Contents

1. Preface

  • 1.1 Introduction
  • 1.2 Audience
  • 1.3 Documentation Accessibility
  • 1.4 Organization
  • 1.5 Related Documents
  • 1.6 Glossary of Icons

    • 2. Microfinance – An Overview

  • 2.1 Introduction
  • 2.1.1 Loan Origination or Application Processing
  • 2.1.2 Interface with other Modules

    • 3. Maintenance

  • 3.1 Introduction
  • 3.2 Branch Parameters Maintenance
  • 3.2.1 Maintaining Branch Parameters
  • 3.2.2 Capturing User Defined Field Details
  • 3.3 Office Types Maintenance
  • 3.3.1 Maintaining Office Types
  • 3.3.2 Viewing Office Type Summary
  • 3.4 Capturing Center Details
  • 3.4.1 Defining Center Details
  • 3.4.2 Defining Center Office Bearers Details
  • 3.4.3 Defining Comments Detail
  • 3.4.4 Viewing the Center Change History
  • 3.4.5 Viewing Meeting Details
  • 3.4.6 Viewing Group
  • 3.4.7 Viewing Center Definition Summary
  • 3.5 Group Types Maintenance
  • 3.5.1 Maintaining Group Types
  • 3.5.2 Viewing Group Type Summary
  • 3.6 Capturing Group Details
  • 3.6.1 Defining Group Details
  • 3.6.2 Defining Group Members Details
  • 3.6.3 Defining Comments Details
  • 3.6.4 Viewing Meeting Details
  • 3.6.5 Viewing Loans/Accounts
  • 3.6.6 Viewing the Group Changes History
  • 3.6.7 Viewing Group Definition Summary
  • 3.7 Defining Meeting Schedule
  • 3.8 Demographic Maintenance
  • 3.8.1 Maintaining Demographics
  • 3.8.2 Viewing Demographics Summary
  • 3.9 Type Codes Maintenance
  • 3.9.1 Maintaining Type Codes
  • 3.9.2 Viewing Type Code Summary
  • 3.10 Maintaining Checklists
  • 3.11 Training Details Maintenance
  • 3.11.1 Maintaining Training Details
  • 3.11.2 Viewing Training Details Summary

    • 4. Product

  • 4.1 Introduction
  • 4.2 Setting up a Product
  • 4.2.1 Specifying Basic Product Details
  • 4.2.2 Defining Other Attributes for a Product
  • 4.2.3 User Data Elements
  • 4.2.4 Preferences
  • 4.2.5 Specifying Credit Score Details
  • 4.2.6 Specifying Components
  • 4.2.7 Notices and Statements
  • 4.2.8 Role to Head
  • 4.2.9 Specifying Account Status
  • 4.2.10 Specifying Events
  • 4.2.11 ng User Defined Fields
  • 4.2.12 Associating an MIS Group with the Product

    • 5. Account Creation

  • 5.1 Introduction
  • 5.2 Creating a Loan Account
  • 5.2.1 Main Tab
  • 5.2.2 Preferences Tab
  • 5.2.3 Components Tab
  • 5.2.4 Charges Tab
  • 5.2.5 Linkages Tab
  • 5.2.6 Advices Tab
  • 5.2.7 Rollover Tab
  • 5.2.8 Credit Score Tab
  • 5.2.9 Fields Tab
  • 5.2.10 Check List Tab
  • 5.2.11 Specifying Promotions
  • 5.2.12 Specifying Other Applicants Details
  • 5.2.13 Maintaining Payment Mode Details
  • 5.2.14 Viewing Internal Rate of Return Details
  • 5.2.15 Maintaining MIS Details
  • 5.2.16 Viewing General Ledger Details
  • 5.2.17 Viewing Instalment Details
  • 5.2.18 Viewing Account Status
  • 5.2.19 Viewing Security History Details
  • 5.2.20 Specifying Document Details
  • 5.2.21 Maintaining SWIFT Message Details
  • 5.2.22 Maintaining Liquidation Order
  • 5.2.23 Capturing Asset Details
  • 5.2.24 Capturing Financial Details
  • 5.2.25 Repayment Holiday for Amortized Loans
  • 5.3 MF Customer to Account Officers Link
  • 5.3.1 Linking MF Customers to Account Officers
  • 5.3.2 Viewing Account Officer Summary

    • 6. Bulk Operations

  • 6.1 Introduction
  • 6.2 Collection Sheet
  • 6.3 Bulk Payments against Loan or Commitment
  • 6.3.1 Making Bulk Payments against Loan or Commitment
  • 6.3.2 Viewing Bulk Loan Payment Summary
  • 6.4 Capture of Deposit/Withdrawal Details in Bulk
  • 6.4.1 Capturing Deposit/Withdrawal Details in Bulk
  • 6.4.2 Viewing Bulk Deposit/Withdrawal Summary
  • 6.5 Capture of RD Payment Details in Bulk
  • 6.5.1 Capturing RD Payment Details in Bulk
  • 6.5.2 Viewing Bulk RD Payment Summary
  • 6.6 Capture of Details of Manual Loan Disbursement in Bulk
  • 6.6.1 Capturing Details of Manual Loan Disbursement in Bulk
  • 6.6.2 Viewing the Charge Details
  • 6.6.3 Verify Check List Item
  • 6.6.4 Capturing values for the Event level UDFs
  • 6.6.5 Capturing Advice-related Details
  • 6.6.6 Viewing Bulk Manual Loan Disbursement Summary
  • 6.7 Viewing Bulk Authorization of Loan Account

    • 7. BIP Reports in Oracle FLEXCUBE

  • 7.1 Generating reports
  • 7.2 Generating Client Summary and History Report
  • 7.2.1 Generating Client Fees, Charges and Penalties Report
  • 7.3 Generating Clients Settlement info Report
  • 7.4 Generating Client Loan Repayment Schedule Report
  • 7.4.1 Specifying Value Date Range Details
  • 7.5 Generating Branch Due Disbursement Report
  • 7.5.1 Specifying Value Date Range Details
  • 7.6 Generating Loan Arrears Report
  • 7.6.1 Specifying Value Date Range Details
  • 7.7 Generating Group Performance Report
  • 7.8 Generating Center Performance Report
  • 7.9 Generating MFI Customer Related Information Report
  • 7.10 Generating Account Officer Linkage Report
  • 7.11 Generating MFI Collection Sheet
  • 7.11.1 Loan Details:
  • 7.11.2 Amount Due Details:
  • 7.11.3 Saving Account Details:
  • 7.11.4 RD Account Details

    • 8. Operations

  • 8.1 Introduction
  • 8.2 Microfinance Payments
  • 8.2.1 Viewing Component Settlement Details
  • 8.2.2 Additional Settlement Details
  • 8.2.3 Penalty Rates Details
  • 8.2.4 Fields Details
  • 8.2.5 Checklist Details
  • 8.2.6 Linkage Details
  • 8.2.7 Partial Payments
  • 8.2.8 Payments Simulation
  • 8.2.9 Back Dated Payments
  • 8.2.10 Viewing Accounting Entries for Events
  • 8.2.11 Saving and Authorizing MF Payments
  • 8.2.12 Making Bulk Payments against Microfinance or Commitment
  • 8.3 Microfinance Amendments
  • 8.3.1 Preference Tab
  • 8.3.2 Components Tab
  • 8.3.3 Charges Tab
  • 8.3.4 Linkages Tab
  • 8.3.5 VAMI Simulation
  • 8.3.6 Value Dated Amendment Details

    • 9. Making Manual Disbursements

  • 9.1 Introduction
  • 9.2 Disbursement of Microfinance through ‘Manual’ Mode
  • 9.2.1 Disbursing Microfinance through ‘Manual’ Mode
  • 9.2.2 Verifying Check List Items
  • 9.2.3 Capturing Values for event level UDFs
  • 9.2.4 Capturing the Advice related Details
  • 9.2.5 Viewing the Swift Message Details
  • 9.3 Authorization a Manual Disbursement
  • 9.3.1 Authorizing a Manual Disbursement
  • 9.3.2 Accounting Entries

    • 10. Batch Processes

  • 10.1 Introduction
  • 10.2 Configuring the Microfinance Batch Processes
  • 10.2.1 Defining Batch Processes
  • 10.2.2 Initiating the Batch Process
  • 10.2.3 Multi-threading of Batch Processes
  • 10.2.4 Excess Amount Allocation Batch
  • 10.2.5 Interest Posting (INTP Event)
  • 10.2.6 Processing the MF Batch

    • 11. Annexure A

  • 11.1 Accounting entries for Microfinance
  • 11.2 Events
  • 11.3 Accounting Roles
  • 11.4 Event-wise Advices

    • 12. Function ID Glossary