2.1 Customer Risk Assessments Details

Customer Risk Assessment Details

The Risk Assessment Details page displays all risk-related information available in the Risk Assessment Summary page in the Risk Assessment Details section, the risk assessment score along with the individual rule scores in the Risk Assessment Score section, and the matches generated in the Matches section.

Note:

The field values do not remain the same as given during the batch execution, but they will get updated as the Master or Dimension Data values are updated.

Both the algorithmic score and business check scores are displayed. The Risk Assessment score for the individual or entity is the maximum score of the algorithmic score and business check score. If the Batch Type of the risk assessment is Accelerated Re-review, then you can view the evidence details clicking on the hyperlinked value.

The Matches section provides the list of records this customer matched with across various watchlist types, such as Sanctions list, Politically Exposed Persons (PEP) list, Enhanced Due Diligence (EDD) list, and so on.

• Click the Overall Match Score link in this list to open the Matching Details window with attribute match details.
• Click Export to download the Customer Risk Assessment Details.
• If you think that the customer is a risk and must be investigated, click Promote to Case .

Table 2-3 Risk Assessment Field Details

Record Name	Description
SSN/TIN	SSN/TIN field provides the individual's Social Security Number (SSN) or the entity's Taxpayer Identification Number (TIN).
Batch Type	This field indicates the reason why the Risk Assessment was performed for the primary customer. Valid values are Periodic Review, New Account Review, Accelerated Re-review, and Deployment Initiation. Among these Accelerated Re-review is a hyperlinked value and clicking shows the evidence details that include Change Log evidence, Case trigger evidence, and Regulatory Report evidence.
Primary Customer	This field indicates whether the risk assessment details belong to Primary Customer or not. Valid values are Yes/No.
Case Status	This is the current Case Status, if the Risk Assessment is promoted to case for further investigation.
Relationship Type	This field provides the relationship type between the Primary Customer (Whom the assessment is created.) and the Secondary Customer (Derived based on the relationship (Customer to Customer and Customer to Account) to the primary customer as part of the KYC Batch process.).
Risk Category	Risk category of an assessment is derived based on the effective KYC score of the primary customer.
Assessment Type	This field indicates whether Full KYC Assessment or WatchList Screening was performed for the respective customer/party. For Primary Customers, it’s always a Full KYC Assessment. If the assessment type is not configured, the default is Full KYC.
Case Closure Reason	This is the final Case Closure Reason.
Effective KYC Risk Score (Overridden)	This score is manual overridden Effective KYC Risk Score for the primary customer and as part of case closure in Case Management, the score will be updated in KYC.
Overriden Risk Category	This field displays the category of the Overriden risk score. For example, Low, Medium, High.
MPTC Reason	Reason selected when taking Promote to Case action.
MPTC Comment	Comment provided when taking Promote to Case action.
Next Review Date	System generated next review date for when the primary customer to be assessed.
Next Review Date (Overridden)	This date is manual overridden Next Review Date for the primary customer and as part of case closure in Case Management, the date will be updated in KYC.
Case ID	This is the Case ID. If the Risk Assessment is promoted to case for further investigation. Respective case ID, if KYC is integrated with other third-party case investigation system.

Risk Assessment History

The Risk Assessment History page lists all risk assessments associated with the Primary Customer in the Customer or Interested Party page.

To view the Risk Assessment History, follow these steps:

1. Click the Risk Assessment ID, then select Risk Assessment History in the Risk Assessment Summary page.
2. Click the Customer or Interested Party ID to see the Interested Party and the Risk Assessment Details.
   • Click Export to download the Customer Risk Assessment Details.

Note:

The field values do not remain the same as given during the batch execution, but they will get updated as the Master or Dimension Data values are update.

The Risk Assessment details and the risk assessment score along with the individual rule scores are displayed, and the matches generated in the Matches section. For more information, see Customer Risk Assessments Details.