Examples of Common Adjustment Types

The following table illustrates several adjustment types used by financial institutions:
Adjustment Type Typical Distribution Code Default Amount Financial Transaction Algorithm Print On Bill A/P Adjust-ment 1099
NSF NSF revenue Your NSF fee

Payoff = Current = Adj. Amt

Refer to ADJT-NM for an example of such an algorithm type

Yes No No
LPC Late payment charge revenue N/A

Payoff = Current = Adj. Amt

Refer to ADJT-NM for an example of such an algorithm type

Yes No No
CONNECT Connection charge revenue Your connection charge

Payoff = Current = Adj. Amt

Refer to ADJT-NM for an example of such an algorithm type

Yes No No
CUSTREL Customer relationship expense N/A

Payoff = Current = Adj. Amt

Refer to ADJT-NM for an example of such an algorithm type

Yes No No
ADDCHARG Misc Revenue N/A

Payoff = Current = Adj. Amt

Refer to ADJT-NM for an example of such an algorithm type

Yes No No
XFER Balance transfer clearing N/A

Payoff = Current = Adj. Amt

Refer to ADJT-NM for an example of such an algorithm type

Yes No No
WO SYNC N/A N/A

Payoff = 0 / Current = Adj. Amt

Refer to ADJT-CA for an example of such an algorithm type

No No No
REFUNDAP A/P clearing N/A

Payoff = Current = Adj. Amt

Refer to ADJT-NM for an example of such an algorithm type

Yes Yes No
DPA FIX N/A N/A

Payoff = 0 / Current = Adj. Amt

Refer to ADJT-CA for an example of such an algorithm type

Yes No No
CHARITFX N/A N/A

Payoff = 0 / Current = Adj. Amt

Refer to ADJT-CA for an example of such an algorithm type

Yes No No
BUDG ON N/A N/A

Payoff = 0 / Current = Adj. Amt

Refer to ADJT-CA for an example of such an algorithm type

Yes No No
BUDG OFF N/A N/A

Payoff = 0 / Current = Adj. Amt

Refer to ADJT-CA for an example of such an algorithm type

Yes No No
BUDG FIX N/A N/A

Payoff = 0 / Current = Adj. Amt

Refer to ADJT-CA for an example of such an algorithm type

Yes No No
DEPOSREF N/A N/A

Payoff = 0 / Current = Adj. Amt

Refer to ADJT-CA for an example of such an algorithm type

Yes No No
DEPOSINT Interest expense N/A

Payoff = Current = Adj. Amt. Refer to ADJT-NM for an example of such an algorithm type.

Or

Payoff Amt = Adj Amt / Current Amt = 0. Refer to ADJT-TA for an example of such an algorithm type.

Use the first method if you want to have the interest reflected as a credit balance on the customer's bill. Use the second method if you roll the interest amount into the customer's existing deposit on hand.

Yes No Yes
DEPFIXCR N/A N/A

Payoff = 0 / Current = Adj. Amt

Refer to ADJT-CA for an example of such an algorithm type

No No No

Where Used

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