Credit Card Details

The customer can navigate to the credit card details page by selecting any credit card displayed in the summary section of the credit cards dashboard.

This page displays important details of a credit card such as billing details, cash and credit limits, validity and reward details. Additionally, the customer can initiate service requests from this page including PINPersonal identification number (PIN) is a secret number given to an account holder to be used when they put their credit card or cash card into an automatic teller machine (ATM). If the number they use is correct they will be allowed to access their account. request, card block, auto pay, card cancellation, update of card limits, etc. If the customer is the primary holder of the card, the facility to apply for an add on card is also provided on this page. The option to pay the credit card bill is provided against the billing details.

Following are the categories displayed in details:

• Header: This section displays the card holder name as it is embossed on the card, the card number in masked format and also the card nickname if already defined by the customer and the option to update/add nickname.
• Billing :Information pertaining to billing such as current billing details including total and minimum amounts due, unbilled amount, due date as well as the billing cycle is displayed in this section. The option to pay the bill is also provided in this section, by clicking on which, the customer is able to navigate to the bill payment page.
• Limits and Rewards : This section displays limit information that includes the total and available credit limits as well as the total and available cash limits. The customer is provided with the option to apply for a chance in either of the two limit types i.e. cash and credit. This section also displays the amount of reward points accrued as on date.
• Validity : This section displays validity details that comprises of the month and year from which the card has been valid and the month and year on which the card will expire.

How to reach here:

Dashboard >Credit Cards > My Credit Cards > Overview > Current and Savings Account Card > Account Details
OR
Credit Cards > Overview > Credit CardA credit card is a payment card issued to users (cardholders) as a method of payment. > Credit Card Details

Field Description

Field Name	Description
Embossed Name	Customer's name as embossed on the credit card.
Card Number	Card number in masked format along with the account nickname. Click , to add nickname , for more information click here.
Nickname	The nickname given by the customer to the credit card. This nickname can be updated or deleted.
Billing This section is enabled only on primary credit card details page.
Total Due	Amount outstanding against a card as on last statement date.
Pay	Option to pay the credit card bill. This field is for both active and inactive Primary cards if there is an outstanding balance on the card. This button is disabled if details are being viewed of an add-on card.
Minimum Due	The minimum amount that is to be mandatorily paid out of the total billed amount even if the card holder is not able to pay the total due amount.
Due Date	The date before which either minimum due or full payment is to be made.
Unbilled Amount	The total amount of credit utilized which does not fall under the current billing cycle.
Billing Cycle	Date for which billing statement is generated.
Limits and Rewards This section is enabled on both primary as well as add-on card details page with the except of reward points which will not be displayed on add-on card details page.
Available Credit	Credit limit available for utilization.
Total Credit	Total sanctioned limit for credit purchases.
Available Cash	Cash limit available for utilization.
Total Cash Limit	Total amount of cash that can be withdrawn.
Rewards Points	The total reward points accumulated on the credit card.
Validity This section is enabled on both primary as well as add-on card details.
From	Start date (month and year) of card validity period.
To	End date (month and year) of card validity period.

You can also perform following account related transactions:

1. To pay the credit card bill, click Pay available against the total due amount.
2. To change the Bill cycle, click Change displayed against the bill date.
3. To update Credit & Cash Limit, click Update available against the respective limit details.
4.  To request for credit card pin, click Request PIN .
5.  To block credit card, click Block Card.
6.  To set auto pay for the credit card, click Auto Pay.

Note: This feature is available if customer has opted for auto payment facility.

7.  To cancel card, click Cancel Card.
8.  To apply for Add-on card, click Apply for Add-on card.
   

FAQs

How can I check my credit card account balance?

The credit card details page displays a summary of your current account status, including outstanding balance, available credit limit and information as to when your next payment is due.

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