3.4.6 Configuring Minimum Eligibility Criteria

Configuring Minimum Eligibility Criteria:

1. Click Minimum Eligibility Criteria from the left menu. Vintage window is displayed.

   Figure 3-53 Policy Definition - Vintage

   
   

   
   Description of "Figure 3-53 Policy Definition - Vintage"

   
   
2. Specify Minimum years of operations and Minimum years of financial documents available requirement for the following elements:
   • Secured Lending
3. To capture Ratings & Grading requirement, click Ratings & Grading next to Vintage. Ratings & Grading window is displayed.

   Figure 3-54 Ratings and Grading

   
   

   
   Description of "Figure 3-54 Ratings and Grading"

   
   
4. Capture Ratings & Gradings requirement from the following agencies:
   • Moodys
   • Fitch
   • S&P
   • CRISIL
   • Default Grading
5. Specify Default Grading requirement and click Legal Status next to Rating & Grading. Legal Status window is displayed.

   Figure 3-55 Legal Status

   
   

   
   Description of "Figure 3-55 Legal Status"

   
   

   For information on adding Legal Status fields screen, refer the below table.

   Table 3-20 Legal Status

   Fields/Icons	Description
   Legal Status	Capture Legal Status requirement by selecting Allowed or Not Allowed for the following fields: Pvt Ltd Proprietorship Partnership Public Ltd Government Owned Society Trust HUF
   Save	Click Save.

6. Validation
   The following fields will get validated against policy definition and the compliance will be reported in Policy Exception

   • Vintage (under Vintage- Minimum years of operation will get validated)
   • Ratings & Grading will get validated
   • Legal Status will get validated