Reinsurance

Reinsurance Setting

An enrollment product type can have one or more reinsurance settings. A reinsurance setting specifies the percentage that should be paid out to a reinsurer.

Table 1. Reinsurance Setting
Field Description

Enrollment Product Type

The enrollment product type for which the reinsurance setting is applied

Organization

The organization that acts as a reinsurer

Percentage

The percentage of the premium that has to be payed to the reinsurer

Alias Code

The alias code for reinsurance (this is transferred to OHI Claims in the enrollment response if reinsurance is applied)

Start Date

The start date of the reinsurance setting

End Date

The end date of the reinsurance setting

Constraints:

  • It is not allowed to have an overlap in time validity for reinsurance settings with the same enrollment product type, organization and alias code

Reinsurance Exclusion

A reinsurance setting can have one or more reinsurance exclusions. A reinsurance exclusion specifies the premium types, adjustments and surcharges that are excluded from the base amount used for the reinsurance payment calculation.

Table 2. Reinsurance Exclusion
Field Description

Reinsurance Setting

The reinsurance setting for which the exclusions apply

Premium Schedule Type

The excluded premium schedule type

Schedule Definition

The excluded schedule definition

Note that not all schedule definitions are relevant to reinsurance, for example, schedule definitions that belong to the "Fee" schedule definition type have no relevance within the context of a reinsurance exclusion.