Contents
1. Preface
1.1 Introduction
1.2 Audience
1.3 Documentation Accessibility
1.4 Organization
1.5 Abbreviations used
1.6 Related Documents
1.7 Glossary of Icons
2. Savings - An Overview
2.1 Introduction
2.2 Savings
2.2.1 User Roles
2.2.2 Salient features
2.2.3 Data Replication
3. Transaction Workflow
3.1 Introduction
3.2 Features of Savings Workflow
3.3 Workflow Interfaces
3.3.1 Defining workflow interfaces
3.3.2 Locking a Workflow stage
3.3.3 Tracking and Auditing
3.3.4 Defining a Workflow stage
3.4 Maintaining Function Group
3.5 Workflow Definition
3.5.1 Maintaining Workflow Definition
3.5.2 Specifying User Preferences Details
3.5.3 Specifying Validation Preferences Details
3.5.4 Specifying Authorization Preferences Details
3.5.5 Authorization Limit Check Button
3.5.6 Multi Authorization Role Details Button
3.5.7 Handling of Local Transactions and Pure Query
3.5.8 Maintaining Auto Assignment of Authorizer
3.5.9 Maintaining Default Authorizer
3.6 User Role Definition
3.6.1 Maintaining User Role Definition
3.6.2 Maintaining Denomination Tracking
3.6.3 Maintaining Savings Function Definition
3.7 Workflow Transaction
3.7.1 Stages in Workflow Transaction
3.7.2 Input Stage
3.7.3 Enrich Stage
3.7.4 Running Savings EOD Mandatory
4. Common Operations
4.1 Introduction
4.2 Workflow Task List
4.3 Clearing a User
4.4 Authorizing a Transaction
4.4.1 Manual Assignment
4.4.2 Auto Assignment
4.4.3 Displaying Overrides and Errors
4.4.4 Reversing a Transaction
4.5 Initiate a Customer Session
4.5.1 Initiating a Customer Session
4.5.2 Ending a Customer Session
4.6 Opening the Branch
4.7 Opening a Vault/Till
4.8 Balance and Close a Till
4.8.1 Balancing and Closing a Till
4.8.2 Specifying Cash Details
4.8.3 TC Details
4.9 Teller Totals
5. Data Replication
5.1 Introduction
5.2 Maintain Replication Parameters
5.2.1 Maintaining Replication Parameters
5.2.2 Replicate Common Data Button
5.2.3 List of Materialized Views
5.2.4 Replicating data from Branch - Ad-hoc basis
5.3 Steps to follow during Setup
6.
Maintaining Passbook
6.1 New Passbook Issue Details
6.1.1 Invoking New Passbook Issue Screen
6.1.2 Charge Button
6.2 Changing Passbook Status
6.2.1 Invoking Changing Passbook Status Screen
6.3 Passbook Update
6.3.1 Invoking Passbook Update Screen
6.4 Passbook Reprint
6.4.1 Invoking Passbook Reprint Screen
6.5 Passbook Reports
6.5.1 Invoking Passbook Reports
6.6 Passbook Issued Report
6.6.1 Invoking Passbook Issued Report Screen
6.6.2 Contents of the Report
7. Cash Transactions
7.1 Introduction
7.2 Deposit Cash
7.2.1 Depositing Cash
7.2.2 Specifying denomination details
7.2.3 Specifying charge details
7.2.4 Specifying MIS details
7.2.5 Specifying UDF Details
7.2.6 Specifying Project Details
7.2.7 Authorization stage
7.2.8 Viewing errors and overrides
7.2.9 Cash Deposit in Two Step Processing
7.3 Withdraw Cash
7.3.1 Withdrawing Cash
7.3.2 Specifying Denomination Details
7.3.3 Specifying charge details
7.3.4 Specifying MIS details
7.3.5 Specifying UDF Details
7.3.6 Specifying Project Details
7.3.7 Cash Withdrawal in Two Step Processing
7.4 Domestic Cash Transfer
7.4.1 Transferring Cash Domestically
7.4.2 Specifying PC Details
7.5 International Cash Transfer
7.5.1 Transferring Cash Internationally
7.5.2 Denomination Button
7.5.3 Charge Button
7.5.4 MIS Button
7.5.5 UDF Button
7.5.6 FT Details Button
7.6 Close out Withdrawal by Cash
7.6.1 Closing out Withdrawal by Cash
7.6.2 Specifying Charge Details
7.6.3 Specifying the MIS Details
7.6.4 Specifying the UDF details
7.7 Advance By Cash
7.7.1 Disbursing Cash Advance
7.7.2 Specifying Denomination Details
7.7.3 Specifying Charge details
7.7.4 Specifying the MIS details
7.7.5 Specifying the UDF details
7.8 Exchanging Denominations
7.8.1 Specifying Denomination Details
7.9 Pay Bill by Cash
7.9.1 Paying a Bill by Cash
7.9.2 Specifying denomination details
7.9.3 Specifying Charge Details
7.10 Pay a Bill against Account
7.10.1 Paying a Bill against Account
7.10.2 Specifying charge details
7.10.3 Specifying the MIS details
7.10.4 Specifying the UDF details
7.11 Pay a Bill by Clearing Cheque
7.11.1 Paying a bill by clearing cheque
7.11.2 Specifying the MIS details
7.11.3 Specifying the Field details
7.12 Pay a Bill by In-house Cheque
7.12.1 Paying a bill by in-house cheque
7.12.2 Specifying Charge details
7.12.3 Specifying the MIS details
7.12.4 Specifying the Field details
7.13 Request for Funds Transfer
7.13.1 Requesting for Funds Transfer
7.13.2 Specifying charge details
7.13.3 Specifying MIS details
7.13.4 Specifying UDF Details
7.13.5 Specifying Project Details
7.14 Making a Stop Payment
7.14.1 Specifying Charge Details
7.15 Sell Foreign Exchange to a Walk-in Customer
7.15.1 Selling Foreign Exchange to a Walk-in Customer
7.15.2 Specifying denomination details
7.15.3 Specifying charge details
7.15.4 Specifying the MIS details
7.15.5 Specifying UDF Details
7.16 Purchase Foreign Exchange from a Walk-in Customer
7.16.1 Purchasing Foreign Exchange from a Walk-in Customer
7.16.2 Specifying Denomination Details
7.16.3 Specifying charge details
7.16.4 Specifying MIS details
7.16.5 Specifying UDF Details
7.17 Purchase FX against Account
7.17.1 Purchasing FX against Account
7.17.2 Denomination Details Tab
7.17.3 Charges Tab
7.17.4 MIS Tab
7.17.5 UDF Tab
7.18 Issue TT against Account
7.18.1 Issuing a TT against Account
7.18.2 Specifying denomination details
7.18.3 Specifying charge details
7.18.4 Specifying MIS Details
7.18.5 Specifying the UDF details
7.19 Issue a TT against GL
7.19.1 Issuing a TT against GL
7.19.2 Specifying Charge Details
7.19.3 Specifying MIS Details
7.19.4 Specifying the UDF details
7.20 Issue a TT to a Walk-in Customer
7.20.1 Issuing a TT to a Walk-in Customer
7.20.2 Specifying denomination details
7.20.3 Specifying charge details
7.20.4 Specifying MIS Details
7.20.5 Specifying the UDF details
7.21 Issuing Multiple TT against Account
7.21.1 Specifying Denomination Details
7.22 Issuing Multiple TT for Walk In
7.22.1 Specifying denomination details
7.23 Maintaining TT Test Keys
7.24 Inward TT Registration
7.24.1 Defining Inward TT Registration
7.24.2 Specifying Charge details
7.24.3 Specifying MIS Details
7.24.4 Specifying the UDF details
7.25 Liquide a TT against GL
7.25.1 Liquidating a TT against GL
7.25.2 Specifying charge details
7.25.3 Specifying MIS details
7.25.4 Specifying the UDF details
7.26 Liquidate a TT against Account
7.26.1 Liquidating a TT against Account
7.26.2 Specifying charge details
7.26.3 Specifying MIS details
7.26.4 Specifying the UDF details
7.27 Liquidate a TT for a Walk-in Customer
7.27.1 Liquidating a TT for a Walk-in Customer
7.27.2 Specifying Denomination Details
7.27.3 Specifying charge details
7.27.4 Specifying MIS details
7.27.5 Specifying the UDF details
7.28 Inquiring on a TT Transaction
7.29 Transaction Reversal
7.30 Disbursing Loan Manually By Cash
7.31 Repaying Loan Manually By Cash
7.32 Safe Deposit Box Rentals
7.32.1 Processing Safe Deposit Box Rentals
7.32.2 Input Stage
7.33 Viewing Availability of Denomination in Till
7.34 Querying Till Vault Position
7.35 Sell Foreign Currency against CASA Account
7.35.1 Sale of Foreign Currency against CASA Account
7.35.2 Specifying Denomination Details
7.35.3 Specifying Charge Details
7.35.4 Specifying MIS details
7.35.5 Specifying UDF Details
8. Instrument Transactions
8.1 WithdrawCash against a Cheque
8.1.1 Withdrawing Cash against a Cheque
8.1.2 Specifying denomination details
8.1.3 Specifying charge details
8.1.4 Specifying the MIS details
8.1.5 Specifying the UDF details
8.1.6 Depositing a Cheque
8.1.7 Capturing instrument details
8.1.8 Specifying Project Details
8.1.9 Specifying Charge Details
8.1.10 Specifying MIS details
8.1.11 Specifying UDF Details
8.2 Deposit a Cheque into a GL
8.2.1 Depositing a Cheque into a GL
8.2.2 Specifying Instrument Details
8.2.3 Specifying Instrument Details
8.2.4 Specifying charge details
8.2.5 Specifying MIS details
8.2.6 Specifying UDF Details
8.3 Deposit an In-house Cheque
8.3.1 Depositing an In-house Cheque
8.3.2 Specifying Charge Details
8.3.3 Specifying MIS details
8.3.4 Specifying UDF Details
8.4 Tracking a Cheque Return
8.4.1 Invoking Cheque Return Screen
8.4.2 Charge Button
8.5 Bulk Cheque Return
8.5.1 Cheque Return Batch
8.5.2 Maintaining Function Input Details
8.5.3 Triggering Cheque Return Processing Batch
8.6 Querying Cheque Status
8.7 Inward Cheque Return
8.7.1 Invoking Inward Cheque Return Screen
8.8 Issue a TC against an Account
8.8.1 Selling a TC against an Account
8.8.2 Specifying TC Denomination Details
8.8.3 Specifying Charge Details
8.8.4 Specifying MIS Details
8.8.5 Specifying UDF Details
8.9 Issue a TC against a GL
8.9.1 Selling a TC against a GL
8.9.2 Specifying TC Denomination Details
8.9.3 Specifying Charge Details
8.9.4 Specifying MIS Details
8.9.5 Specifying UDF Details
8.10 Issue a TC to a Walk-in Customer
8.10.1 Selling a TC to a Walk-in Customer
8.10.2 Specifying TC Denomination Details
8.10.3 Specifying Currency Denomination Details
8.10.4 Specifying Charge Details
8.10.5 Specifying MIS Details
8.10.6 Specifying UDF Details
8.11 Purchase a TC against an Account
8.11.1 Purchasing a TC against an Account
8.11.2 Specifying TC Denomination Details
8.11.3 Specifying Charge Details
8.11.4 Specifying MIS Details
8.11.5 Specifying UDF Details
8.12 Purchase a TC from a Walk-in Customer
8.12.1 Purchasing a TC from a Walk-in Customer
8.12.2 Specifying TC Denomination Details
8.12.3 Specifying Currency Denomination Details
8.12.4 Specifying Charge Details
8.12.5 Specifying MIS Details
8.12.6 Specifying UDF Details
8.13 Issue a DD Issue against an Account
8.13.1 Selling a DD Issue against an Account
8.13.2 Specifying Charge Details
8.13.3 Specifying MIS Details
8.13.4 Specifying the UDF details
8.13.5 Viewing OFAC Check Response
8.14 Issue DD against Cheque
8.14.1 Issuing DD against Cheque
8.14.2 Specifying Charge Details
8.14.3 Specifying MIS Details
8.14.4 Specifying the UDF details
8.15 Liquidating a DD against a GL
8.16 Liquidate a DD against an Account
8.16.1 Liquidating a DD against an Account
8.16.2 Specifying Charge Details
8.16.3 Specifying MIS Details
8.16.4 Specifying the UDF details
8.17 Liquidate a DD for a Walk-in Customer
8.17.1 Liquidating a DD for a Walk-in Customer
8.17.2 Specifying denomination details
8.17.3 Specifying charge details
8.17.4 Specifying MIS Details
8.17.5 Specifying UDF Details
8.18 Issue a DD to a Walk-in Customer
8.18.1 Issuing a DD to a Walk-in Customer
8.18.2 Specifying denomination details
8.18.3 Specifying charge details
8.18.4 Specifying MIS Details
8.18.5 Specifying UDF Details
8.18.6 Invoking OFAC Check
8.19 Issue a DD against a GL
8.19.1 Issuing a DD against a GL
8.19.2 Specifying charge details
8.19.3 Specifying MIS Details
8.19.4 Specifying UDF Details
8.19.5 Invoking OFAC Check
8.20 Inquiring on a DD Transaction
8.21 Re-validate DD Instrument
8.21.1 Re-validating DD Instrument
8.21.2 Query Stage
8.21.3 Input Stage
8.21.4 Enrichment Stage
8.22 Reprint/ Reissue of DD
8.22.1 Reprinting / Reissuing of DD
8.22.2 Query Stage
8.23 Duplicate DD Instrument
8.23.1 Issuing Duplicate DD Instrument
8.23.2 Query Stage
8.23.3 Input Stage
8.23.4 Enrichment Stage
8.23.5 Viewing Instrument Reprint Summary
8.24 Issue a BC against an Account
8.24.1 Selling a BC against an Account
8.24.2 Specifying Charge Details
8.24.3 Specifying MIS Details
8.24.4 Specifying the UDF details
8.24.5 Invoking OFAC Check
8.25 Issue BC against Cheque
8.25.1 Selling BC against Cheque
8.25.2 Specifying Charge Details
8.25.3 Specifying MIS details
8.25.4 Specifying the UDF details
8.26 Close Account by BC
8.26.1 Close Out Withdrawal by BC
8.26.2 Specifying Charge Details
8.26.3 Specifying MIS Details
8.26.4 Specifying the UDF details
8.27 Close Account
8.27.1 Account Close Out Withdrawal
8.27.2 Specifying Charge Details
8.27.3 Specifying MIS Details
8.27.4 Specifying the UDF details
8.28 Issue a BC against a GL
8.28.1 Issuing a BC against a GL
8.28.2 Specifying Charge Details
8.28.3 Specifying MIS Details
8.28.4 Specifying the UDF details
8.28.5 Invoking OFAC Check
8.29 Issue a BC to a walk-in customer
8.29.1 Issuing a BC to a walk-in customer
8.29.2 Invoking OFAC Check
8.29.3 Specifying denomination details
8.29.4 Specifying charge details
8.29.5 Specifying MIS Details
8.29.6 Specifying the UDF details
8.30 Liquidate a BC against an account
8.30.1 Liquidating a BC against an account
8.30.2 Specifying charge details
8.30.3 Specifying MIS Details
8.30.4 Specifying the UDF details
8.31 Liquidate a BC against a GL
8.31.1 Liquidating a BC against a GL
8.31.2 Specifying charge details
8.31.3 Specifying MIS Details
8.31.4 Specifying the UDF details
8.32 Liquidate a BC for a walk-in customer
8.32.1 Liquidating a BC for a walk-in customer
8.32.2 Specifying denomination details
8.32.3 Specifying charge details
8.32.4 Specifying MIS details
8.32.5 Specifying the UDF details
8.33 Inquiring on a BC Transaction
8.34 Re-validate BC Instrument
8.34.1 Re-validating BC Instrument
8.34.2 Query Stage
8.34.3 Input Stage
8.34.4 Enrichment Stage
8.35 Reprint / Reissue Banker’s Cheque
8.35.1 Reprinting / Reissuing Banker’s Cheque
8.35.2 Query Stage
8.35.3 Input Stage
8.36 Duplicate BC Instrument
8.36.1 Issuing Duplicate BC Instrument
8.36.2 Query Stage
8.36.3 Input Stage
8.36.4 Enrichment Stage
8.37 Reversing BC/DD Liquidation
8.38 Multi BC Issue
8.38.1 Issuing Multi BC against an Account
8.38.2 Denomination Button
8.38.3 MIS Button
8.38.4 UDF Button
8.38.5 Issuing Multi BC against Cheque
8.38.6 Denomination Button
8.38.7 MIS Button
8.38.8 UDF Button
8.38.9 Issuing Multi BC against GL
8.38.10 MIS Button
8.38.11 UDF Button
9. General Ledger Transactions
9.1 Introduction
9.2 Miscellaneous Customer Debits
9.2.1 Miscellaneous Debits to a Customer’s Account
9.2.2 Specifying the charge details
9.2.3 Specifying the MIS Details
9.2.4 Specifying UDF Details
9.3 Miscellaneous Customer Credits
9.3.1 Miscellaneous Credits to a Customer’s Account
9.3.2 Specifying the charge details
9.3.3 Specifying the MIS details
9.3.4 Specifying UDF Details
9.4 Advance By Transfer
9.4.1 Disbursing Advance by Account Credit
9.4.2 Specifying the charge details
9.4.3 Specifying the MIS details
9.4.4 Specifying the UDF details
9.5 Miscellaneous Debit to a GL Account
9.5.1 Miscellaneous Debit to a General Ledger Account
9.5.2 Specifying the denomination details
9.5.3 Specifying the charge details
9.5.4 Specifying MIS details
9.5.5 Specifying UDF details
9.6 Miscellaneous Credit to a GL Account
9.6.1 Miscellaneous Credit to a General Ledger Account
9.6.2 Specifying the denomination details
9.6.3 Specifying the charge details
9.6.4 Specifying the MIS details
9.6.5 Specifying UDF Details
9.7 Fund Transfer in GL Accounts
9.7.1 Miscellaneous GL Transfer
9.7.2 Specifying the charge details
9.7.3 Specifying the MIS details
9.7.4 Specifying UDF Details
10. Time Deposit Transactions
10.1 Introduction
10.2 Open a TD Account for Multi Mode Pay In
10.2.1 Opening a TD Account for Multi Mode Pay In
10.2.2 Specifying Term Deposit Details
10.2.3 Specifying Interest Details
10.2.4 Specifying joint account holder details
10.2.5 Specifying the dual currency deposit details
10.2.6 Specifying the Check List Details
10.2.7 Banking Channels Details Tab
10.2.8 Capturing the Pay-Out Parameters
10.2.9 Specifying Child TD Details
10.2.10 Capturing Pay-Out Parameters
10.2.11 Specifying Denominated Deposit Details
10.3 Opening a TD Account for Multi Mode Pay Out
10.4 Topping-up a TD
10.5 Open a Islamic TD Account for Multi Mode
10.5.1 Opening a Islamic TD Account for Multi Mode
10.5.2 Specifying Term Deposit Details
10.5.3 Specifying Profit Details
10.5.4 Banking Channels Button
10.6 TD Redemption
10.6.1 Manual Pay-Out TD Redemption
10.6.2 Capturing the Pay-Out Parameters
10.6.3 Specifying Child TD Details
10.6.4 Capturing Pay-Out Parameters Details
10.7 Close Out Withdrawal by Multi Mode
10.7.1 Processing Close Out Withdrawal by Multi Mode
10.7.2 Maintaining Pay-out Parameters
11. Credit Card Payments
11.1 Introduction
11.2 Processing Payments by In-House Bank Cheques
11.3 Processing Payments by Other Bank Cheques
11.4 Processing Payments by Cash
11.4.1 Invoke Credit Card Payment by Cash screen
11.4.2 Currency Denomination Tab
11.4.3 Charge Details Tab
11.5 Processing Payments by Account
11.5.1 Charge Details Tab
11.6 Processing Credit Card Payment Reversals
11.6.1 Viewing Credit Card Reversal Payments
12. Vault Operations
12.1 Introduction
12.2 Transferring Cash from Vault
12.2.1 Capturing denomination details
12.3 Transferring Cash to Vault
12.3.1 Capturing denomination details
12.4 Buy Cash from Central Bank
12.4.1 Buying Cash from Central Bank
12.4.2 Specifying Denomination Details
12.4.3 Specifying the MIS Details
12.4.4 Specifying UDF Details
12.5 Sell Cash to Central Bank
12.5.1 Selling Cash to Central Bank
12.5.2 Specifying Denomination Details
12.5.3 Specifying MIS Details
12.5.4 Specifying UDF Details
12.6 Buying TCs from Agent
12.6.1 Specifying TC Details
12.7 Buying TCs from Head Office
12.7.1 Capturing TC Details
12.8 Selling TCs to Head Office
12.8.1 Capturing TC Details
12.9 Buying TCs from Vault
12.9.1 Capturing TC Details
12.10 Returning TCs to Vault
12.11 Capturing TC Details
12.11.1 Viewing TCs available with Vault
13. Balancing Operations
13.1 Book Shortage
13.1.1 Invoke ‘Book Shortage’ screen
13.1.2 Specifying denomination details
13.1.3 Specifying the MIS details
13.1.4 Specifying the UDF details
13.2 Booking Overage
13.2.1 Invoke ‘Booking Overage’ screen
13.2.2 Specifying Denomination Details
13.2.3 Specifying the MIS details
13.2.4 Specifying the UDF Details
13.3 Transfer Cash from Teller
13.4 Sell Cash to Teller
13.5 Inter Branch Transaction
13.5.1 Inter Branch Transaction Input
13.5.2 Inter Branch Transaction Request
13.5.3 Previewing Messages
13.5.4 Viewing Inter Branch Transaction Request Summary
13.5.5 Liquidating Inter Branch Transaction
14. Branch Deployment Options
14.1 Introduction
14.2 Deployment Options
14.2.1 Centralized Deployment
14.2.2 De-centralized Deployment
14.3 Processing Transactions in Offline Mode
14.4 Tanking and Untanking
14.5 Auto-Reversal Process
14.6 Offline Batch Process Flow
14.6.1 Process Flow for Online Branch which uploads Offline Transactions
15. Batches
15.1 Introduction
15.2 Clearing Inward Cheque Data Entry
15.3 Clearing Inward Data Entry
15.4 Consolidated Cheques Data Entry
15.5 Clearing Outward Data Entry
15.6 Running EOD
15.7 Querying Tellers Status
16. Reports
16.1 Introduction
16.2 Savings Insignificant Balance Accounts Report
16.2.1 Contents of the Report
16.3 Blocked Accounts Report
16.3.1 Contents of the Report
16.4 Account Balance Listing Report
16.4.1 Contents of the Report
16.5 Saving Accounts Opened Today Report
16.5.1 Contents of the Report
16.6 Saving Accounts Closed Today Report
16.6.1 Contents of the Report
16.7 Flat File - Cheque Book Requested Report
16.7.1 Contents of the Report
16.8 Savings Large Balance Movements Report
16.8.1 Contents of the Report
16.9 Accounts Dormant Next Month Report
16.9.1 Contents of the Report
16.10 Savings Account Dormant Today Report
16.10.1 Contents of the Report
16.11 Re-validated Instruments Report
16.11.1 Contents of the Report
16.12 Reissued Instrument Report
16.12.1 Contents of the Report
16.13 Duplicate Instrument Issued Report
16.13.1 Contents of the Report
16.14 Savings Overline/TOD Report
16.14.1 Contents of the Report
16.15 Daily Overline/TOD Txn Report
16.15.1 Contents of the Report
16.16 Large Debit Balance Report
16.16.1 Contents of the Report
16.17 Intra bank Transfer Report
16.17.1 Contents of the Report
16.18 Flat File Cheque Book Requested Report
16.18.1 Contents of the Report
16.19 Signatory Details Report
16.19.1 Contents of the Report
16.20 Daily Processed Transactions Report
16.20.1 Contents of the Report
17. Function ID Glossary