Contents
1. Preface
1.1 Introduction
1.2 Audience
1.3 Documentation Accessibility
1.4 Organization
1.5 Related Documents
1.6 Glossary of Icons
2. Microfinance – An Overview
2.1 Introduction
2.1.1 Loan Origination or Application Processing
2.1.2 Interface with other Modules
3. Maintenance
3.1 Introduction
3.2 Branch Parameters Maintenance
3.2.1 Maintaining Branch Parameters
3.2.2 Capturing User Defined Field Details
3.3 Office Types Maintenance
3.3.1 Maintaining Office Types
3.3.2 Viewing Office Type Summary
3.4 Capturing Center Details
3.4.1 Defining Center Details
3.4.2 Defining Center Office Bearers Details
3.4.3 Defining Comments Detail
3.4.4 Viewing the Center Change History
3.4.5 Viewing Meeting Details
3.4.6 Viewing Group
3.4.7 Viewing Center Definition Summary
3.5 Group Types Maintenance
3.5.1 Maintaining Group Types
3.5.2 Viewing Group Type Summary
3.6 Capturing Group Details
3.6.1 Defining Group Details
3.6.2 Defining Group Members Details
3.6.3 Defining Comments Details
3.6.4 Viewing Meeting Details
3.6.5 Viewing Loans/Accounts
3.6.6 Viewing the Group Changes History
3.6.7 Viewing Group Definition Summary
3.7 Defining Meeting Schedule
3.8 Demographic Maintenance
3.8.1 Maintaining Demographics
3.8.2 Viewing Demographics Summary
3.9 Type Codes Maintenance
3.9.1 Maintaining Type Codes
3.9.2 Viewing Type Code Summary
3.10 Maintaining Checklists
3.11 Training Details Maintenance
3.11.1 Maintaining Training Details
3.11.2 Viewing Training Details Summary
4. Product
4.1 Introduction
4.2 Setting up a Product
4.2.1 Specifying Basic Product Details
4.2.2 Defining Other Attributes for a Product
4.2.3 User Data Elements
4.2.4 Preferences
4.2.5 Specifying Credit Score Details
4.2.6 Specifying Components
4.2.7 Notices and Statements
4.2.8 Role to Head
4.2.9 Specifying Account Status
4.2.10 Specifying Events
4.2.11 ng User Defined Fields
4.2.12 Associating an MIS Group with the Product
5. Account Creation
5.1 Introduction
5.2 Creating a Loan Account
5.2.1 Main Tab
5.2.2 Preferences Tab
5.2.3 Components Tab
5.2.4 Charges Tab
5.2.5 Linkages Tab
5.2.6 Advices Tab
5.2.7 Rollover Tab
5.2.8 Credit Score Tab
5.2.9 Fields Tab
5.2.10 Check
List Tab
5.2.11 Specifying Promotions
5.2.12 Specifying Other Applicants Details
5.2.13 Maintaining Payment Mode Details
5.2.14 Viewing Internal Rate of Return Details
5.2.15 Maintaining MIS Details
5.2.16 Viewing General Ledger Details
5.2.17 Viewing Instalment Details
5.2.18 Viewing Account Status
5.2.19 Viewing Security History Details
5.2.20 Specifying Document Details
5.2.21 Maintaining SWIFT Message Details
5.2.22 Maintaining Liquidation Order
5.2.23 Capturing Asset Details
5.2.24 Capturing Financial Details
5.2.25 Repayment Holiday for Amortized Loans
5.3 MF Customer to Account Officers Link
5.3.1 Linking MF Customers to Account Officers
5.3.2 Viewing Account Officer Summary
6. Bulk Operations
6.1 Introduction
6.2 Collection Sheet
6.3 Bulk Payments against Loan or Commitment
6.3.1 Making Bulk Payments against Loan or Commitment
6.3.2 Viewing Bulk Loan Payment Summary
6.4 Capture of Deposit/Withdrawal Details in Bulk
6.4.1 Capturing Deposit/Withdrawal Details in Bulk
6.4.2 Viewing Bulk Deposit/Withdrawal Summary
6.5 Capture of RD Payment Details in Bulk
6.5.1 Capturing RD Payment Details in Bulk
6.5.2 Viewing Bulk RD Payment Summary
6.6 Capture of Details of Manual Loan Disbursement in Bulk
6.6.1 Capturing Details of Manual Loan Disbursement in Bulk
6.6.2 Viewing the Charge Details
6.6.3 Verify Check List Item
6.6.4 Capturing values for the Event level UDFs
6.6.5 Capturing Advice-related Details
6.6.6 Viewing Bulk Manual Loan Disbursement Summary
6.7 Viewing Bulk Authorization of Loan Account
7. BIP Reports in Oracle FLEXCUBE
7.1 Generating reports
7.2 Generating Client Summary and History Report
7.2.1 Generating Client Fees, Charges and Penalties Report
7.3 Generating Clients Settlement info Report
7.4 Generating Client Loan Repayment Schedule Report
7.4.1 Specifying Value Date Range Details
7.5 Generating Branch Due Disbursement Report
7.5.1 Specifying Value Date Range Details
7.6 Generating Loan Arrears Report
7.6.1 Specifying Value Date Range Details
7.7 Generating Group Performance Report
7.8 Generating Center Performance Report
7.9 Generating MFI Customer Related Information Report
7.10 Generating Account Officer Linkage Report
7.11 Generating MFI Collection Sheet
7.11.1 Loan Details:
7.11.2 Amount Due Details:
7.11.3 Saving Account Details:
7.11.4 RD Account Details
8. Operations
8.1 Introduction
8.2 Microfinance Payments
8.2.1 Viewing Component Settlement Details
8.2.2 Additional Settlement Details
8.2.3 Penalty Rates Details
8.2.4 Fields Details
8.2.5 Checklist Details
8.2.6 Linkage Details
8.2.7 Partial Payments
8.2.8 Payments Simulation
8.2.9 Back Dated Payments
8.2.10 Viewing Accounting Entries for Events
8.2.11 Saving and Authorizing MF Payments
8.2.12 Making Bulk Payments against Microfinance or Commitment
8.3 Microfinance Amendments
8.3.1 Preference Tab
8.3.2 Components Tab
8.3.3 Charges Tab
8.3.4 Linkages Tab
8.3.5 VAMI Simulation
8.3.6 Value Dated Amendment Details
9. Making Manual Disbursements
9.1 Introduction
9.2 Disbursement of Microfinance through ‘Manual’ Mode
9.2.1 Disbursing Microfinance through ‘Manual’ Mode
9.2.2 Verifying Check List Items
9.2.3 Capturing Values for event level UDFs
9.2.4 Capturing the Advice related Details
9.2.5 Viewing the Swift Message Details
9.3 Authorization a Manual Disbursement
9.3.1 Authorizing a Manual Disbursement
9.3.2 Accounting Entries
10. Batch Processes
10.1 Introduction
10.2 Configuring the Microfinance Batch Processes
10.2.1 Defining Batch Processes
10.2.2 Initiating the Batch Process
10.2.3 Multi-threading of Batch Processes
10.2.4 Excess Amount Allocation Batch
10.2.5 Interest Posting (INTP Event)
10.2.6 Processing the MF Batch
11. Annexure A
11.1 Accounting entries for Microfinance
11.2 Events
11.3 Accounting Roles
11.4 Event-wise Advices
12. Function ID Glossary