3.9 Funding Requirement

This topic describes the information about the funding requirement.

User can capture the funding requirement of your party in this data segment by adding facilities for the party.

The facility can be either directly created or created using the Facility Template maintained at the Maintenance module.

Figure 3-42 Funding Requirement


Description of Figure 3-42 follows
Description of "Figure 3-42 Funding Requirement"

If Take Over check box is selected while adding Other bank facility, the added existing facility is displayed in the Funding Requirement page.

  1. Creating Facility without Template, Click + icon, to directly add the facility without using template.
    The New Facility window is displayed.

    Figure 3-43 New Facility


    Description of Figure 3-43 follows
    Description of "Figure 3-43 New Facility"

    In the New Facility window, you can take over other bank facility or create new facility by adding the necessary information.

    To take over other bank facility, enable the Take over other bank facility check box. The Take over other bank facility screen is displayed:

    Figure 3-44 Take over other bank facility


    Description of Figure 3-44 follows
    Description of "Figure 3-44 Take over other bank facility"

    Figure 3-45 Take over other bank facility


    Description of Figure 3-45 follows
    Description of "Figure 3-45 Take over other bank facility"

    Select the existing facilities, the selected existing facilities details are displayed.

    Figure 3-46 Take over other bank facility


    Description of Figure 3-46 follows
    Description of "Figure 3-46 Take over other bank facility"

    For information on fields in the New Facility screen for creating new facility, refer the table below.

    Table 3-17 New Facility

    Fields/Icon Description
    Branch Search and select the Branch Code for Branch field. List of branch code and branch name is displayed below Fetch field.
    Line Code Enter the Line Code for the facility.
    Line Serial Number Line Serial Number should be defaulted to 1 and you cannot modify line serial number.
    Parent Facility Id To link the facility being created as a child facility to an existing facility, select the Parent Facility Id from the drop-down list.
    Facility Type Choose the Facility Type. The options available are:
    • Funded
    • Non Funded

    You can restrict creation of sub-facility of type other than the selected type by enabling the Cascade check box.

    For example, if the Facility Type is selected as Funded and the Cascade check box is enabled, the sub-facility of type Non Funded cannot be created.

    Table 3-18 New Facility

    Fields/Icon Description
    Facility Category Search and Select Facility Category from Category Code. List of category code and category description is displayed below Fetch field.
    Facility Description Enter the Facility Description for the facility.
    Commitment Status Choose Commitment Status for the facility. The options available are:
    • Committed
    • Uncommitted
    Secured Enable Secured option, if collateral is available for the facility.

    You can restrict creation of unsecured sub-facilities for this facility by enabling the Cascade check box along with the Secured option.

    Revaluation Required Enable Revaluation Required check box, if the facility has to be re-valuated during end of the day batch process using the exchange rate maintained at the facility level.
    Rate Agreement Required Enable Rate Agreement Required check box, if the exchange rate maintained at the facility level has to be applied in case of cross currency utilization and block transactions and revaluation.

    You can restrict creation of committed / uncommitted sub-facility for this facility by enabling the Cascade check box.

    For example, if the Commitment Status is selected as Committed and the Cascade check box is enabled, the uncommitted sub-facility cannot be created, and vice versa.

    For more information on other fields in New Facility screen, refer To add New Facility section below.

    Table 3-19 New Facility

    Fields/Icon Description
    Save To save the details and exit the New Facility window, click Save.
    Save & Configure To add further details about the facility, click Save & Configure.
    Cancel To exit the New Facility window without saving the information, click Cancel.

    To Link Existing Facilities

  2. Click Link Existing Facilities.

    The Link Existing Facilities Window is displayed.

    Figure 3-47 Link Existing Facilities


    Description of Figure 3-47 follows
    Description of "Figure 3-47 Link Existing Facilities"

    Click Link, the existing facilities is added.

    Creating Facility with Template

  3. Click Facility Template (T) icon, to create the facility using template.
    The Facility Template Window is displayed.

    Figure 3-48 Facility Template


    Description of Figure 3-48 follows
    Description of "Figure 3-48 Facility Template"

  4. Search and select Template Code maintained at the Maintenance module. Facility Template associated with the Template Code is displayed.
  5. To add additional facility to the Facility Template, click the right arrow at the left side. Available Facility section expands as shown below.

    Figure 3-49 Facility Template


    Description of Figure 3-49 follows
    Description of "Figure 3-49 Facility Template"

  6. Drag and drop the required facility from the Available Facility section to the Facility Template section.
  7. To capture the facility details, click the facility in the Facility Template section. Fields related to the facility appear as shown below:

    Figure 3-50 Facility Template


    Description of Figure 3-50 follows
    Description of "Figure 3-50 Facility Template"

    For information on fields in the Facility Template screen, refer the table below.

    Table 3-20 Facility Template

    Fields/Icon Description
    Facility Description Enter the Facility Description for the facility template.
    Next Review Date Select or specify the Next Review Date for the facility.
    Line Start Date Click Select Date in calendar and specify the Line Start Date.
    Line Expiry Date Click Select Date in calendar and specify the Line Expiry Date.
    Requested Amount Specify the Requested Amount. Search and select the Currency for the Requested Amount from the drop-down list.
    Save Click Save.
  8. After providing details for all the facilities in Facility Template section, click Submit. Facility is created and listed as shown below.

    Figure 3-51 Funding Requirement


    Description of Figure 3-51 follows
    Description of "Figure 3-51 Funding Requirement"

    To add New Facility
  9. Click + to add New Facility.
    The New Facility Screen is displayed.

    Figure 3-52 New Facility


    Description of Figure 3-52 follows
    Description of "Figure 3-52 New Facility"

  10. Click Basic Info in New Facility Screen to enter the fields in basic info.

    Figure 3-53 New Facility Basic Info


    Description of Figure 3-53 follows
    Description of "Figure 3-53 New Facility Basic Info"

    For information on fields in the Basic Info screen, refer the table below.

    Table 3-21 Basic Info

    Fields Description
    Branch Search and Select Branch from list of Branch Code.
    Line Code Enter Line Code for the facility.
    Line Serial Number Line Serial Number will be defaulted to 1 and you cannot modify line serial number.
    Parent Facility ID Search and Select Parent Facility ID and enter the following fields:
    • Facility ID
    • Facility Description
    • Line Code
    • Line Serial
    Facility Type Select Facility Type from the below checklist. The options are:
    • Funded
    • Non Funded
    Facility Category Search and Select Facility Category from list of Category Code.
    Facility Description Enter Facility Description for the facility.
    Project Id Search and Select Project Id from list of Category Code.
    Class Code Search and Select Class Code from list of Category Code.
    Commitment Status Select Commitment Status from the below checklist. The options are:
    • Committed
    • Uncommitted
    Secured Click Secured option and select Cascade check box, if required.
    Revaluation Required Select Revaluation Required option, if required.
    Rate Agreement Required Select Rate Agreement Required option, if required.
    Drop Line Limits Switch to indicate, if the facility limit drops over time based on a schedule.

    Note:

    You can select Cascade option, if applicable for the new facility.
  11. Click Sanction in New Facility Screen to enter the fields in sanction.

    Figure 3-54 New Facility Sanction


    Description of Figure 3-54 follows
    Description of "Figure 3-54 New Facility Sanction"

    For information on fields in the Sanction screen, refer the table below.

    Table 3-22 Sanction

    Fields/Icon Description
    Currency Search and select Currency in which the facility has to be offered.
    Requested Amount Specify the amount requested by the party in Requested Amount field.
    Probability of Default Enter Probability of Default. Select Decrement and Increment drop-down list option on right to increase or decrease the probability.
    Loss Given Default Enter Loss Given Default. Select Decrement and Increment drop-down list option on right to increase or decrease the loss given.
    Facility Risk Rating Enter Facility Risk Rating. Select Decrement and Increment drop-down list option on right to increase or decrease the facility risk rating.
    RAROC Enter RAROC. Select Decrement and Increment drop-down list option on right to increase or decrease the RAROC.
    Day Light Limit Enter Day Light Limit for the facility.
    Shadow Limit Click Shadow Limit check box to select Shadow Limit.
    Limit Amount Basis Select Limit Amount Basis from the below drop-down list. The options are:
    • Limit Amount
    • Limit Amount + Collateral Contribution
    • Minimum of Limit Amount or Collateral
    Bulk Payment Click Bulk Payment check box to select Bulk Payment.
    Internal Remarks Enter Internal Remarks, if required.
  12. Click Availability in New Facility screen to enter the fields in availability.

    Figure 3-55 New Facility Availability


    Description of Figure 3-55 follows
    Description of "Figure 3-55 New Facility Availability"

    For information on fields in the Availability screen, refer the table below.

    Table 3-23 Availability

    Fields/Icon Description
    Line Start Date Select Date for Line Start Date.
    Line Expiry Date Click Select Date and select date for Line Expiry Date.
    Renewal Date Click Renewal Date and select date for Renewal Date.
    Maintenance Value Date Click Maintenance Value Date and select date for Maintenance Value Date.
    Drawing Power Backed Enable Drawing Power Backed, if required.
    Revolving Line Enable Revolving Line, if required.
    Is Non Revolving Special Line Enable Is Non Revolving Special Line, if required.
    Unadvised Enable Unadvised, if required.
    Available Displays the current Available status of the line.
    Availability Period Specify the Availability Period for the facility.
  13. Click Limit Review in New Facility Screen to enter the fields in limit review.

    Figure 3-56 New Facility Limit Review


    Description of Figure 3-56 follows
    Description of "Figure 3-56 New Facility Limit Review"

    For information on fields in the Limit Review screen, refer the table below.

    Table 3-24 Limit Review

    Fields/Icon Description
    Limit Status Select Limit Status from the drop-down list. The options are:
    • Active
    • Closed
    • Frozen
    Next Review Date Select Date for Next Review Date.
    Review Frequency Select Review Frequency from the drop-down list. The options are:
    • Half yearly
    • Monthly
    • Quarterly
    • Yearly
  14. Click Utilization in New Facility Screen to enter the fields in utilization tracking.

    Figure 3-57 New Facility Utilization


    Description of Figure 3-57 follows
    Description of "Figure 3-57 New Facility Utilization"

    For information on fields in the Utilization screen, refer the table below.

    Table 3-25 Utilization

    Fields/Icon Description
    Utilization Tracking Select Utilization Tracking from the drop-down list. The options are:
    • Local
    • Global
  15. Click Exception in New Facility Screen to enter the fields in exception.

    Figure 3-58 New Facility Exception


    Description of Figure 3-58 follows
    Description of "Figure 3-58 New Facility Exception"

    For information on fields in the Exception screen, refer the table below.

    Table 3-26 Exception

    Fields/Icon Description
    Exception Transaction Amount Enter Exception Transaction Amount for the facility.
    Netting Required Select Netting Required, if required.
    Exception Breach Percentage Enter Exception Breach Percentage. Select Decrement and Increment drop-down list option on right to increase or decrease the exception breach percentage.
  16. After adding facilities, click Next. The Collateral page is displayed.

Parent topic: Proposal Initiation