MOBILE APPLICATION
It is a well-known fact now that mobile banking plays a crucial role in digital transformation of Banks and the key to success is to provide value added services to increase customer engagement apart from providing the regular banking transactions.
PIN/Pattern based Authentication
PIN
Personal identification number (PIN) is a secret number given to an account holder to be used when they put their credit card or cash card into an automatic teller machine (ATM). If the number they use is correct they will be allowed to access their account. and Pattern are the alternate ways of logging into the application instead of entering the User ID and password.
Quick Snapshot feature is available on Mobile application login page, which the user can access using his alternate login method (Fingerprint /Pin/ Pattern). It displays the account balance of user’s Current and Savings account and last 5 transactions on the respective accounts.
Chatbot interacts with users over a messaging platform. It answers questions and fulfill an array of tasks for business users. The set of transactions available on Mobile application along with Facebook Messenger.
iMessage Payment feature allows iOS user to send money to their friends via iMessage. It allows user to make a payment to a contact in text conversation.
It allows user to initiate a payment to a Facebook friend without having the need to define him as a payee for payment.
This feature enables the users to scan a QR code at the merchant outlet and make the payment.
Push notifications feature notifies the user about any event/ transactions that has occurred in his account.
Siri Payment & Balance Inquiry
Payment and balance inquiry by giving a voice command to Siri.
