Contents

1. About this Manual

  • 1.1 Introduction
  • 1.2 Audience
  • 1.3 Organization
  • 1.4 Documentation Accessibility
  • 1.5 Related Documents
  • 1.6 Glossary of Icons

    • 2. Loans - An Overview

  • 2.1 Introduction
  • 2.1.1 The Product Definition Facility
  • 2.1.2 Methods of Interest Application
  • 2.1.3 Flexible Repayment Schedule Set Up
  • 2.1.4 Defining Grace Periods
  • 2.1.5 Rolling Over a Loan
  • 2.1.6 Tracking the Status of a Loan
  • 2.1.7 Tax Types that are Supported
  • 2.1.8 Automatic Processing of Different ‘Events’
  • 2.1.9 Penalties on Pre-Payment
  • 2.1.10 Value Dated Amendments
  • 2.1.11 Retrieving Information

    • 3. Maintaining Details Specific to SLT

  • 3.1 Introduction
  • 3.2 Maintaining User Groups
  • 3.3 Maintaining Diary Events
  • 3.4 Maintaining Message Types for a Module
  • 3.4.1 Maintaining User-Defined Field Tags
  • 3.5 Associating Message Types to Events for a Module
  • 3.5.1 Associating Diary Events
  • 3.5.2 Specifying Diary Events for a Contract
  • 3.5.3 Generating Messages for Diary Events
  • 3.6 Maintaining Market Price Details
  • 3.7 Free Format Messages for Loan Contracts
  • 3.7.1 Free Format Messages to Multiple Borrowers
  • 3.7.2 Maintaining the Payoff Notice Components

    • 4. Defining Attributes Specific to Loan product

  • 4.1 Introduction
  • 4.1.1 Specifying Product Type
  • 4.1.2 Creating a Commitment Product
  • 4.2 Setting Product Preferences
  • 4.2.1 Specifying the Payment Method
  • 4.2.2 Indicating the Schedule Type
  • 4.2.3 Setting Billing Notice Days
  • 4.2.4 Specifying Grace Days to Penalty
  • 4.2.5 Indicating Values to be Rekeyed during Authorization
  • 4.2.6 Setting the Accrual Frequency
  • 4.2.7 Specifying Tenor Related Details
  • 4.2.8 Specifying Exchange Rate Variance
  • 4.2.9 Specifying if Status Processing for Contract Schedules is Required
  • 4.2.10 Processing Prepayment Schedule
  • 4.2.11 Specifying the Status/ Revaluation during Status Change Process
  • 4.2.12 Specifying Payment of Past Schedules
  • 4.2.13 Allowing a Change of the Settlement Account
  • 4.2.14 Liquidation of Interest on Prepaid Principal
  • 4.2.15 Allowing Partial Prepayment
  • 4.2.16 Restricting the Generation of Settlement Messages
  • 4.2.17 Specifying the Mode of Liquidation
  • 4.2.18 Allowing Partial Liquidation
  • 4.2.19 Specifying the Minimum Amount for Auto Liquidation
  • 4.2.20 Identifying the Rate Code to be Used for Loans in Foreign Currency
  • 4.2.21 Indicating the Rate Type
  • 4.2.22 Allowing Rollover
  • 4.2.23 Confirming the Status of Loan Products
  • 4.2.24 Applying a Block on the Limit of a Credit Line
  • 4.2.25 Specifying whether the Product Is an Intra-Day Product
  • 4.2.26 Identifying Products for Agency Contract Creation
  • 4.2.27 Specifying whether the Product is a Fed Rate Product
  • 4.2.28 Specifying whether the Contracts to be Included in 1098 Statement
  • 4.2.29 Allowing Prepayment along with Overdue Schedules
  • 4.2.30 Tracking Accrued Interest for Credit Utilization
  • 4.2.31 Applying Prepayment Penalty
  • 4.2.32 Specifying whether Prepayment of Loans is Allowed
  • 4.2.33 Specifying whether Cost of Credit is Allowed
  • 4.2.34 Propagating Statuses to Loans
  • 4.2.35 Re-computing Schedules after a Prepayment
  • 4.2.36 Hold Prepayments in Intellect Browser
  • 4.2.37 Specifying if Installment Schedules should be Allowed
  • 4.2.38 Specifying Additional Preference
  • 4.2.39 Specifying the Reversal Transaction Type
  • 4.2.40 Discounting Multiple Schedules for Discounted Loans
  • 4.2.41 Indicating the Annual Effective Rate (TEA) for loans
  • 4.2.42 Enabling the Customer Effective Loan Rate Option
  • 4.2.43 Allowing Forward Dating
  • 4.2.44 Prioritizing the Liquidation of Components
  • 4.2.45 Tracking Status Changes for Loans
  • 4.2.46 Maintaining the Disclosure Details
  • 4.2.47 Mapping the Product to Disclosure Details
  • 4.2.48 Specifying the Special Penalty Components
  • 4.2.49 Maintaining UDFs
  • 4.3 Maintaining Slab/Tier Based Spread on Loan Outstanding
  • 4.3.1 Specifying Contract Details
  • 4.3.2 Specifying Currency Details
  • 4.3.3 Specifying Effective Date
  • 4.3.4 Specifying the Spread Details
  • 4.3.5 Impact of Loan Outstanding on Spread
  • 4.4 Specifying the Logic for Currency Rounding
  • 4.5 Applying Tax on Liquidated Principal
  • 4.6 Classification of General Ledgers based on Transaction Codes
  • 4.7 Maintaining Pool Fund Details
  • 4.8 Identifying a Component as a Refinance component
  • 4.8.1 Capturing the Reversal Transaction Type
  • 4.9 Maintaining 1098 Parameters
  • 4.9.1 Generating ASCII File
  • 4.9.2 Generating 1098 Forms

    • 5. Disbursing a Loan

  • 5.1 Introduction
  • 5.1.1 Invoking the Loan Disbursement Screens
  • 5.2 Capturing Loan Disbursement Details
  • 5.2.1 The Facility Name
  • 5.2.2 Specifying the LC Sublimit Amount
  • 5.2.3 Contra GL Balance Details
  • 5.2.4 Net Outstanding Amt
  • 5.2.5 Current Exposure Details
  • 5.2.6 Specifying the Currency
  • 5.2.7 Specifying the Loan Amount
  • 5.2.8 Specifying the Line Code
  • 5.2.9 Specifying the Settlement Account
  • 5.2.10 Specifying the Related Reference Number
  • 5.2.11 Capturing Details of Amendments to Loan Agreements
  • 5.2.12 Specifying the Tenor
  • 5.2.13 Last Availability Date
  • 5.2.14 Specifying the Loan Status
  • 5.2.15 The Payment Method
  • 5.2.16 Specifying the Maturity Type
  • 5.2.17 Specifying the ICCF Details
  • 5.2.18 Allowing Rollover
  • 5.2.19 Specifying Industry Code
  • 5.2.20 Specifying the Administrator Details
  • 5.2.21 Pool Funding
  • 5.2.22 Identifying an Agency Contract
  • 5.2.23 Rollover Count
  • 5.2.24 Confirming the Status of Loan Products
  • 5.2.25 Tax Scheme
  • 5.2.26 Entering Internal Remarks
  • 5.2.27 Enabling the Reprogramming Counter
  • 5.2.28 Enabling Auto Extension
  • 5.2.29 Indexed Loans
  • 5.2.30 Interpolation
  • 5.3 Preferences for a Loan
  • 5.3.1 Setting Loan Schedule Preferences
  • 5.3.2 Re-computing Late Payment Charges Online
  • 5.3.3 Processing the Late Payment Charges
  • 5.3.4 Maintaining System Derived Schedules
  • 5.3.5 Maintaining User Input Schedule Amounts
  • 5.3.6 Maintaining Schedule Adjustments on Interest Rate Revision
  • 5.3.7 Maintaining previous interest rate
  • 5.3.8 Maintaining Schedule Adjustments on Prepayment
  • 5.3.9 Re-Amortization
  • 5.4 Linking a Loan to Commitments, or Accounts
  • 5.4.1 Specifying the Type of Linkage
  • 5.4.2 Specifying the Details of the Linkage
  • 5.4.3 Projected Available Amount
  • 5.4.4 The Exchange Rate
  • 5.4.5 Specifying the Linked Amount
  • 5.4.6 Linking a Loan in One Branch to a Commitment in another Branch
  • 5.4.7 Linking Commitments to a Loan
  • 5.4.8 Linking OL contract to a facility or multiple collateral/pool
  • 5.4.9 Modifying a Loan Disbursement
  • 5.4.10 Financial Details that can be Changed
  • 5.4.11 Viewing the Other Details of a Loan
  • 5.4.12 Advices for Loan Disbursement
  • 5.5 Levying Transaction Charges on a Loan
  • 5.6 Posting the Manual Journal Entries
  • 5.6.1 Maintaining the Amount Types
  • 5.6.2 Mapping the Accounts and the Amount Type
  • 5.6.3 Posting Manual Adjustment Entry
  • 5.6.4 Uploading Excel for Adjustment Entry Posting
  • 5.7 Uploading Loan Contracts through OL Upload Screen
  • 5.8 Error Log Details
  • 5.9 Viewing Event Details
  • 5.9.1 Viewing Accounting Entries for Loan disbursement
  • 5.10 Levying Tax on a Loan Contract
  • 5.11 Specifying the Interest Details
  • 5.12 Maintaining Transaction-specific MIS Refinancing Rates
  • 5.12.1 Maintaining Contract Level Refinance Rates
  • 5.13 Maintaining Overwrite Settlement Details
  • 5.14 Viewing Effective Rate (ER) of Interest for a Loan
  • 5.15 Changing the Status of a Loan
  • 5.16 Enquiry for Interest and Principal Projections
  • 5.16.1 Reversal of Accruals during Contract Reversal
  • 5.17 Viewing the Settlement Details during Contract Authorization
  • 5.18 Viewing the Different Versions of a Loan
  • 5.19 Viewing the Accrual Fee Details for a Loan
  • 5.20 Viewing Entity Details
  • 5.21 Viewing the Effective Interest Details for a loan
  • 5.22 Specifying the Installment Preferences for a Loan
  • 5.23 Capturing customer relationships for every loan
  • 5.23.1 Capturing Currency Sub-limits
  • 5.24 Specifying the Special Penalty Components
  • 5.25 Maintaining Floor and Ceiling Initial Details
  • 5.25.1 Specifying Currency Details
  • 5.25.2 Specifying Effective Date
  • 5.26 Booking Re-Price Transactions
  • 5.26.1 Child Re-Price Transaction (Split)
  • 5.26.2 Authorizing Override for Split Re-Pricing
  • 5.26.3 Fixing Rate during Reprice
  • 5.26.4 Floating Periodic Manual Contracts
  • 5.27 Consolidating Re-Price Transactions
  • 5.28 Maintaining Loan Loss Reserve
  • 5.29 Amending the Exchange Rate
  • 5.29.1 Exchange Rate Details
  • 5.30 Classifying LC Sublimit
  • 5.30.1 Updating LC Sublimit HFS Balance
  • 5.30.2 Updating LC Sublimit HFI Balance
  • 5.31 Maintaining Special Penalty Component Waiver Details
  • 5.31.1 Reversing the Waiver of Late Payment Charges
  • 5.32 Viewing the Waiver Details of Special Penalty Components
  • 5.33 Maintaining Floor and Ceiling Details
  • 5.33.1 Specifying Currency Details
  • 5.33.2 Specifying Effective Date
  • 5.33.3 Processing All-In Rate Floor and Ceiling rates
  • 5.33.4 Validating and Propagating All-In Rates for Re-Price Transactions
  • 5.33.5 Manual Linking of Standalone Loans with Commitments
  • 5.33.6 All-In Rate Batch Propagation for new Floor/Ceiling Maintenance or Amendment
  • 5.34 Specifying the Disclosure Schedule Details
  • 5.35 Viewing the Contract Disclosure Schedule Status Details
  • 5.36 Viewing Summary Details of a Loan
  • 5.37 Dual Authorization
  • 5.37.1 Relaxing Dual Authorization
  • 5.38 Simulating Loans
  • 5.38.1 Loan- Contract Simulation for active contract
  • 5.38.2 Loan- Contract Simulation for inactive contract
  • 5.38.3 Viewing Summary Details for inactive contracts

    • 6. Processing Upfront Fee Accruals

  • 6.1 Introduction
  • 6.2 Applying a Fee
  • 6.2.1 Associating the Component with the Product
  • 6.2.2 Specifying the Accounting Roles
  • 6.2.3 Specifying Discount Accrual
  • 6.2.4 Specifying Re-Price
  • 6.2.5 Processing Lock-ins
  • 6.2.6 Generating Fee Accrual reports
  • 6.3 FASB Fees Amortization Using Straight Line Method
  • 6.3.1 Maintaining Fee Rule Details
  • 6.3.2 Associating Fee at Contract Level
  • 6.4 Liquidating Fee Components
  • 6.5 Transferring Memo Interest to FAS91 Fee
  • 6.5.1 Restarting Amortization Fee Accrual
  • 6.5.2 Associating the Accrual Fee Component

    • 7. Defining Discount Accrual Fee Classes

  • 7.1 Introduction
  • 7.2 Defining a Discount Accrual Fee class
  • 7.2.1 Associating Discount Accrual Components to Products
  • 7.3 Events and Accounting Entries for Discount Accrual
  • 7.4 Specifying Status Change Details for Discount Accrual
  • 7.4.1 Processing for Contract Status Change
  • 7.5 Processing for Internal Rate of Return Calculation
  • 7.5.1 Recalculation of IRR with new effective date
  • 7.5.2 Computation of Net Present Value based on Acquisition Type
  • 7.5.3 Computation of Net Discount Accrual Amount for a Processing Day
  • 7.5.4 Discount Accrual Processing - an Example

    • 8. Processing Repayments

  • 8.1 Introduction
  • 8.2 Defining Schedules for a Product
  • 8.3 Setting Product Schedule Preferences
  • 8.3.1 Processing Overpayment and Refund of Interest/Fees
  • 8.4 Defining Repayment Schedules
  • 8.5 Setting Loan Schedule Preferences
  • 8.6 Specifying the Preferences of the Contract
  • 8.6.1 Types of Repayment Schedules
  • 8.6.2 Defining Installment Schedules for Loans
  • 8.6.3 Specifying the Amortization Type
  • 8.6.4 Liquidating Back Valued Schedules
  • 8.6.5 When the Repayment Schedule Date is a Holiday
  • 8.6.6 Moving Schedules Forward or Backward
  • 8.6.7 Moving Schedule Dates across the Month
  • 8.6.8 Cascading Schedules
  • 8.6.9 Specifying the Holiday Currency
  • 8.6.10 Specifying the Mode of Liquidation
  • 8.6.11 Ascertaining the Availability of Funds
  • 8.6.12 Invoking the Contract Schedules Screen
  • 8.7 Revision and Repayment Schedules
  • 8.7.1 Interest Rate Revision Schedule
  • 8.7.2 Specifying the Rate Revision Frequency
  • 8.7.3 Specifying the Rate Revision Dates
  • 8.7.4 Repayment Schedule
  • 8.7.5 Interest Repayment Schedules as Different from Rate Revision Schedules
  • 8.7.6 Specifying Schedules for a Loan with a Fixed Interest Rate
  • 8.7.7 Redefining Schedules
  • 8.7.8 Authorizing a Redefined Schedule
  • 8.7.9 Viewing Schedule Details
  • 8.7.10 Viewing Revision Schedule Details
  • 8.8 Making Manual Payments
  • 8.8.1 Invoking the Contract Schedule Payments Screen
  • 8.8.2 Input of Manual Payments
  • 8.8.3 Specifying Prepayment Schedule Processing
  • 8.8.4 Handling Prepayments
  • 8.8.5 Navigating to Other Screens
  • 8.8.6 Paying Tax
  • 8.8.7 Viewing the Schedule Break-up Details
  • 8.8.8 Deleting Manual Payments
  • 8.8.9 Authorizing Manual Payments
  • 8.8.10 Reversing Manual Payments
  • 8.8.11 Marking Contracts as Liquidated
  • 8.9 Simulating Payments
  • 8.10 Processing a Loan Payment when Contra Accounting is Applicable
  • 8.10.1 Events for Contra Accounting
  • 8.10.2 Processing Principal Payment
  • 8.10.3 Processing Interest Payment
  • 8.10.4 Increasing/Decreasing Contra GL Balance

    • 9. Rolling-over a Loan

  • 9.1 Introduction
  • 9.2 Features of the Product Roll-over Details Screen
  • 9.2.1 Specifying whether Rollover is Applicable
  • 9.2.2 Specifying the Rollover Mechanism
  • 9.2.3 Specifying the Rollover Method
  • 9.2.4 Mode of roll-over
  • 9.2.5 Roll-over of Interest, Charge and Fee Components
  • 9.2.6 Maturity Date Basis
  • 9.2.7 Updating Credit Limit Utilization
  • 9.2.8 Applying Tax on Roll-Over
  • 9.2.9 Deduct tax on Roll-Over
  • 9.2.10 Contingent Entries for Additional Amount
  • 9.2.11 Applying a Charge on the Roll-Over Amount
  • 9.2.12 Liquidating Overdue Schedules
  • 9.2.13 Interest Rate on Rollover
  • 9.2.14 Indicating the Values to be Re-keyed during Authorization
  • 9.3 Specifying Contract Roll-Over Details
  • 9.3.1 Rollover Preferences for a Loan Contract
  • 9.4 Specifying Details for Normal Rollover
  • 9.4.1 Mode of Roll-Over of a Contract
  • 9.4.2 Manual Rollover
  • 9.4.3 Specifying the Roll-Over Amount
  • 9.4.4 Specifying the Manner in which the Special Amount should be Treated
  • 9.4.5 Updating Credit Limit Utilization
  • 9.4.6 Applying Tax
  • 9.4.7 Specifying whether Charge should be Applied on the Rolled-over Amount
  • 9.4.8 Specifying the Schedule Basis for the rolled over contract
  • 9.4.9 Specifying whether New Components have to be Included
  • 9.4.10 Specifying whether Overdue Schedules should be liquidated
  • 9.4.11 Specifying the Maturity Type
  • 9.4.12 Indicating the Interest Basis for Roll-over
  • 9.4.13 Specifying the Refinancing Rate for the rolled over Contract
  • 9.5 Specifying Details for Rollover Split
  • 9.5.1 Specifying Details for Rolled Over Contracts Created out of the Rollover Split
  • 9.6 Specifying Details for Rollover Consolidation
  • 9.7 Advices for a Rolled-Over Loan
  • 9.8 Authorizing a Manual Roll-Over

    • 10. Making Additional Disbursements and Rate Changes

  • 10.1 Introduction
  • 10.1.1 Changing the Maturity Date
  • 10.1.2 Enabling the Reprogramming Counter
  • 10.1.3 Capturing details of amendments to loan agreements
  • 10.2 Navigating to the Schedule Definition screen
  • 10.2.1 Applying Rate Revision Schedules
  • 10.2.2 Making Changes in Interest
  • 10.2.3 Making Changes in Interest Rate Type
  • 10.2.4 Making Changes in Maturity Type
  • 10.2.5 Making Changes in Special Rate Type
  • 10.2.6 Amortization after a Value Dated Amendment
  • 10.2.7 Making Changes in Fees
  • 10.2.8 Settlement instructions
  • 10.2.9 Specifying Linkages
  • 10.2.10 Deleting Value Dated Amendments
  • 10.2.11 Reduction of CoC balances for HFI Contracts
  • 10.3 Simulating VAMI
  • 10.4 Tracking Payables and Receivables

    • 11. Automatic Processing

  • 11.1 Automatic Events in the Life Cycle of a Loan
  • 11.2 Specifying Branch Parameters
  • 11.2.1 Processing for Holidays
  • 11.2.2 Specifying the Tax Basis
  • 11.2.3 Setting the Accrual Level
  • 11.2.4 Setting the Residual Amount for Force Liquidation
  • 11.2.5 Auto Authorization
  • 11.2.6 Transaction Code for Force Liquidation
  • 11.2.7 Reversal Suspense GL
  • 11.2.8 Indicating your Specifications for the different ‘Rates’
  • 11.3 Initiating the Automatic Contract Update Function
  • 11.3.1 Processing during Beginning of Day
  • 11.3.2 Processing during End of Day
  • 11.3.3 Processing for Holidays
  • 11.4 Initiating a Future Value Dated Contract
  • 11.5 Processing an Automatic Repayment
  • 11.5.1 Advices Generated for a Repayment
  • 11.6 Generation of Billing Advices and Delinquency Notices
  • 11.7 Automatic Rollover of a Loan
  • 11.7.1 Advices for Rollover
  • 11.7.2 Automatic Status Changes
  • 11.7.3 Defining Status Codes for a Product
  • 11.7.4 Changing the Status of a Loan
  • 11.7.5 Automatic Status Change
  • 11.8 Advices to be Generated for a Status Change
  • 11.9 Accrual of ICCF Components
  • 11.9.1 The Memo Accrual Function
  • 11.9.2 Contents of the Accrual Control Journal
  • 11.10 Interest Rate Revision on a Loan
  • 11.11 Value Dated Changes
  • 11.11.1 Advices generated for Value Dated Changes
  • 11.12 OL - OFSAA Integration
  • 11.12.1 Maintaining Batch Programs

    • 12. Processing a Commitment

  • 12.1 Introduction
  • 12.2 Defining a Commitment Product
  • 12.3 Initiating a Commitment
  • 12.3.1 Making Value Dated changes
  • 12.3.2 Capturing Auto Step-up and Auto Step-down of a commitment
  • 12.4 Linking a Loan to a Commitment
  • 12.4.1 Specifying the Details of the Linkage
  • 12.4.2 Specifying the Linked Amount
  • 12.4.3 Specifying the Exchange Rate
  • 12.4.4 The Converted Link Amount
  • 12.4.5 Type and Total Linked Amount for each Type
  • 12.4.6 Uncovered Amount
  • 12.4.7 Accounting Entries for a Linkage
  • 12.4.8 Amending Commitment Linkage Details
  • 12.4.9 Processing Commitment Linkage Changes
  • 12.4.10 Defining Schedules for Reduction of Commitment Amounts
  • 12.5 Viewing Billing Notice History
  • 12.6 Maintaining Slab/ Tier Based Fee for Commitment
  • 12.6.1 Maintaining Fee Rule Definition Structure
  • 12.6.2 Associating Fee at Product Level
  • 12.6.3 Associating Fee at Contract Level
  • 12.7 Viewing Quick Query Details of Loans
  • 12.7.1 Viewing Loan Quick Reference Summary Details
  • 12.8 Viewing Quick Query Details of Commitments
  • 12.8.1 Viewing Commitment Quick Reference Summary Details
  • 12.9 Revaluation of Commitment

    • 13. Annual Rest Loans

  • 13.1 Introduction
  • 13.1.1 Specifying the Unearned Interest Calculation Parameters
  • 13.1.2 Specifying the Accounting Roles for Unearned Interest Component
  • 13.1.3 Capturing the unearned interest details at the contract level
  • 13.1.4 Amending the Details of Annual Rest Loans
  • 13.1.5 Processing Accruals
  • 13.1.6 Specifying the Status of Annual Rest Loans
  • 13.1.7 Processing Prepayments of Installment Loans

    • 14. Loans and Commitment Reports

  • 14.1 Interest Projection Report
  • 14.1.1 Contents of the reports
  • 14.2 OL Productivity Matrix Report
  • 14.2.1 Contents of the reports
  • 14.3 Accrual Control List Report
  • 14.3.1 Contents of the reports
  • 14.4 Accrual Report - OL PNL Washable Entries
  • 14.4.1 Contents of the reports
  • 14.5 Amortisation Report
  • 14.5.1 Contents of the reports
  • 14.6 Interest Calculation Analysis Report
  • 14.6.1 Contents of the reports
  • 14.7 Event Report
  • 14.7.1 Contents of the reports
  • 14.8 Loans and Commitments Forward Contract Report
  • 14.8.1 Contents of the reports
  • 14.9 Loans and Commitments Forward Changes Report
  • 14.9.1 Contents of the reports
  • 14.10 Loans and Commitments Linked Contracts Utilization
  • 14.10.1 Contents of the reports
  • 14.11 Maturity Report
  • 14.11.1 Contents of the reports
  • 14.12 Accrual Report
  • 14.12.1 Contents of the reports
  • 14.13 Overdue Schedule Report
  • 14.13.1 Contents of the reports
  • 14.14 Contract Retrieval Report
  • 14.14.1 Contents of the reports
  • 14.15 Rate Revision Report
  • 14.15.1 Contents of the reports
  • 14.16 Adverse Status Report
  • 14.16.1 Contents of the reports
  • 14.17 OL Amalgamation Report
  • 14.17.1 Contents of the reports

    • 15. Appendix A - Customer Correspondence

  • 15.1 Introduction
  • 15.1.1 Contract Initiation
  • 15.1.2 Amendments to the Terms of the Loan during its Tenor
  • 15.1.3 Advice generated for Contract Initiation

    • 16. Appendix B - Accounting Entries, Advices and Error Codes

  • 16.1 Accounting Entries for Loans
  • 16.2 Loans Events
  • 16.3 Amount Tags
  • 16.4 Accounting Roles
  • 16.5 Event-wise Accounting Entries and Advices
  • 16.5.1 Term Loan – Bearing
  • 16.5.2 Demand Loan
  • 16.5.3 Commitment
  • 16.5.4 Late Payment Charges
  • 16.5.5 Advices in Oracle Lending module
  • 16.6 Accounting Entries for Contract Adjustment
  • 16.7 Payable Receivable Liquidation
  • 16.8 Accounting for Discounted Loans
  • 16.9 Accounting Entries for Non-Performing Loans
  • 16.10 Accounting Entries for Reserved and Non-reserved Loans
  • 16.11 Accounting Entries for Cost of Credit Valuation
  • 16.12 Accounting Entries for LC Sublimit Re-classification
  • 16.13 Accounting Entries for Rollover Contingent
  • 16.14 Error Codes
  • 16.14.1 Amortized Exchange Details
  • 16.14.2 Effective Date of Exchange Rate Amendment
  • 16.14.3 Adjustment Reversal Details
  • 16.14.4 Cost of Credit Valuation
  • 16.14.5 LC Sublimit Balance (HFI) Update
  • 16.14.6 Late Payment Charges
  • 16.14.7 All-In Rate Floor/Ceiling for Loans
  • 16.14.8 Pool Funds
  • 16.14.9 Chinese Characters in Payment
  • 16.14.10 UCC Processing
  • 16.14.11 Marking Contracts as Liquidated
  • 16.14.12 Clearing Line Validation
  • 16.14.13 Participant Margin Maintenance
  • 16.14.14 CUSIP Reclass
  • 16.15 Examples of Calculating TEAC
  • 16.15.1 Example I – Simple Bearing loan
  • 16.15.2 Example II –True Discounted Loan
  • 16.15.3 Example III – Bearing Loan (Irregular Interest periodicity)
  • 16.15.4 Example V – Premature Liquidation

    • 17. Appendix C – Unexpected Recovery

  • 17.1 Introduction
  • 17.1.1 Setting Up Events, Accounting Roles and Amount Tags

    • 18. Function ID Glossary