2.1.4 Account Details

This topic provides the systematic instructions to view and modify the account details.

The Account Details data segment displays the account details.

1. Click Next in Customer Information (Individuals) / Stake Holder Details (SMB Customers) screen to proceed with next data segment, after successfully capturing the data.
   The Account Details screen displays.

   Figure 2-7 Account Details

   
   

   
   Description of "Figure 2-7 Account Details"

   
   
2. Specify the fields on Account Details screen.

   Note:

   The fields, which mentioned as Required, are mandatory.

   For more information on fields, refer to the field description table.

   Table 2-9 Account Details - Field Description

   Field	Description
   Account Type	Displays the account type based on the product selected in the product catalogue.
   Business Product Name	Displays the business product name based on the product selected in the product catalogue.
   Product Image	The system displays the product image.
   Product Description	Displays a short description of the business product.
   Account Branch	Search and Select the account branch. By default, the system displays the account branch selected in the Application Initiate stage.
   Account Currency	Search and Select the account currency. Currency list is populated based on the currency allowed for the business product. By default, the system displays the account currency selected in the Application Initiate stage.
   Application Date	Displays the date on which the application was initiated.
   Overdraft Requested	Select to indicate if overdraft is required. This toggle is not applicable for SMB Customers.
   Activity Profile	Capture the activity profile of the saving accounts. This questionnaire appears based on the seed configuration set for the product type. Below are the list of sample questions, which are configured as part of activity profile questionnaire.
   Source of Funds	Specify the source of funds. The available options are: Rent Income Alimony Pension Investments These options appears are based on the questionnaire configuration.
   ATM Transactions in a Month	Specify the number of ATM transactions you perform in a month. The available options are: 0-10 10-20 >20 These options appears are based on the questionnaire configuration.
   Domestic Transaction in Month	Specify the number of domestic transaction you perform in a month. The available options are; >10 5-10 0-5 These options appears are based on the questionnaire configuration.
   Expected Annual Volume of Transactions	Specify the expected annual volume of transactions. The available options are: >5000 >2000 >500 These options appears are based on the questionnaire configuration.
   Expected Foreign Wire Activity	Specify whether you expect the foreign wire activity. These options appears are based on the questionnaire configuration.
   Purpose of Account	Specify the purpose of account opening. The available options are: Salary Savings Investments These options appears are based on the questionnaire configuration.
   Courtesy Overdraft	Specify whether you expect courtesy overdraft.
   Choose which one you wish to opt in for Courtesy OD	Specify to indicate which option you prefer in courtesy OD account. The available options are ATM POS
   E-Sign	Specify whether the customer needs electronic communication. If the answer is Yes then it is mandatory to capture the e-mail ID for communication in the application. This questionnaire appears based on the seed configuration set for the product type.
   Applicants	This section displays the list of applicants that are involved in this account opening application.
   Name	Displays the name of the applicant.
   Role	Displays the role of the applicant in the application.
   Income Reliant	Select to indicate whether the applicant is income reliant. The applicant’s financial details are captured only if this indication is selected. This field appears if the Overdraft Requested is selected. It is mandatory to select at least one applicant as Income Reliant.
   Fund the Account	Select to indicate if initial funding has been taken for the account opening. Currently, initial funding is allowed through Cash Account Transfer and Other Bank Cheque. Select the required option from the drop-down list. This field is conditional mandatory.
   Fund By	Select the fund by from the drop-down list. Available options are: Cash Account Transfer Other Bank Cheque
   Transaction Reference No	Specify the transaction reference number
   Amount	Specify the amount.
   Value Date	Select the Current Business date.
   Account Number	Select the account number from the Account Search popup. This field appears only if the Fund By is selected as Account Transfer In Account Search popup, the user can view only the accounts of the existing customers who are part of the application.
   Account Name	Displays the account name for the selected account number. This field appears only if the Fund By is selected as Account Transfer
   Cheque Number	Specify the Cheque number. This field is non-mandatory for Account Transfer funding mode. This field is mandatory for Other Bank Cheque funding mode.
   Cheque Date	Select the Cheque date. This field is non-mandatory for Account Transfer funding mode. This field is mandatory for Other Bank Cheque funding mode.
   Bank Name	Specify the Bank name. This field is applicable only if the Fund By is selected as “Other Bank Cheque”.
   Branch Name	Specify the Branch name. This field is applicable only if the Fund By is selected as “Other Bank Cheque”.
   Cheque Routing Number	Specify the Cheque Routing Number. This field is applicable only if the Fund By is selected as “Other Bank Cheque”.
   GL Account Number	Specify the GL Account Number where the funding amount is to be credited. You can also search for GL Account Number. This field is applicable only if the Fund mode is selected as Manual or Automatic.
   GL Account Description	Displays the description of selected GL Account. This field is applicable and mandatory only if the Fund mode is selected as Manual or Automatic.

3. Click Next to navigate to the next data segment, after successfully capturing the data. The system will validate all mandatory data segments and data fields. If mandatory details are not provided, the system displays an error message for the user to take action. User will not be able to proceed to the next data segment, without capturing the mandatory data.