Sample Group Membership Premium Simulation Request and Response in XML Format

Using the below example, you can do the following:

  • Simulate the premium calculation process for a group membership.

Person Name Person Type Policy Number Plan Number Main Subscriber

FINS_​COBRA_​

LOC0098_​P1

PERSON

FINS_​COBRA_​

LOC0098_​BG1_​POL1

FINS_​COBRA_​

LOC0098_​BG1_​

POL1_​P1

YES
<schema>
    <responseDetails>
    	   <membershipId>998162301690408</membershipId>
        <responseStatus>SUCCESS</responseStatus>
        <message></message>
    </responseDetails>
    <simulationSw>Y</simulationSw>
    <action></action>
    <readFilters>
        <dateFilter>
            <startDate></startDate>
            <endDate></endDate>
        </dateFilter>
        <priceItemFilter>
            <priceItemList>
                <priceItemCode></priceItemCode>
            </priceItemList>
        </priceItemFilter>
        <responseType></responseType>
    </readFilters>
    <person>
        <personData>
            <sequence>1</sequence>
            <personType>P</personType>
            <personName>
                <sequence>1</sequence>
                <entityName>FINS_COBRA_LOC0098_P1</entityName>
                <nameType>P</nameType>
            </personName>
            <identifiers>
                <idType>WEB</idType>
                <idValue>FINS_COBRA_LOC0098_P1</idValue>
                <isPrimary>Y</isPrimary>
            </identifiers>
            <division>HC</division>
            <birthDate>1991-01-01</birthDate>
            <sinceDate>2019-01-01</sinceDate>
            <collectionClass></collectionClass>
            <postponeCreditReviewUntil></postponeCreditReviewUntil>
            <lastCreditReviewDate></lastCreditReviewDate>
            <dragDays></dragDays>
            <advanceDepositAmount></advanceDepositAmount>
            <advanceDepositGraceDays></advanceDepositGraceDays>
            <advanceDepositLevel></advanceDepositLevel>
            <address>
                <addressEffDate>2019-01-01</addressEffDate>
                <addressType>MAIN</addressType>
                <mailingName>MR.SETH JAMIESON</mailingName>
                <address1>FINS COBRA SOFTWARE SERVICES</address1>
                <address2>BESIDES HUB MALL</address2>
                <address3>OPPOSITE TO WEH</address3>
                <address4>THANE VALLEY</address4>
                <city>TULSA</city>
                <state>OKLAHOMA</state>
                <zip>74014</zip>
                <country>USA</country>
                <houseType>RANCH</houseType>
                <streetNumber1></streetNumber1>
                <streetNumber2></streetNumber2>
                <inCityLimit>Y</inCityLimit>
                <taxVendorGeographicalCode>
                </taxVendorGeographicalCode>
                <county></county>
                <addressStatus></addressStatus>
            </address>
            <email>fins_cobra_LOC0098_p1@finscobra.com</email>
            <overrideMailingName1>
            fins_cobra_LOC0098_p1@finscobra.com
            </overrideMailingName1>
            <overrideMailingName2>
            fins_cobra_LOC0098_p1@finscobra.com
            </overrideMailingName2>
            <overrideMailingName3>
            fins_cobra_LOC0098_p1@finscobra.com
            </overrideMailingName3>
            <phones>
                <phoneType>BUSN</phoneType>
                <phoneValue>+1.503.444.5100</phoneValue>
                <extension>523</extension>
            </phones>
            <relatedPersons>
                <idType></idType>
                <idValue></idValue>
                <personRelationshipType></personRelationshipType>
                <startDate></startDate>
                <endDate></endDate>
                <financialRelationshipSw></financialRelationshipSw>
                <parentOrChild></parentOrChild>
                <relatedPersonsCharacteristicsList>
                    <characteristic>
                        <characteristicType></characteristicType>
                        <characteristicValue></characteristicValue>
                        <effectiveDate></effectiveDate>
                    </characteristic>
                </relatedPersonsCharacteristicsList>
            </relatedPersons>
            <personCharacteristicList>
                <characteristic>
                    <characteristicType>
                    COBRA BILLING ARRANGEMENT
                    </characteristicType>
                    <characteristicValue>
                    DRCT
                    </characteristicValue>
                    <effectiveDate>2020-01-01</effectiveDate>
                </characteristic>
            </personCharacteristicList>
            <accountData>
                <accountType>CMS</accountType>
                <customerClass>HC</customerClass>
                <billCycle>AUT</billCycle>
                <billLeadDays>0</billLeadDays>
                <division>HC</division>
                <currency>USD</currency>
                <setUpDate>2020-12-14</setUpDate>
                <acctUsageFlg></acctUsageFlg>
                <comments></comments>
                <deferAutoPayDt></deferAutoPayDt>
                <collectionClass>FINANCIAL SERVICES</collectionClass>
                <billRouteType>EMAIL</billRouteType>
                <billAddressSource>MAO</billAddressSource>
                <accountIdentifiers>
                    <idType>ACCOUNT NAME</idType>
                    <idValue>FINS_COBRA_LOC0098_P1_ACC1</idValue>
                    <isPrimary>TRUE</isPrimary>
                </accountIdentifiers>
                <characteristics>
                    <characteristicsList>
                        <characteristicType>INVOICE TYPE</characteristicType>
                        <characteristicValue>CMS</characteristicValue>
                        <effectiveDate>2020-01-01</effectiveDate>
                    </characteristicsList>
                </characteristics>
            </accountData>
        </personData>
    </person>
    <membership>
        <sourceSystem>ZZLOCPRIME</sourceSystem>
        <policyNumber>FINS_COBRALOC0099_BG1_POL1</policyNumber>
        <planNumber>FINS_COBRALOC0099_BG1_POL1_P1</planNumber>
        <healthPlanCode></healthPlanCode>
        <startDate>2020-01-01</startDate>
        <endDate>2020-31-12</endDate>
        <boStatusCd></boStatusCd>
        <paidThroughDate></paidThroughDate>
        <membershipType>COBRA</membershipType>
        <mainSubscriber>
            <mainSubsIdType>WEB</mainSubsIdType>
            <mainSubsIdValue>FINS_COBRA_LOC0098_P1</mainSubsIdValue>
            <membershipType>COBRA</membershipType>
        </mainSubscriber>
        <autoRenew></autoRenew>
        <associatedMemberIdentifierType>
        </associatedMemberIdentifierType>
        <associatedMemberIdentifier>
        </associatedMemberIdentifier>
        <exchangeFlag></exchangeFlag>
        <exchangeId></exchangeId>
        <binderLiabilityAmount></binderLiabilityAmount>
        <binderPayApplicability></binderPayApplicability>
        <binderPayGraceDays></binderPayGraceDays>
        <binderPayThreshold></binderPayThreshold>
        <holdBilling></holdBilling>
        <membershipRenewalDate></membershipRenewalDate>
        <contractPeriod></contractPeriod>
        <repriceAfterDate></repriceAfterDate>
        <membershipIdentifierList>
            <membershipIdentifier>
                <membershipIdentifierType></membershipIdentifierType>
                <membershipIdentifierValue></membershipIdentifierValue>
            </membershipIdentifier>
        </membershipIdentifierList>
        <membershipCharacteristicList>
            <characteristic>
                <characteristicType>
                BL_1
                </characteristicType>
                <characteristicValue>
                FINS_COBRA_LOC0098_BG1_PARAM1
                </characteristicValue>
                <effectiveDate>
                01-01-2020
                </effectiveDate>
            </characteristic>
        </membershipCharacteristicList>
        <membershipRateGuarantee>
            <membershipRateGuaranteeList>
                <rateGuaranteeStartDate></rateGuaranteeStartDate>
                <rateGuaranteeEndDate></rateGuaranteeEndDate>
                <rateGuaranteeStatus></rateGuaranteeStatus>
            </membershipRateGuaranteeList>
        </membershipRateGuarantee>
        <memberDataList>
            <memberData>
                <memberIdType>WEB</memberIdType>
                <memberIdValue>FINS_COBRA_LOC0098_P1</memberIdValue>
                <enrollmentStartDate>2019-01-01</enrollmentStartDate>
                <enrollmentEndDate>2019-12-31</enrollmentEndDate>
                <memberRelationship>OWNER</memberRelationship>
                <membershipPersonStatus>ACTIVE</membershipPersonStatus>
                <membershipPersonstatusReason></membershipPersonstatusReason>
                <memberId>FINS_COBRA_LOC0090_M1</memberId>
                <financeRespFlag>Y</financeRespFlag>
                <isMemberSw>Y</isMemberSw>
                <externalMedicareBeneficiaryId>
                FINS_COBRA_LOC0099_P1
                </externalMedicareBeneficiaryId>
                <memberCharacteristicList>
                    <characteristic>
                        <characteristicType>DRUGGIST</characteristicType>
                        <characteristicValue>Y</characteristicValue>
                        <effectiveDate>2019-01-01</effectiveDate>
                    </characteristic>
                </memberCharacteristicList>
                <benefitData>
                    <benefitDataList>
                        <sequence>01</sequence>
                        <startDate>2019-01-02</startDate>
                        <endDate>2019-10-31</endDate>
                        <benefitStatus>ACTIVE</benefitStatus>
                        <benefitSourceFlag>CMS</benefitSourceFlag>
                        <benefitSubTypeFlag>D</benefitSubTypeFlag>
                        <planBenefitPackageId>801</planBenefitPackageId>
                        <benefitAmount>1200.25</benefitAmount>
                        <benefitCharacteristicsList>
                            <characteristic>
                                <characteristicType>
                                C1-GENDR
                                </characteristicType>
                                <characteristicValue>
                                MALE
                                </characteristicValue>
                                <effectiveDate>
                                2019-01-01
                                </effectiveDate>
                            </characteristic>
                        </benefitCharacteristicsList>
                    <benefitDataList>
                </benefitData>
            </memberData>
        </memberDataList>
        <premiumCalculationDetails>
            <premiumCalculation>
                <priceItemCd>LIS</priceItemCd>
                <startDt>2019-01-12</startDt>
                <endDt>2019-31-12</endDt>
                <calcAmt>100.00</calcAmt>
                <distAmt>0</distAmt>
                <currencyCd>USD</currencyCd>
                <acctIdType>ACCT_NM</acctIdType>
                <acctIdVal>FINS_COBRA_LOC0099_BG1_ACC1</acctIdVal>
                <accountId>1344089342</accountId>
                <billableChgId>658034050591</billableChgId>
                <pricingRuleId>262212202052080</pricingRuleId>
                <priceAsgnId>8220029141</priceAsgnId>
                <premiumCalcLineDetails>
                    <premiumCalcLines>
                        <proFactor>1</proFactor>
                        <calcAmt>100.00</calcAmt>
                        <distAmt>0</distAmt>
                        <month>0</month>
                        <totalCalcAmt>0</totalCalcAmt>
                        <currencyCd>USD</currencyCd>
                        <entityTypeFlg>PERS</entityTypeFlg>
                        <entityId>5055198762</entityId>
                        <referenceIdType>WEB</referenceIdType>
                        <referenceIdValue>
                        FINS_COBRA_LOC0098_P1
                        </referenceIdValue>
                        <pricingParameters>AGEBASED</pricingParameters>
                        <description>AGE BASED PARAMETER</description>
                    </premiumCalcLines>
                </premiumCalcLineDetails>
            </premiumCalculation>
        </premiumCalculationDetails>
    </membership>
    <accountBalance>
       <accountBalanceData>
           <accountIdentifierType></accountIdentifierType>
           <accountNumber></accountNumber>
           <accountId></accountId>
           <division></division>
           <sourceSystem></sourceSystem>
           <c1ExternalTransactionId></c1ExternalTransactionId>
           <externalSourceId></externalSourceId>
           <accountInfoDtls>
               <currentBalance></currentBalance>
               <lastBillAmount></lastBillAmount>
               <statusCd></statusCd>
               <messageText></messageText>
           </accountInfoDtls>
        </accountBalanceData>
    </accountBalance>
</schema>
Note: We have given the above sample to illustrate how the tags should be nested while sending a group membership premium simulation request from the external system. However, you should not seamlessly use this sample in your environment because the required pre-requisite data may not be available in your environment. In such case, the system will give erroneous results.