date. If utilization is serviced entirely out of NRS Available balance on back date, contingent entry is not triggered.
- Reversal of earlier de-utilization transaction triggers contingent entries in case there is subsequent utilization transactions that were serviced out of NRS available balance, as subsequent utilization will impact the available balance and lead to UTIL increase due to reversal.
- Reversal of utilization transaction triggers contingent entries only if utilization is partially or fully serviced out of Available balance. If utilization is serviced entirely out of NRS Available balance, contingent entry is not triggered.
Table 2-152 Transaction details
S.No Transaction Amount Transaction Limit Available Utilization Matured Outstanding NRS 1 Facility Creation 10000 10000 0 0 0 0 2 Utilization 2000 10000 8000 2000 0 2000 0 3 Alter Utilization 1500 10000 8000 2000 500 1500 500 4 Increase Utilization 3000 10000 5500 4500 500 4500 0 5 Decrease Utilization 2000 10000 5500 4500 2500 2500 2000 6 Utilization post decrease 3000 10000 4500 5500 2500 5500 0 7 Reversal of latest utilization 3000 10000 5500 4500 2500 2500 2000 8 Reopen of reversal transaction 3000 10000 5500 4500 2500 2500 2000 9 Liquidation of contract 2500 10000 5500 4500 5000 0 4500
Parent topic: Limits