Creating and Approving Funds Transfer Templates

Enter Transfer Templates - Origin Page

TR_WR_TEMPLATE_FR

Enter template origin information. Set up the template for withdrawing funds from an account to transfer those funds.

Category Purpose Page

CAT_PURP_EFT_TPL

Identify the high-level purpose of the payment instruction based on a set of pre-defined categories as per ISO 20022 external code list or a proprietary scheme name.

See the Enter Transfer Templates - Origin Page for more information.

Prenotification Details Page

TR_WR_PRENOTE

Enter parameters for creating a template for prenotification requests.

Enter Transfer Templates - Destination Page

WR_TEMPLATE_FR

Specify template destination information. Set up templates to send wire transfers repeatedly to particular parties.

Identification Information Page

TR_WR_TPL_OID_SP

Provide other identification for Name1, Bank, and/or Bank Account values, respectively.

See the Enter Transfer Templates - Destination Page for more information.

EFT Options Page

TR_EFT_OPT_SEC

Configure template EFT handling options.

Values specified at the template level cannot be overwritten at the request level.

See the Enter Transfer Templates - Destination Page for more information.

Enter Transfer Templates - Bank Routings Page

TR_INTR_TBL_SEC

Define template intermediary bank routings. Set up multiple routing information for a funds transfer.

Enter Transfer Templates - Detailed Description Page

TR_WR_DESC_SEC

Enter any of your in-house notes for the funds transfer. This information is not transmitted to the recipient.

Enter Transfer Templates - Addenda Page

STL_ADDENDA2_SP

Enter addenda information. This information is transmitted to the recipient.

Enter Transfer Templates - Beneficiary Address Page

WR_TEMPLATE_ADR

Set up address information for the recipient of the funds transfer.

Enter Transfer Templates - Template Field Security Page

WR_TMPLT_FLDLST

Select the active fields in your template, choose whether to enable accounting or to allow settlement instructions.

Status

Select Active or Inactive. If you mark a template Inactive, it is not available for use (it does not appear in the funds transfer pages).

Template Expiration

Enter a date that the repetitive transfer template expires.

If you select an expired template for use—meaning, if the template status is set to Active and the system date is past the date entered in this field—the system displays a warning message that you have selected an outdated template.

Pool Business Unit and Pool ID

If this bank account is used for holding investment pool funds, enter the business unit and identifier of the pool.

Payment Method

Available payment methods are determined by the values that you define in the Bank Code and Bank Account fields.

Prenote

Select to create a prenotification.

Prenotification Details

Click to access the Prenotification Details page to set prenote status and confirmation parameters if the template being created is for a prenote.

Repetitive Transfer Code

Enter the repetitive transfer code that the bank assigned to this transfer. This field is required because the code is necessary to initiate the transfer process with the bank.

Repetitive Transfer

Select if this template is for a repetitive transfer.

Drawdown Transfer

Select if this template is for a drawdown transfer.

Accounting Template

For transfers of an EFT Transfer transfer class, specify the accounting template from which to generate accounting entries.

Approval Status

Displays Pending as the value when you first create a transfer. The status changes as activity occurs later in the workflow—for example, when a supervisor approves the entered funds.

Category Purpose

Click this link to access the Category Purpose page (CAT_PURP_EFT_TPL), where you can where you can identify the high-level purpose of the payment instruction based on a set of predefined categories as per ISO 20022 external code list or a proprietary scheme name.

Attachments

Click to view/ add attachments. See Installation Options - Multiple Attachments Page to define the maximum attachment upload limit for various products.

Prenotification Status

Defaults to New for first-time prenotes. If an initial prenote was rejected using this template, the status be changed to "Rejected." You can change the prenote status from here, however, if you modify the template, the system will recreate the prenote and a new settlement will be processed.

Confirm Prenote After [number of] Days

Select the number of calendar days that must transpire after the prenote is sent to Financial Gateway before the prenote status changes to Confirmed by the system if no ACH Return file is received back from Financial Gateway. The default setting is seven (7) days.

View Prenote

Click to access the EFT Request - Origin page and view the details of the prenote created using this template.

Get Settlement Instructions

Click to select settlement instructions and automatically populate fields. All page fields are overwritten with the settlement instruction information, including fields on the Beneficiary Address, EFT Options, Routings, and Detailed Description pages. Also, if a field is blank in the settlement instruction, the corresponding field on this page is also blank.

Name 1 and Name 2

Enter the recipient's name and other significant identifying information, for example, a company name, a DBA (doing business as), or joint payees.

Click this icon to access the Identification Information page (TR_WR_TPL_OID_SP), where you can where you can provide other identification for Name1, Bank, and/or Bank Account values, respectively. Available only for a Partner Instructions/Pay Into settlement type.

Country

Select the destination country code, which also determines the selection of available Bank ID Qual (bank ID qualifier) values. Then specify a qualifier that determines which edit algorithm the system uses to check the bank ID number sequence.

Bank ID

Enter the routing number of your recipient's financial institution.

Branch ID

Enter the recipient's branch number.

Acct Type (account type)

Select the destination account type:

• Bond

• Bus Acct (business account)

• Check Acct(checking account)

• Dem Dep (demand deposit)

• Lf Ins-Net (life insurance)

• Mutual (mutual fund)

• Ret It-DDA (returned item, demand deposit account)

• Ret It-Sav (returned item, savings account)

• S&B Acct (stocks and bonds account)

• Stock

• Time Dep (time deposit)

• Trust Fund

Account # (account number)

Enter the account number that you are funding with this transaction.

If you set up bank account encryption, account numbers are masked when you save the page.

For more information about bank account number encryption and the National Automated Clearing House Association (NACHA) data security requirements, see Understanding Bank Account Encryption and Setting Up Bank Account Encryption.

Unmask

Select to unmask the bank account number and IBAN.

Check Digit

This field is conditional and depends on the country that you selected.

Click the View Description icon to add internal notes about the funds transfer. These notes are not transmitted to the recipient.

IBAN Digit

Create an IBAN for this template to facilitate automated processing of cross-border transactions.

See Understanding IBAN.

Enter the check digit and click View IBAN. If the DFI qualifier for the specified country is IBAN enabled, and the system successfully validates the check digit, the IBAN for this account appears. This field and the View IBAN button appears only if the IBAN Enterable field is not selected on the IBAN Formats page.

See IBAN Formats Page.

IBAN (international bank account number)

Enter the IBAN. This field appears only if the IBAN Enterable field is selected on the IBAN Formats page.

See IBAN Formats Page.

DFI Qualifier (depository financial institution qualifier)

Select to identify the bank and enter the associated DFI ID (depository financial institution ID), if required. If you use intermediary routings, this bank represents the final bank into which funds are transferred.

The DFI qualifier indicates what format—how many characters and numerics—are in the bank's DFI ID. Note that each type has a specific number of digits that you can enter. Values are:

Transit Number: Exactly 9 numeric characters, plus check digit calculation.

Swift ID: Once you select 02 for the DFI Qualifier, you can enter the BIC code in the DFI ID field, which can be 8 or 11 characters, where positions 5 and 6 must be a valid 2-character country code.

CHIPS Participant ID (Clearing House Interbank Payments System participant ID): 3 or 4 numeric characters.

CHIPS Universal ID (Clearing House Interbank Payments System universal ID): 6 numeric characters.

Canadian Bank Branch/Institute: No validation.

Mutually Defined: No validation.

EFT Options

Click the EFT Options link to access the EFT Options page (TR_EFT_OPT_SEC). Define specifics for EFT transmissions when using these settlement instructions.

See Defining Bank Information.

Routings

Click the Routings link on the Enter Transfer Templates - Destination page to access the Routings page.

See Enter Transfer Templates - Bank Routings Page.

Addenda

Click the Addenda link on the Enter Transfer Templates - Destination page to access the Enter Transfer Templates - Addenda page.

See Enter Transfer Templates - Addenda Page.

Remittance Advice Attributes

Click the Remittance Advice Attributes link to access the Remittance Advice Attributes page.

See Using Remittance Advice in Financial Gateway.

Seq (sequence)

Enter a sequence number for the routing row. This sequence number determines in which order the system routes the message.

Routing

Select from Bank or DFI.