3 Credit Initiation

This topic provides systematic instructions about the Credit Initiation of the FI Credit Proposal Initiation.

In this stage, the Relationship Manager must capture basic information and the credit requirement of the Financial Institution, and perform evaluation to determine the credit worthiness of the Financial Institution.

To initiate credit proposal, perform the following steps:

  1. Login to OBCFPM.

    Figure 3-1 Credit Initiation Menu

    Description of Figure 3-1 follows
    Description of "Figure 3-1 Credit Initiation Menu"
  2. From Home screen, select Credit Facilities. Under Credit Facilities, select Financial Institution.Under Financial Institution, select FI Initiation.
    The Initiate FI Credit Process screen displays.

    Figure 3-2 FI Credit Process

    Description of Figure 3-2 follows
    Description of "Figure 3-2 FI Credit Process"
  • Create Application
    Detailed information on the Creating Application of the FI Credit Proposal Initiation.
  • Enrich Application
    Detailed information on the Enriching Application of the FI Credit Proposal Initiation.
  • Initiation
    This topic provides systematic instructions about the Initiation of the FI Credit Proposal Initiation.
  • KYC Evaluation
    This topic provides systematic instructions about the KYC Evaluation of the FI Credit Proposal Initiation.
  • Risk Evaluation
    This topic provides systematic instructions about the Risk Evaluation of the FI Credit Proposal Initiation.
  • Legal Evaluation
    This topic provides systematic instructions about the Legal Evaluation of the FI Credit Proposal Initiation.
  • Credit Evaluation
    This topic provides systematic instrcutions about the Credit Evaluation of the FI Credit Proposal Initiation.
  • Liability Details
    This topic provides systematic instructions about the Liability Details.
  • Funding Requirement
    Detailed information on the Funding Requirement of the FI Credit Proposal Initiation.
  • Policy Exception
    Detailed information on the Policy Exception of the FI Credit Proposal Initiation.
  • Writeup
    Detailed information on the Writeup of the FI Credit Proposal Initiation.
  • Comments
    Detailed information on the Comments of the FI Credit Proposal Initiation.