Contents
1. Preface
1.1 Introduction
1.2 Audience
1.3 Documentation Accessibility
1.4 Organization
1.5 Related Documents
1.6 Glossary of Icons
2. CASA - An Overview
2.1 Major Features
2.2 Major Functions
3. Maintaining Account Class
3.1 Account Class Maintenance
3.1.1 Maintaining Account Classes
3.1.2 Invoking Account Class Maintenance Screen
3.1.3 Statement Parameters Tab
3.1.4 Preferences Tab
3.1.5 GL Lines Button
3.1.6 Auto Deposits Button
3.1.7 Status Rule Button
3.1.8 Amount Block Button
3.1.9 Restriction Button
3.1.10 Statement Button
3.1.11 REG Button
3.1.12 Branches/Currencies Button
3.1.13 Customer Categories Button
3.1.14 Notice Button
3.1.15 Banking Channels Button
3.1.16 Default Limits
3.2 Account Class Restriction Maintenance
3.2.1 Maintaining Branch Preferences
3.2.2 Maintaining Currency Preferences
3.2.3 Customer Categories Button
3.3 Account Class Denomination Deposit
3.4 Account Class Group Maintenance
3.4.1 Maintaining Account Class Group
3.4.2 Viewing Account Class Group
3.5 Account Class Provisioning Maintenance
3.5.1 Maintaining Account Class Provisioning
3.6 Account Class Transfer
3.6.1 Maintaining Account Class Transfer
3.6.2 Main Tab
3.6.3 Auxiliary Tab
3.6.4 Processing Account Class Transfer
3.6.5 Viewing Account Class Transfer
3.7 Account Class Value Date Maintenance
3.7.1 Maintaining Account Class Value Dates
3.8 Manual Status Change Input
3.8.1 Modifying Account Status Manually
3.9 Maintaining Turnover Limits
4. Customer Accounts
4.1 Customer Account Maintenance
4.1.1 Opening Customer Accounts
4.1.2 Main Tab
4.1.3 Auxiliary Tab
4.1.4 Nominee Tab
4.1.5 Checklist Tab
4.1.6 Capturing Additional Details
4.1.7 Interest Button
4.1.8 Charge Button
4.1.9 Consolidated Charge Button
4.1.10 BIC Button
4.1.11 Instructions Button
4.1.12 Standing Instructions Button
4.1.13 Linked Entities Button
4.1.14 REG Button
4.1.15 Account Status Button
4.1.16 Restriction Button
4.1.17 Currency Limits Button
4.1.18 MIS Button
4.1.19 Statement Button
4.1.20 Limits Button
4.1.21 Documents Tab
4.1.22 Banking Channels Tab
4.1.23 Joint Holder Button
4.1.24 Fields Button
4.1.25 Deposits Instructions Button
4.1.26 Billing Parameters Button
4.1.27 Account Signatory Button
4.1.28 Interim Transactions Report Button
4.1.29 Notice Preferences Button
4.1.30 Cards Tab
4.1.31 Statistics Button
4.1.32 Change Log Tab
4.1.33 Cheque Book Request Button
4.1.34 Debit Card Request Button
4.1.35 Sweep In Setup Button
4.1.36 Generating Alert for Secure Overdraft Utilization
4.1.37 Viewing Customer Accounts Details
4.1.38 Viewing Customer Accounts
4.1.39 Viewing Customer Account Sweep History Details
4.2 Financial Inclusion Customer Account Creation
4.2.1 Creating FI Customer and Customer Accounts
4.2.2 Viewing FI Customer Account Creation Details
4.3 Multi Currency Account Maintenance
4.3.1 Opening Multi Currency Account
4.4 Multi Currency Account Query
4.4.1 Opening Multi Currency Account query
4.5 CASA Branch Parameter Maintenance
4.6 Address Code Maintenance
4.6.1 Maintaining Address Code
4.6.2 Viewing Address Code Maintenance
4.7 Company Code Maintenance
4.7.1 Maintaining Company Code
4.7.2 Viewing Company Code Maintenance
4.8 Primary Party Change Maintenance
4.8.1 Changing Primary Party of an Account
4.8.2 Linked Entities Button
4.8.3 Account Signatory Button
4.8.4 Customer Change Button
4.8.5 Viewing Primary Party Change Summary
4.9 Maintaining Customer De-duplication
4.10 Joint Holder Maintenance
4.10.1 Maintaining Joint Holder Details
4.10.2 Viewing Joint Holder Details
4.11 Reserve Account Creation
4.12 Reconciliation of MT110 with Incoming Cheque Transactions
4.12.1 Processing MT110 Incoming Message
4.12.2 Processing Inward Cheque Clearing Transaction
4.13 Sweep-In Transactions
4.13.1 Processing Escrow Sweeps
4.13.2 Processing Sweep-In from Linked Accounts
4.13.3 System validations for Sweep-in at Account and Account Class Level
4.13.4 Sweep in and Reverse Sweep in Sequence
4.13.5 Reversal of Sweep in Transaction
4.13.6 De-linking Accounts
4.13.7 Handling Batch Closure of Auto Deposits with Zero Balance
4.14 Levying Penalty Interest on Notice Accounts
4.15 Maintaining Notice Period for Withdrawal
4.15.1 Withdrawal of Funds without Penalty
4.16 Recording Details of Lodgment Book Requests
4.17 Quick Account Opening
4.17.1 Opening CASA Account Quickly
4.17.2 Main Tab
4.17.3 Check List Tab
4.17.4 MIS Button
4.17.5 UDF Button
4.17.6 Cheque Book Request Button
4.17.7 Debit Card Request Button
4.17.8 Change Log Button
4.17.9 Viewing Quick Customer Account Summary
4.18 Maintaining Customer Account Limit
4.19 Transaction Limit Code Maintenance
4.19.1 Maintaining Transaction Count Limit Code
4.19.2 Viewing Transaction Count Limit
4.19.3 Maintaining Transaction Count Limit Code Mapping
4.19.4 Viewing Transaction Count Limit Code Mapping
4.20 Generating Notifications
4.21 Query Operation
4.21.1 Querying for Account Statistics
4.21.2 Querying for Month-Wise Customer Account Statistics
4.21.3 Querying Account Details
4.21.4 Querying Account Transactions
4.21.5 Querying Accounting Reconciliation
4.22 View Operation
4.22.1 Viewing Month-Wise Customer Account Statistics
4.22.2 Viewing Customer Account Balance
4.22.3 Viewing Utilization of Free Amounts
4.22.4 Viewing Dummy Numbers Associated with CIF Number
4.23 Bulk Account Status Change
4.23.1 Maintaining Bulk Account Status Changes
4.23.2 Viewing Bulk Account Status Change
4.24 Closing Account
4.25 Special Range/Number Maintenance
4.26 Releasing Track Receivable Details
4.27 Viewing Release of Track Receivable Summary
4.28 Deleting Track Receivable Details
4.29 Viewing of Deletion of Track Receivable Summary
4.30 Account Netting Structure Maintenance
4.30.1 Maintaining Account Netting Structure
4.30.2 Viewing Account Netting Structure Details
5. Customer Tax Allowance Limit
5.1 Maintaining Customer Tax Allowance
6. Error Queue Definition and Accounting Referral Queue
6.1 Maintaining Error Queue
6.1.1 Error Code List
6.2 Viewing Accounting Referral Queue
7. Stamp Duty Taxation
7.1 Maintaining Stamp Duty Taxation
8.
Maintaining Passbook
8.1 New Passbook Issue Details
8.1.1 Invoking New Passbook Issue Screen
8.1.2 Charge Button
8.2 Passbook Status Change
8.2.1 Invoking Passbook Status Change Screen
8.3 Passbook Update
8.3.1 Invoking Passbook Update Screen
8.4 Passbook Reprint
8.4.1 Invoking Passbook Reprint Screen
8.5 Passbook Compressed Transactions
8.5.1 Invoking Passbook Compressed Transactions Screen
8.6 Passbook Reports
8.6.1 Invoking Passbook Reports
9. Maintaining Cheque Book Details
9.1 Cheque Book Maintenance
9.1.1 Maintaining Cheque Book Details
9.1.2 Fields Button
9.1.3 View Cheque Status Button
9.1.4 Charge Button
9.1.5 Events Button
9.2 Cheque Details Maintenance
9.2.1 Maintaining Cheque Details
9.2.2 Retrieving Cheque Details
9.3 Cheque Book Archive
9.3.1 Archiving Cheque Book
9.3.2 Viewing Archived Cheque Books
9.3.3 Querying Archived Cheque Details
10. Maintaining Account Structure
10.1 Defining Account Structure
10.2 Debiting Transaction into the Primary Account
10.2.1 Processing Amount Block
10.3 Maintaining Account Structure
10.4 Viewing Account Structure Maintenance Summary
11. Account Switching Service
11.1 Full Switch Service Process
11.2 Partial Switch Service Process
11.3 Processing Account Switch Service
11.3.1 Maintaining Account Switching Service Parameters
11.3.2 Viewing Account Switching Service Parameter Details
11.3.3 Maintaining Outgoing Information Request for Account Switching
11.3.4 Account Switching Service Outgoing Message Browser
11.3.5 Account Switching Service Incoming Message Browser
11.3.6 Incoming Information Request and Response Operations
11.3.7 Incoming Request Workflow
11.3.8 Outgoing Request Workflow
11.3.9 Redirecting the Requests
11.3.10 Outgoing Balance Transfer Request and Response
11.3.11 Incoming Balance Transfer Request and Response
11.3.12 Notify Switch Completion
11.3.13 Switch Termination
11.3.14 Cancelling Payment Arrangements
11.3.15 Auto Completion for Partial Switch
11.3.16 Authorizing Account Switching Service
11.3.17 Completing Account Switching Service
12. Maintaining Amount Blocks
12.1 Hold Code Maintenance
12.1.1 Maintaining Hold Codes
12.1.2 Viewing Hold Codes
12.2 Amount Block Maintenance
12.2.1 Maintaining Individual Amount Blocks
12.2.2 Viewing Amount Block
12.2.3 Maintaining Consolidated Amount Block Details
12.3 Processing Amount Block Request from Channels
12.3.1 Debit or Credit Transactions Upload
12.3.2 Amount Block Request
12.3.3 Amount Block Modification
12.3.4 Release of Amount Block
13. Maintaining Stop Payment Details
13.1 Stop Payment Maintenance
13.1.1 Maintaining Stop Payment Orders
14. Generating Account Statements
14.1 Account Statement Generation
14.1.1 Maintaining Advice Formats
14.1.2 Maintaining Account Statement Format for Account Classes
14.1.3 Maintaining Message Types
14.1.4 Maintaining Customer Address
14.1.5 Maintaining Statement Generation Batch
14.1.6 Maintaining Ad Hoc Statement Requests
14.1.7 Viewing Adhoc Consolidated Statement Request Summary
14.1.8 Maintaining Automatic Consolidated Statement Requests
14.1.9 Viewing Automatic Consolidated Statement Request Summary
14.1.10 Maintaining Combined Statements
14.1.11 Viewing Combined Statement Details
14.1.12 Periodic Charges for Combined Statement
14.2 Statement of Fees Generation
14.2.1 Maintaining Statement of Fees
14.2.2 Contents of the Report
15. Processing Post Dated Cheques
15.1 Post Dated Cheque Maintenance
15.1.1 Drawer Maintenance
15.1.2 Post Dated Cheque Reject Code Maintenance
15.1.3 Customer Cheque Discount Details Maintenance
15.2 PDC Products
15.2.1 Maintaining PDC Products
15.2.2 Accounting Roles Button
15.2.3 Events button
15.2.4 Preferences Button
15.3 Post Dated Cheque Transaction
15.3.1 Entering Details of Post Dated Cheques
15.3.2 Viewing Post Dated Cheques Transaction Input summary
15.3.3 Accounting Entries Button
15.3.4 ICCF Details Button
15.3.5 Project Details Button
15.3.6 Limits Button
15.3.7 Viewing Summary of Post Dated Cheques Transaction
15.3.8 Bulk Input of Post Dated Cheques
15.3.9 Project Details Button
15.3.10 Viewing Post Dated Cheques Bulk Input Summary
15.4 Other Operations on PDCs
15.4.1 Cancellation and Reversal of PDCs
15.4.2 Liquidation of PDCs
15.4.3 Return of Post Dated Cheque
15.4.4 Re-Presentation of Post Dated Cheque
15.5 Events and Accounting Roles
15.5.1 Events
15.5.2 Amount Tags
15.5.3 Accounting Roles
15.5.4 Event-wise Accounting Entries
15.5.5 Discounted cheque, Advance Charge collection, with Accrual
15.5.6 Discounted, Advance charge collection, without Accrual
15.5.7 Discounted, Arrear charge collection, with Accrual
15.5.8 Discounted, Arrear charge collection, without Accrual
15.5.9 Purchase
16. Instrument Details
16.1 Maintaining Instrument Product
16.2 Maintaining Instrument Types for Other Banks
16.3 Instruments Transactions Query
16.3.1 Querying Instruments Transactions
16.3.2 Transaction Details Tab
16.3.3 Charges tab
16.3.4 MIS Button
16.3.5 Clearing Button
16.3.6 Accounting Entries Button
16.3.7 Viewing Instrument Transaction Query Summary
16.4 Instrument Type Maintenance
16.4.1 Maintaining Instrument Types
16.4.2 Status Button
16.4.3 Defining Cheque Details
16.5 Message Generation for Instruments
16.5.1 MT110 and MT111 Generation
16.5.2 Processing MT110 and MT111
16.5.3 Mapping between Common Payment Gateway Fields and Instruments
16.6 Uncollected Funds on Payment Instruments
16.6.1 Manual Processing for Uncollected Funds
16.6.2 Operations that you can Perform
16.6.3 Intra-day Release of Uncollected Funds
16.6.4 Querying for Details on Overdrawn Accounts
16.7 Instrument Clearing Details Maintenance
16.7.1 Maintaining Interface Clearing Details for Instruments
16.7.2 Charges tab
16.7.3 Viewing Interface Clearing Summary
16.8 Inward Interface Clearing Details
16.8.1 Invoking Inward Interface Clearing Details Screen
16.8.2 Charges Button
16.8.3 Events Button
17. Annual Percentage Yield for CASA Accounts
17.1 Specifying the APY Basis
18. Batch Processing
18.1 Batch Processes
18.1.1 Batch Process for Liquidating PDC Linked Schedules
18.1.2 Processing of Customer De-duplication Batch
18.1.3 Processing Message Generation for Combined Statement
18.1.4 Sweep In and Sweep Out Batch Processing
19. Reports
19.1 Maintaining Printing Options for Reports
19.2 Account Cheque Details Report
19.2.1 Generating Account Cheque Details Report
19.2.2 Selection Options
19.2.3 Contents of the report
19.3 CASA Stop Payment Report
19.3.1 Generating CASA Stop Payment Report
19.3.2 Selection Options
19.3.3 Contents of the report
19.3.4 Customer Statistics Report
19.4 Account Statement Reports
19.4.1 Generating Account Statement Reports
19.4.2 Contents of the report
19.4.3 Viewing Charge Details
19.4.4 Viewing Events
19.5 PDC Summary Report
19.5.1 Generating PDC Summary Report
19.5.2 Contents of the report
19.6 Cheque Cancellation Report
19.6.1 Generating Cheque Cancellation Report
19.6.2 Contents of the Report
19.7 Interest Statement Report
19.7.1 Generating Interest Statement Report
19.7.2 Contents of the Report
19.8 Dormant Activated Report
19.8.1 Generating Dormant Activated Report
19.8.2 Contents of the Report
19.9 Stop Cheques Maintained Report
19.9.1 Generating Stop Cheques Maintained Report
19.9.2 Contents of the Report
19.10 Post Dated Cheques Due Today Report
19.10.1 Generating Post Dated Cheques Due Today Report
19.10.2 Contents of the Report
19.11 Inter-Branch Accounts Opened Today Report
19.11.1 Generating Inter-Branch Accounts Opened Today Report
19.11.2 Contents of the Report
19.12 Account Status Movement Report
19.12.1 Generating Account Status Movement Report
19.12.2 Contents of the Report
19.13 Variances Maintained Today Report
19.13.1 Generating Variances Maintained Today Report
19.13.2 Contents of the Report
19.14 Operating Instructions Not Captured Report
19.14.1 Generating Operating Instructions Not Captured Report
19.14.2 Contents of the Report
19.15 Minor Customer Details Report
19.15.1 Generating Minor Customer Details Report
19.15.2 Contents of the Report
19.16 CASA-Overdraft Report
19.16.1 Generating CASA-Overdraft Report
19.16.2 Contents of the Report
19.17 Insignificant Balance Dormant Account Report
19.17.1 Generating Insignificant Balance Dormant Account Report
19.17.2 Contents of the Report
19.18 CRR Movement Report
19.18.1 Generating CRR Movement Report
19.18.2 Contents of the Report
19.19 VAT Deduction Report
19.19.1 Generating VAT Deduction Report
19.19.2 Contents of the Report
19.20 Customer De-duplication Report
19.20.1 Generating Customer De-duplication Report
19.20.2 Contents of the Report
19.21 Account Opened and Activated Report
19.21.1 Generating Account Opened and Activated Report
19.21.2 Contents of the Report
19.22 Account Block and Reason Report
19.22.1 Generating Account Block and Reason Report
19.22.2 Contents of the Report
19.23 Account Closure and Reason Report
19.23.1 Generating Account Closure and Reason Report
19.23.2 Contents of the Report
19.23.3 Account Open or Close Report
19.23.4 Generating Account Open or Close Report
19.23.5 Contents of the Report
19.24 Passbook Details Report
19.24.1 Generating Passbook Details Report
19.24.2 Contents of the Report
19.25 Account Balance List Report
19.25.1 Generating Account Balance List Report
19.25.2 Contents of the Report
19.26 Customer Limit Position Tracking Report
19.26.1 Generating Customer Limit Position Tracking Report
19.26.2 Contents of the Report
19.27 All Dormant Account Report
19.27.1 Generating All Dormant Account Report
19.27.2 Contents of the Report
19.28 Debit Card Issued Report
19.28.1 Generating Debit Card Issued Report
19.28.2 Contents of the Report
19.29 New Minor Account Report
19.29.1 Generating New Minor Account Report
19.29.2 Contents of the Report
19.29.3 Non Resident Account Report
19.29.4 Generating Non Resident Account Report
19.29.5 Contents of the Report
19.30 Document Checklist Report
19.30.1 Generating Document Checklist Report
19.30.2 Contents of the Report
19.31 Customer Account Branch Transfer Report
19.31.1 Generating Customer Account Branch Transfer Report
19.31.2 Contents of the Report
19.32 Customer Cheque Discounting Report
19.32.1 Generating Customer Cheque Discounting Report
19.32.2 Contents of the Report
19.33 Cancelled or Rejected Report
19.33.1 Generating Cancelled or Rejected Report
19.33.2 Contents of the Report
19.34 Large Debit Balance Report
19.34.1 Generating Large Debit Balance Report
19.34.2 Contents of the Report
19.35 Ad-Hoc Combined Statement
19.35.1 Generating Ad-Hoc Combined Statement
19.35.2 Charge Details
19.36 Combined Statement Generation Report
19.36.1 Generating Combined Statement Generation Report
19.36.2 Contents of the Report
19.37 Customer Change Report
19.37.1 Generating Customer Change Report
19.37.2 Contents of the Report
19.38 Passbook Issued Report
19.38.1 Invoking Passbook Issued Report Screen
19.38.2 Contents of the Report
20. Glossary
20.1 Important Terms
21. Annexure A
21.1 Format of PD_PDC_CAN Message Type
22. Annexure B - Accounting Entries
22.1 Accounting Entries and Advices for CASA
22.2 Events
22.3 Amount Tags
22.4 Accounting Roles
22.5 Event-wise Accounting Entries for Products
22.5.1 Accounting Entries for Interest Products
22.5.2 Accounting Entries for Discounted Cheques
23. Annexure C - IC Rule Set-up
23.1 IC Rule Maintenance
23.1.1 Maintaining IC Rule
23.1.2 Interest on Saving and Current Bank Accounts for Retail Customer
23.1.3 Debit Interest on Current Accounts
23.1.4 Interest on Current account for Corporate Customer
23.1.5 Charge as Dr Interest when the Balance is Less than Minimum Average Balance
23.1.6 Dormancy Charge
23.2 UDE Value Maintenance
23.2.1 Maintaining UDE Value
23.2.2 Interest on Saving and current Bank Accounts for Retail Customer
23.2.3 Debit Interest on Current Accounts
23.2.4 Interest on Current account for Corporate Customer
23.2.5 Interest on Liqd Before Month End on Saving and Current Bank Accounts For Retail Customer
23.2.6 Interest on Saving and Current Bank Accounts For Retail Customer
23.2.7 Charge On Less Average Balance
23.2.8 Stamp Duty Taxation
23.3 IC Rates Maintenance
24. Annexure D - Tags
24.1 Account Statement Tags
25. Annexure E - Functions Supporting Financial Inclusion
26. Function ID Glossary