3D Secure Payment Authentication for Commerce Web Stores

3D Secure payment authentication provides additional fraud protection by challenging a user's identity when they make a credit or debit card payment. Typically, the user is required to enter a 2FA code sent to or generated by their mobile device. We verify the code when your customer processes a transaction in your web store.

Support for 3D Secure 1 ended on October 15, 2022. See End of Support for 3D Secure 1 to learn more, including information about migrating your website from 3D Secure 1 to 3D Secure 2.

3D Secure 2 is supported on the following flows of your Commerce website:

See 3D Secure Authentication Process for details on how your Commerce website supports the use of 3D Secure payment authentication.

The following topics provide additional information about 3D Secure payment authentication:

Important:

Before you enable 3D Secure authentication, you'll need to set up payment processing profiles for each payment gateway you use. See Setting Up Payment Processing Profiles in NetSuite.

Setting up 3D Secure payments on your Commerce website depends on your implementation:

Implementation

Type of 3D Secure Supported

Refer to

SuiteCommerce

SuiteCommerce MyAccount

SuiteCommerce Advanced 2020.1 and later

2.0

Configure 3D Secure Payments for Native 3D Secure

SuiteCommerce Advanced 2019.2

SuiteCommerce Advanced 2019.1

SuiteCommerce Advanced 2018.2

SuiteCommerce Advanced Aconcagua

SuiteCommerce Advanced Kilimanjaro

2.0-External checkout only.

Customization may be required.

Migrating from 3D Secure 1 to 3D Secure 2

SuiteCommerce Advanced Elbrus

SuiteCommerce Advanced Vinson

SuiteCommerce Advanced Mont Blanc

SuiteCommerce Advanced Denali

Site Builder

2.0-External checkout only.

Note:

Whether 3D Secure 2 is available depends on your setup and requires customization.

Migrating from 3D Secure 1 to 3D Secure 2

Related Topics

General Notices