Sample Health Care Inbound Message for Self-Funded Customer Setup

Using the below example, you can do the following:

  • Create the parent customer and bill groups for a self-funded health insurance business

  • Create the accounts for the bill groups

  • Create the policies for the bill groups where the policy category is set to Self-Funded

The following table provides sample data for a self-funded customer that you can process through a health care inbound message:
Person Name Person Type Policy Account
US Energy Corp Parent Customer - -
US Energy ACTIVE Bill Group Active Employee Health Insurance Policy Standard
Retention
US Energy COBRA Bill Group Active COBRA Employe Health Insurance Policy Standard
Retiree COBRA Employee Health Insurance Policy Retention
US Energy RETIREE Bill Group Retiree Employee Health Insurance Policy Standard
Retention
In addition, the following table provides sample derivation and pricing parameters for multiple bill groups:
Bill Group Source System Parameter 1 Parameter 2 Parameter 3 Parameter 4
US Energy ACTIVE SMALLPRIME ACTIVE SEATTLE - -
SMALLPRIME ACTIVE LOS ANGELES - -
US Energy COBRA SMALLPRIME COBRA DALLAS - -
SMALLPRIME COBRA SAN JOSE - -
US Energy RETIREE SMALLPRIME RETIRED CHARLOTTE - -
SMALLPRIME RETIRED DETROIT - -
<schema>
    <bo>C1-HCInboundMessage</bo>
    <characteristics>
        <inboundMessageCharacteristic>
            <adhocCharacteristicValue></adhocCharacteristicValue>
            <characteristicType>C1-EXTBTCT</characteristicType>
            <effectiveDate>2019-01-01</effectiveDate>
            <characteristicValue>DATAEXT4</characteristicValue>
            <characteristicValueForeignKey1>
            </characteristicValueForeignKey1>
            <characteristicValueFK2></characteristicValueFK2>
            <characteristicValueFK3></characteristicValueFK3>
            <characteristicValueFk4></characteristicValueFk4>
            <characteristicValueFK5></characteristicValueFK5>
            </inboundMessageCharacteristic>
    </characteristics>
    <customerStructureMessage>
        <headerData>
            <messageType>
            C1-HEALTHCARE-INB-MSG-TYPE
            </messageType>
            <sourceSystem>SMALLPRIME</sourceSystem>
            <externalTransactionId>675376</externalTransactionId>
            <externalBatchId>898657</externalBatchId>
            <externalSourceId>656565</externalSourceId>
        </headerData>
        <customerStructureData>
            <personData>
                <sequence>1</sequence>
                <personType>PG</personType>
                <personName>
                    <sequence>1</sequence>
                    <entityName>US Energy Corp</entityName>
                    <nameType>PRIM</nameType>
                </personName>
                <identifiers>
                    <idType>EIN</idType>
                    <idValue>98-7654329</idValue>
                    <isPrimary>Y</isPrimary>
                </identifiers>
                <division>HC</division>
                <birthDate>1980-03-24</birthDate>
                <sinceDate>2019-01-01</sinceDate>
                <accessGroup></accessGroup>
                <collectionClass></collectionClass>
                <postponeCreditReviewUntil></postponeCreditReviewUntil>
                <lastCreditReviewDate></lastCreditReviewDate>
                <dragDays></dragDays>
                <advanceDepositAmount></advanceDepositAmount>
                <advanceDepositGraceDays></advanceDepositGraceDays>
                <advanceDepositLevel></advanceDepositLevel>
                <address>
                    <addressEffDate>2019-01-01</addressEffDate>
                    <addressType>MAIN</addressType>
                    <mailingName>US Energy Corp</mailingName>
                    <address1>Saturn Park</address1>
                    <address2>Saturn Street</address2>
                    <address3>River Side</address3>
                    <address4></address4>
                    <city>San Franciso</city>
                    <state>CA</state>
                    <zip>94122</zip>
                    <country>USA</country>
                    <houseType></houseType>
                    <streetNumber1></streetNumber1>
                    <streetNumber2></streetNumber2>
                    <inCityLimit></inCityLimit>
                    <taxVendorGeographicalCode>
                    </taxVendorGeographicalCode>
                    <county></county>
                    <addressStatus></addressStatus>
                </address>
                <email>usencp@example.com</email>
                <overrideMailingName1>
                US Energy Corporation
                </overrideMailingName1>
                <overrideMailingName2>
                </overrideMailingName2>
                <overrideMailingName3>
                </overrideMailingName3>
                <phones>
                    <phoneType>BUSN</phoneType>
                    <phoneValue>415-555-0100</phoneValue>
                </phones>
                <relatedPersons>
                    <idType></idType>
                    <idValue></idValue>
                    <personRelationshipType>
                    </personRelationshipType>
                    <startDate></startDate>
                    <endDate></endDate>
                    <financialRelationshipSw></financialRelationshipSw>
                    <parentOrChild></parentOrChild>
                    <characteristics>
                        <characteristicsList>
                            <characteristicType></characteristicType>
                            <characteristicValue></characteristicValue>
                            <effectiveDate></effectiveDate>
                        </characteristicsList>
                    </characteristics>
                </relatedPersons>
                <characteristics>
                    <characteristicsList>
                        <characteristicType>PER_CAT</characteristicType>
                        <characteristicValue>EMPOLYER</characteristicValue>
                        <effectiveDate>2019-01-01</effectiveDate>
                    </characteristicsList>
                </characteristics>
            </personData>
            <personData>
                <sequence>2</sequence>
                <personType>BG</personType>
                <personName>
                    <sequence>1</sequence>
                    <entityName>US Energy ACTIVE</entityName>
                    <nameType>PRIM</nameType>
                </personName>
                <identifiers>
                    <idType>EIN</idType>
                    <idValue>98-7654320</idValue>
                    <isPrimary>Y</isPrimary>
                </identifiers>
                <division>HC</division>
                <birthDate>1991-05-09</birthDate>
                <sinceDate>2019-01-01</sinceDate>
                <address>
                    <addressEffDate>2019-01-01</addressEffDate>
                    <addressType>MAIN</addressType>
                    <mailingName>US Energy ACTIVE</mailingName>
                    <address1>Mars Park</address1>
                    <address2>Mars Street</address2>
                    <address3>Lake Side</address3>
                    <address4></address4>
                    <city>Los Angeles</city>
                    <state>CA</state>
                    <zip>90020</zip>
                    <country>USA</country>
                    <houseType></houseType>
                    <streetNumber1></streetNumber1>
                    <streetNumber2></streetNumber2>
                    <inCityLimit></inCityLimit>
                    <taxVendorGeographicalCode>
                    </taxVendorGeographicalCode>
                    <county></county>
                </address>
                <email>usencpa@example.com</email>
                <overrideMailingName1></overrideMailingName1>
                <overrideMailingName2></overrideMailingName2>
                <overrideMailingName3></overrideMailingName3>
                <phones>
                    <phoneType>BUSN</phoneType>
                    <phoneValue>661-555-0111</phoneValue>
                </phones>
                <relatedPersons>
                    <idType>EIN</idType>
                    <idValue>98-7654329</idValue>
                    <personRelationshipType></personRelationshipType>
                    <startDate>2019-01-01</startDate>
                    <endDate>2019-12-31</endDate>
                    <financialRelationshipSw>false</financialRelationshipSw>
                    <parentOrChild>P</parentOrChild>
                    <characteristics>
                        <characteristicsList>
                            <characteristicType></characteristicType>
                            <characteristicValue></characteristicValue>
                            <effectiveDate></effectiveDate>
                        </characteristicsList>
                    </characteristics>
                </relatedPersons>
                <characteristics>
                    <characteristicsList>
                        <characteristicType>PER_CAT</characteristicType>
                        <characteristicValue>OTHER</characteristicValue>
                        <effectiveDate>2019-01-01</effectiveDate>
                    </characteristicsList>
                </characteristics>
                <billLevelParameters>
                    <sequence>1</sequence>
                    <sourceSystem>SMALLPRIME</sourceSystem>
                    <billLevelInfo1>ACTIVE</billLevelInfo1>
                    <billLevelInfo2>SEATTLE</billLevelInfo2>
                    <effectiveDate>2019-01-01</effectiveDate>
                </billLevelParameters>
                <billLevelParameters>
                    <sequence>2</sequence>
                    <sourceSystem>SMALLPRIME</sourceSystem>
                    <billLevelInfo1>ACTIVE</billLevelInfo1>
                    <billLevelInfo2>LOS ANGELES</billLevelInfo2>
                    <effectiveDate>2019-01-01</effectiveDate>
                </billLevelParameters>
                <memberData>
                    <sequence>10</sequence>
                    <startDate></startDate>
                    <endDate></endDate>
                    <repriceAfterDate></repriceAfterDate>
                    <paidThroughDate></paidThroughDate>
                    <memberId></memberId>
                    <memberRelationship></memberRelationship>
                    <membershipPersonStatus></membershipPersonStatus>
                    <membershipPersonstatusReason>
                    </membershipPersonstatusReason>
                    <autoRenew></autoRenew>
                    <associatedMemberIdentifierType>
                    </associatedMemberIdentifierType>
                    <associatedMemberIdentifier>
                    </associatedMemberIdentifier>
                    <exchangeFlag></exchangeFlag>
                    <exchangeId></exchangeId>
                    <binderLiabilityAmount></binderLiabilityAmount>
                    <binderPayApplicability></binderPayApplicability>
                    <binderPayGraceDays></binderPayGraceDays>
                    <binderPayThreshold></binderPayThreshold>
                    <holdBilling></holdBilling>
                    <membershipRenewalDate></membershipRenewalDate>
                    <contractPeriod></contractPeriod>
                    <membershipIdentifier>
                        <membershipIdentifierType>
                        </membershipIdentifierType>
                        <membershipIdentifierValue>
                        </membershipIdentifierValue>
                    </membershipIdentifier>
                    <isMemberSw></isMemberSw>
                    <isFinanciallyResponsibleSw>
                    </isFinanciallyResponsibleSw>
                    <membershipType></membershipType>
                    <externalMedicareBeneficiaryId>
                    </externalMedicareBeneficiaryId>
                    <mainSubscriber>
                       <idType></idType>
                       <idValue></idValue>
                       <membershipType></membershipType>
                    </mainSubscriber>
                    <policyNumber></policyNumber>
                    <sourceSystem></sourceSystem>
                    <planNumber></planNumber>
                    <healthPlanCode></healthPlanCode>
                    <characteristics>
                        <characteristicsList>
                           <characteristicType></characteristicType>
                           <characteristicValue></characteristicValue>
                           <effectiveDate></effectiveDate>
                        </characteristicsList>
                    </characteristics>
                    <membershipRateGuarantee>
                       <membershipRateGuaranteeList>
                           <rateGuaranteeStartDate></rateGuaranteeStartDate>
                           <rateGuaranteeEndDate></rateGuaranteeEndDate>
                           <rateGuaranteeStatus></rateGuaranteeStatus>
                       </membershipRateGuaranteeList>
                    </membershipRateGuarantee>
                    <membershipPersonCharacteristic>
                        <characteristicsList>
                            <characteristicType></characteristicType>
                            <characteristicValue></characteristicValue>
                            <effectiveDate></effectiveDate>
                        </characteristicsList>
                        <characteristicsList>
                            <characteristicType></characteristicType>
                            <characteristicValue></characteristicValue>
                            <effectiveDate></effectiveDate>
                        </characteristicsList>
                    </membershipPersonCharacteristic>
                    <benefitData>
                        <benefitDataList>
                            <sequence></sequence>
                            <startDate></startDate>
                            <endDate></endDate>
                            <benefitStatus></benefitStatus>
                            <benefitSourceFlag></benefitSourceFlag>
                            <benefitTypeFlag></benefitTypeFlag>
                            <benefitSubTypeFlag></benefitSubTypeFlag>
                            <planBenefitPackageId></planBenefitPackageId>
                            <benefitAmount></benefitAmount>
                            <characteristics>
                                <characteristicsList>
                                    <characteristicType>
                                    </characteristicType>
                                    <characteristicValue>
                                    </characteristicValue>
                                    <effectiveDate></effectiveDate>
                                </characteristicsList>
                            </characteristics>
                        </benefitDataList>
                    </benefitData>
                    <billableChargeData>
                        <sequence></sequence>
                        <accountIdType></accountIdType>
                        <accountIdValue></accountIdValue>
                        <chargeType></chargeType>
                        <startDate></startDate>
                        <endDate></endDate>
                        <priceItemCode></priceItemCode>
                        <description></description>
                        <recurringMethod></recurringMethod>
                        <billPeriod></billPeriod>
                        <frequency></frequency>
                        <billAfterDt></billAfterDt>
                        <billableChargeLines>
                            <descriptionOnBill></descriptionOnBill>
                            <currencyCode></currencyCode>
                            <chargeAmount></chargeAmount>
                            <showOnBillSw></showOnBillSw>
                            <appearInSummarySw></appearInSummarySw>
                            <distributionCode></distributionCode>
                        </billableChargeLines>
                        <characteristics>
                            <characteristicsList>
                                <characteristicType></characteristicType>
                                <characteristicValue></characteristicValue>
                                <effectiveDate></effectiveDate>
                            </characteristicsList>
                        </characteristics>
                    </billableChargeData>
                </memberData>
                <accountData>
                    <accountType>Standard</accountType>
                    <customerClass>HC</customerClass>
                    <billCycle>BK01</billCycle>
                    <billLeadDays>10</billLeadDays>
                    <division>HC</division>
                    <currency>USD</currency>
                    <setUpDate>2019-01-01</setUpDate>
                    <acctUsageFlg>USAG</acctUsageFlg>
                    <comments></comments>
                    <deferAutoPayDt></deferAutoPayDt>
                    <collectionClass></collectionClass>
                    <billRouteType>POSTAL</billRouteType>
                    <billAddressSource>PER</billAddressSource>
                    <identifiers>
                        <idType>ACCT_NM</idType>
                        <idValue>Standard Account</idValue>
                        <isPrimary>true</isPrimary>
                    </identifiers>
                    <address>
                        <addressEffDate>2019-01-01</addressEffDate>
                        <addressType></addressType>
                        <address1><</address1>
                        <address2>Fresno</address2>
                        <address3></address3>
                        <address4></address4>
                        <city></city>
                        <state></state>
                        <zip></zip>
                        <country></country>
                        <houseType></houseType>
                        <streetNumber1></streetNumber1>
                        <streetNumber2></streetNumber2>
                        <inCityLimit></inCityLimit>
                        <taxVendorGeographicalCode>
                        </taxVendorGeographicalCode>
                        <county></county>
                    </address>
                    <autoPayDetails>
                        <priority></priority>
                        <startDate></startDate>
                        <endDate></endDate>
                        <percentage></percentage>
                        <autoPayMethod></autoPayMethod>
                        <autoPayRouteType></autoPayRouteType>
                        <autoPaySourceCode></autoPaySourceCode>
                        <accountNumber></accountNumber>
                        <expiryMonth></expiryMonth>
                        <expiryYear></expiryYear>
                        <name></name>
                        <maxWithdrawalAmount></maxWithdrawalAmount>
                        <comments></comments>
                    </autoPayDetails>
                    <accountPerson>
                        <idType></idType>
                        <idValue></idValue>
                        <accountRelationshipType>
                        </accountRelationshipType>
                        <isFinanciallyResponsible>
                        </isFinanciallyResponsible>
                        <personAddressOverride>
                            <address1></address1>
                            <address2></address2>
                            <address3></address3>
                            <address4></address4>
                            <city></city>
                            <postal></postal>
                            <state></state>
                            <country></country>
                            <houseType></houseType>
                            <streetNumber1></streetNumber1>
                            <streetNumber2></streetNumber2>
                            <inCityLimit></inCityLimit>
                            <taxVendorGeographicalCode>
                            </taxVendorGeographicalCode>
                            <county></county>
                        </personAddressOverride>
                        <accountPersonRouting>
                            <billRouteType></billRouteType>
                            <shouldReceiveCopyOfBill>
                            </shouldReceiveCopyOfBill>
                            <billFormat></billFormat>
                            <numberOfBillCopies></numberOfBillCopies>
                            <receivesNotification></receivesNotification>
                            <billAddressSource></billAddressSource>
                        </accountPersonRouting>
                    </accountPerson>
                    <characteristics>
                        <characteristicsList>
                            <characteristicType></characteristicType>
                            <characteristicValue></characteristicValue>
                            <effectiveDate></effectiveDate>
                        </characteristicsList>
                    </characteristics>
                </accountData>
                <accountData>
                    <accountType>Retention</accountType>
                    <customerClass>HC</customerClass>
                    <billCycle>BK02</billCycle>
                    <billLeadDays>10</billLeadDays>
                    <division>HC</division>
                    <currency>USD</currency>
                    <setUpDate>2019-01-01</setUpDate>
                    <acctUsageFlg>USAG</acctUsageFlg>
                    <comments></comments>
                    <deferAutoPayDt></deferAutoPayDt>
                    <collectionClass></collectionClass>
                    <billRouteType>POSTAL</billRouteType>
                    <billAddressSource>ACOV</billAddressSource>
                    <identifiers>
                        <idType>ACCT_NM</idType>
                        <idValue>Retention Account</idValue>
                        <isPrimary>true</isPrimary>
                    </identifiers>
                    <address>
                        <addressEffDate>2019-01-01</addressEffDate>
                        <addressType>OVRD</addressType>
                        <address1>Jupiter Park<</address1>
                        <address2>Jupiter Street</address2>
                        <address3>Near Corporation Bank</address3>
                        <address4></address4>
                        <city>Los Angeles</city>
                        <state>CA</state>
                        <zip>90020</zip>
                        <country>USA</country>
                        <houseType></houseType>
                        <streetNumber1></streetNumber1>
                        <streetNumber2></streetNumber2>
                        <inCityLimit></inCityLimit>
                        <taxVendorGeographicalCode>
                        </taxVendorGeographicalCode>
                        <county></county>
                    </address>
                    <autoPayDetails>
                        <priority></priority>
                        <startDate></startDate>
                        <endDate></endDate>
                        <percentage></percentage>
                        <autoPayMethod></autoPayMethod>
                        <autoPayRouteType></autoPayRouteType>
                        <autoPaySourceCode></autoPaySourceCode>
                        <accountNumber></accountNumber>
                        <expiryMonth></expiryMonth>
                        <expiryYear></expiryYear>
                        <name></name>
                        <maxWithdrawalAmount></maxWithdrawalAmount>
                        <comments></comments>
                    </autoPayDetails>
                    <accountPerson>
                        <idType></idType>
                        <idValue></idValue>
                        <accountRelationshipType>
                        </accountRelationshipType>
                        <isFinanciallyResponsible>
                        </isFinanciallyResponsible>
                        <personAddressOverride>
                            <address1></address1>
                            <address2></address2>
                            <address3></address3>
                            <address4></address4>
                            <city></city>
                            <postal></postal>
                            <state></state>
                            <country></country>
                            <houseType></houseType>
                            <streetNumber1></streetNumber1>
                            <streetNumber2></streetNumber2>
                            <inCityLimit></inCityLimit>
                            <taxVendorGeographicalCode>
                            </taxVendorGeographicalCode>
                            <county></county>
                        </personAddressOverride>
                        <accountPersonRouting>
                            <billRouteType></billRouteType>
                            <shouldReceiveCopyOfBill>
                            </shouldReceiveCopyOfBill>
                            <billFormat></billFormat>
                            <numberOfBillCopies></numberOfBillCopies>
                            <receivesNotification></receivesNotification>
                            <billAddressSource></billAddressSource>
                        </accountPersonRouting>
                    </accountPerson>
                    <characteristics>
                        <characteristicsList>
                            <characteristicType></characteristicType>
                            <characteristicValue></characteristicValue>
                            <effectiveDate></effectiveDate>
                        </characteristicsList>
                    </characteristics>
                </accountData>
                <policyData>
                    <policyType>SELF-FUNDED</policyType>
                    <sourceSystem>SMALLPRIME</sourceSystem>
                    <policyNumber>AP234900</policyNumber>
                    <description>
                    Active Employee Health Insurance Policy
                    </description>
                    <advancedLevelFundingEligibility>
                    </advancedLevelFundingEligibility>
                    <startDate>2019-01-01</startDate>
                    <endDate>2019-12-31</endDate>
                    <runOutEndDate>2020-03-31</runOutEndDate>
                    <runOutAdminOption>NROA</runOutAdminOption>
                    <renewalDate></renewalDate>
                    <advanceDepositApplSW></advanceDepositApplSW>
                    <advanceDepositAmount></advanceDepositAmount>
                    <advanceDepositGraceDays></advanceDepositGraceDays>
                    <advanceDepositAccountIdentifierType>
                    </advanceDepositAccountIdentifierType>
                    <advanceDepositAccountIdentifierValue>
                    </advanceDepositAccountIdentifierValue>
                    <policyPersons>
                        <idType></idType>
                        <idValue></idValue>
                        <policyPerRole></policyPerRole>
                        <startDate></startDate>
                        <endDate></endDate>
                    </policyPersons>
                    <terminationInformation>
                        <terminateDate></terminateDate>
                        <terminationReason></terminationReason>
                    </terminationInformation>
                    <reinstateInformation>
                        <reinstatementDate></reinstatementDate>
                        <reinstateReason></reinstateReason>
                    </reinstateInformation>
                    <characteristics>
                        <characteristicsList>
                            <characteristicType></characteristicType>
                            <characteristicValue></characteristicValue>
                            <effectiveDate></effectiveDate>
                        </characteristicsList>
                    </characteristics>
                    <planData>
                        <planNumber></planNumber>
                        <priceItemCode></priceItemCode>
                        <planName></planName>
                        <priceItemCode></priceItemCode>
                        <planName></planName>
                        <pricingRuleTypeList>
                            <pricingRuleType></pricingRuleType>
                        </pricingRuleTypeList>
                        <startDate></startDate>
                        <endDate></endDate>
                        <primaryPlanSw></primaryPlanSw>
                        <benefitTypeFlag></benefitTypeFlag>
                        <characteristics>
                            <characteristicsList>
                                <characteristicType></characteristicType>
                                <characteristicValue></characteristicValue>
                                <effectiveDate></effectiveDate>
                            </characteristicsList>
                        </characteristics>
                        <policyPlanProrationRuleList>
                            <effectiveDate></effectiveDate>
                            <prorationEventType></prorationEventType>
                            <prorationType></prorationType>
                            <numberOfDays></numberOfDays>
                            <membershipType></membershipType>
                        </policyPlanProrationRuleList>
                    </planData>
                </policyData>
            </personData>
            <personData>
                <sequence>3</sequence>
                <personType>BG</personType>
                <personName>
                    <sequence>1</sequence>
                    <entityName>US Energy COBRA</entityName>
                    <nameType>PRIM</nameType>
                </personName>
                <identifiers>
                    <idType>EIN</idType>
                    <idValue>98-7654321</idValue>
                    <isPrimary>Y</isPrimary>
                </identifiers>
                <division>HC</division>
                <birthDate>1976-01-12</birthDate>
                <sinceDate>2019-01-01</sinceDate>
                <address>
                    <addressEffDate>2019-01-01</addressEffDate>
                    <addressType>MAIN</addressType>
                    <mailingName>US Energy COBRA</mailingName>
                    <address1>Venus Park</address1>
                    <address2>Venus Street</address2>
                    <address3>Lake Side</address3>
                    <address4></address4>
                    <city>Los Angeles</city>
                    <state>CA</state>
                    <zip>90020</zip>
                    <country>USA</country>
                    <houseType></houseType>
                    <streetNumber1></streetNumber1>
                    <streetNumber2></streetNumber2>
                    <inCityLimit></inCityLimit>
                    <taxVendorGeographicalCode>
                    </taxVendorGeographicalCode>
                    <county></county>
                </address>
                <email>usencpco@example.com</email>
                <overrideMailingName1></overrideMailingName1>
                <overrideMailingName2></overrideMailingName2>
                <overrideMailingName3></overrideMailingName3>
                <phones>
                    <phoneType>BUSN</phoneType>
                    <phoneValue>213-555-0175</phoneValue>
                </phones>
                <relatedPersons>
                    <idType>EIN</idType>
                    <idValue>98-7654329</idValue>
                    <personRelationshipType></personRelationshipType>
                    <startDate>2019-01-01</startDate>
                    <endDate>2019-12-31</endDate>
                    <financialRelationshipSw>
                    false
                    </financialRelationshipSw>
                    <parentOrChild>P</parentOrChild>
                    <characteristics>
                        <characteristicsList>
                            <characteristicType></characteristicType>
                            <characteristicValue></characteristicValue>
                            <effectiveDate></effectiveDate>
                        </characteristicsList>
                    </characteristics>
                </relatedPersons>
                <characteristics>
                    <characteristicsList>
                        <characteristicType>PER_CAT</characteristicType>
                        <characteristicValue>OTHER</characteristicValue>
                        <effectiveDate>2019-01-01</effectiveDate>
                    </characteristicsList>
                </characteristics>
                <billLevelParameters>
                    <sequence>15</sequence>
                    <sourceSystem>SMALLPRIME</sourceSystem>
                    <billLevelInfo1>COBRA</billLevelInfo1>
                    <billLevelInfo2>DALLAS</billLevelInfo2>
                    <effectiveDate>2019-01-01</effectiveDate>
                </billLevelParameters>
                <billLevelParameters>
                    <sequence>16</sequence>
                    <sourceSystem>SMALLPRIME</sourceSystem>
                    <billLevelInfo1>COBRA</billLevelInfo1>
                    <billLevelInfo2>SAN JOSE</billLevelInfo2>
                    <effectiveDate>2019-01-01</effectiveDate>
                </billLevelParameters>
                <memberData>
                    <sequence>20</sequence>
                    <startDate></startDate>
                    <endDate></endDate>
                    <repriceAfterDate></repriceAfterDate>
                    <paidThroughDate></paidThroughDate>
                    <memberId></memberId>
                    <memberRelationship></memberRelationship>
                    <membershipPersonStatus></membershipPersonStatus>
                    <membershipPersonstatusReason>
                    </membershipPersonstatusReason>
                    <autoRenew></autoRenew>
                    <associatedMemberIdentifierType>
                    </associatedMemberIdentifierType>
                    <associatedMemberIdentifier>
                    </associatedMemberIdentifier>
                    <exchangeFlag></exchangeFlag>
                    <exchangeId></exchangeId>
                    <binderLiabilityAmount></binderLiabilityAmount>
                    <binderPayApplicability></binderPayApplicability>
                    <binderPayGraceDays></binderPayGraceDays>
                    <binderPayThreshold></binderPayThreshold>
                    <holdBilling></holdBilling>
                    <membershipRenewalDate></membershipRenewalDate>
                    <contractPeriod></contractPeriod>
                    <membershipIdentifier>
                        <membershipIdentifierType>
                        </membershipIdentifierType>
                        <membershipIdentifierValue>
                        </membershipIdentifierValue>
                    </membershipIdentifier>
                    <isMemberSw></isMemberSw>
                    <isFinanciallyResponsibleSw>
                    </isFinanciallyResponsibleSw>
                    <membershipType></membershipType>
                    <externalMedicareBeneficiaryId>
                    </externalMedicareBeneficiaryId>
                    <mainSubscriber>
                       <idType></idType>
                       <idValue></idValue>
                       <membershipType></membershipType>
                    </mainSubscriber>
                    <policyNumber></policyNumber>
                    <sourceSystem></sourceSystem>
                    <planNumber></planNumber>
                    <healthPlanCode></healthPlanCode>
                    <characteristics>
                        <characteristicsList>
                           <characteristicType></characteristicType>
                           <characteristicValue></characteristicValue>
                           <effectiveDate></effectiveDate>
                        </characteristicsList>
                    </characteristics>
                    <membershipRateGuarantee>
                       <membershipRateGuaranteeList>
                           <rateGuaranteeStartDate></rateGuaranteeStartDate>
                           <rateGuaranteeEndDate></rateGuaranteeEndDate>
                           <rateGuaranteeStatus></rateGuaranteeStatus>
                       </membershipRateGuaranteeList>
                    </membershipRateGuarantee>
                    <membershipPersonCharacteristic>
                        <characteristicsList>
                            <characteristicType></characteristicType>
                            <characteristicValue></characteristicValue>
                            <effectiveDate></effectiveDate>
                        </characteristicsList>
                        <characteristicsList>
                            <characteristicType></characteristicType>
                            <characteristicValue></characteristicValue>
                            <effectiveDate></effectiveDate>
                        </characteristicsList>
                    </membershipPersonCharacteristic>
                    <benefitData>
                        <benefitDataList>
                            <sequence></sequence>
                            <startDate></startDate>
                            <endDate></endDate>
                            <benefitStatus></benefitStatus>
                            <benefitSourceFlag></benefitSourceFlag>
                            <benefitTypeFlag></benefitTypeFlag>
                            <benefitSubTypeFlag></benefitSubTypeFlag>
                            <planBenefitPackageId></planBenefitPackageId>
                            <benefitAmount></benefitAmount>
                            <characteristics>
                                <characteristicsList>
                                    <characteristicType>
                                    </characteristicType>
                                    <characteristicValue>
                                    </characteristicValue>
                                    <effectiveDate></effectiveDate>
                                </characteristicsList>
                            </characteristics>
                        </benefitDataList>
                    </benefitData>
                    <billableChargeData>
                        <sequence></sequence>
                        <accountIdType></accountIdType>
                        <accountIdValue></accountIdValue>
                        <chargeType></chargeType>
                        <startDate></startDate>
                        <endDate></endDate>
                        <priceItemCode></priceItemCode>
                        <description></description>
                        <recurringMethod></recurringMethod>
                        <billPeriod></billPeriod>
                        <frequency></frequency>
                        <billAfterDt></billAfterDt>
                        <billableChargeLines>
                            <descriptionOnBill></descriptionOnBill>
                            <currencyCode></currencyCode>
                            <chargeAmount></chargeAmount>
                            <showOnBillSw></showOnBillSw>
                            <appearInSummarySw></appearInSummarySw>
                            <distributionCode></distributionCode>
                        </billableChargeLines>
                        <characteristics>
                            <characteristicsList>
                                <characteristicType></characteristicType>
                                <characteristicValue></characteristicValue>
                                <effectiveDate></effectiveDate>
                            </characteristicsList>
                        </characteristics>
                    </billableChargeData>
                </memberData>
                <accountData>
                    <accountType>Standard</accountType>
                    <customerClass>HC</customerClass>
                    <billCycle>BK01</billCycle>
                    <billLeadDays>10</billLeadDays>
                    <division>HC</division>
                    <currency>USD</currency>
                    <setUpDate>2019-01-01</setUpDate>
                    <acctUsageFlg>USAG</acctUsageFlg>
                    <comments></comments>
                    <deferAutoPayDt></deferAutoPayDt>
                    <collectionClass></collectionClass>
                    <billRouteType>POSTAL</billRouteType>
                    <billAddressSource>PER</billAddressSource>
                    <accessGroup></accessGroup>
                    <skipAutoMaintenanceSw></skipAutoMaintenanceSw>
                    <identifiers>
                        <idType>ACCT_NM</idType>
                        <idValue>Standard Account</idValue>
                        <isPrimary>true</isPrimary>
                    </identifiers>
                    <address>
                        <addressEffDate>2019-01-01</addressEffDate>
                        <addressType></addressType>
                        <address1><</address1>
                        <address2></address2>
                        <address3></address3>
                        <address4></address4>
                        <city></city>
                        <state></state>
                        <zip></zip>
                        <country></country>
                        <houseType></houseType>
                        <streetNumber1></streetNumber1>
                        <streetNumber2></streetNumber2>
                        <inCityLimit></inCityLimit>
                        <taxVendorGeographicalCode>
                        </taxVendorGeographicalCode>
                        <county></county>
                    </address>
                    <autoPayDetails>
                        <priority></priority>
                        <startDate></startDate>
                        <endDate></endDate>
                        <percentage></percentage>
                        <autoPayMethod></autoPayMethod>
                        <autoPayRouteType></autoPayRouteType>
                        <autoPaySourceCode></autoPaySourceCode>
                        <accountNumber></accountNumber>
                        <expiryMonth></expiryMonth>
                        <expiryYear></expiryYear>
                        <name></name>
                        <maxWithdrawalAmount></maxWithdrawalAmount>
                        <comments></comments>
                    </autoPayDetails>
                    <accountPerson>
                        <idType></idType>
                        <idValue></idValue>
                        <accountRelationshipType>
                        </accountRelationshipType>
                        <isFinanciallyResponsible>
                        </isFinanciallyResponsible>
                        <personAddressOverride>
                            <address1></address1>
                            <address2></address2>
                            <address3></address3>
                            <address4></address4>
                            <city></city>
                            <postal></postal>
                            <state></state>
                            <country></country>
                            <houseType></houseType>
                            <streetNumber1></streetNumber1>
                            <streetNumber2></streetNumber2>
                            <inCityLimit></inCityLimit>
                            <taxVendorGeographicalCode>
                            </taxVendorGeographicalCode>
                            <county></county>
                        </personAddressOverride>
                        <accountPersonRouting>
                            <billRouteType></billRouteType>
                            <shouldReceiveCopyOfBill>
                            </shouldReceiveCopyOfBill>
                            <billFormat></billFormat>
                            <numberOfBillCopies></numberOfBillCopies>
                            <receivesNotification></receivesNotification>
                            <billAddressSource></billAddressSource>
                        </accountPersonRouting>
                    </accountPerson>
                    <characteristics>
                        <characteristicsList>
                            <characteristicType></characteristicType>
                            <characteristicValue></characteristicValue>
                            <effectiveDate></effectiveDate>
                        </characteristicsList>
                    </characteristics>
                </accountData>
                <accountData>
                    <accountType>Retention</accountType>
                    <customerClass>HC</customerClass>
                    <billCycle>BK02</billCycle>
                    <billLeadDays>10</billLeadDays>
                    <division>HC</division>
                    <currency>USD</currency>
                    <setUpDate>2019-01-01</setUpDate>
                    <acctUsageFlg>USAG</acctUsageFlg>
                    <comments></comments>
                    <deferAutoPayDt></deferAutoPayDt>
                    <collectionClass></collectionClass>
                    <billRouteType>POSTAL</billRouteType>
                    <billAddressSource>ACOV</billAddressSource>
                    <identifiers>
                        <idType>ACCT_NM</idType>
                        <idValue>Retention Account</idValue>
                        <isPrimary>true</isPrimary>
                    </identifiers>
                    <address>
                        <addressEffDate>2019-01-01</addressEffDate>
                        <addressType>OVRD</addressType>
                        <address1>Venus Park</address1>
                        <address2>Venus Street</address2>
                        <address3>Lake Side</address3>
                        <address4></address4>
                        <city>Los Angeles</city>
                        <state>CA</state>
                        <zip>90020</zip>
                        <country>USA</country>
                        <houseType></houseType>
                        <streetNumber1></streetNumber1>
                        <streetNumber2></streetNumber2>
                        <inCityLimit></inCityLimit>
                        <taxVendorGeographicalCode>
                        </taxVendorGeographicalCode>
                        <county></county>
                    </address>
                    <autoPayDetails>
                        <priority></priority>
                        <startDate></startDate>
                        <endDate></endDate>
                        <percentage></percentage>
                        <autoPayMethod></autoPayMethod>
                        <autoPayRouteType></autoPayRouteType>
                        <autoPaySourceCode></autoPaySourceCode>
                        <accountNumber></accountNumber>
                        <expiryMonth></expiryMonth>
                        <expiryYear></expiryYear>
                        <name></name>
                        <maxWithdrawalAmount></maxWithdrawalAmount>
                        <comments></comments>
                    </autoPayDetails>
                    <accountPerson>
                        <idType></idType>
                        <idValue></idValue>
                        <accountRelationshipType>
                        </accountRelationshipType>
                        <isFinanciallyResponsible>
                        </isFinanciallyResponsible>
                        <personAddressOverride>
                            <address1></address1>
                            <address2></address2>
                            <address3></address3>
                            <address4></address4>
                            <city></city>
                            <postal></postal>
                            <state></state>
                            <country></country>
                            <houseType></houseType>
                            <streetNumber1></streetNumber1>
                            <streetNumber2></streetNumber2>
                            <inCityLimit></inCityLimit>
                            <taxVendorGeographicalCode>
                            </taxVendorGeographicalCode>
                            <county></county>
                        </personAddressOverride>
                        <accountPersonRouting>
                            <billRouteType></billRouteType>
                            <shouldReceiveCopyOfBill>
                            </shouldReceiveCopyOfBill>
                            <billFormat></billFormat>
                            <numberOfBillCopies></numberOfBillCopies>
                            <receivesNotification></receivesNotification>
                            <billAddressSource></billAddressSource>
                        </accountPersonRouting>
                    </accountPerson>
                    <characteristics>
                        <characteristicsList>
                            <characteristicType></characteristicType>
                            <characteristicValue></characteristicValue>
                            <effectiveDate></effectiveDate>
                        </characteristicsList>
                    </characteristics>
                </accountData>
                <policyData>
                    <policyType>SELF-FUNDED</policyType>
                    <sourceSystem>SMALLPRIME</sourceSystem>
                    <policyNumber>AP234902</policyNumber>
                    <description>
                    Active COBRA Employee Health Insurance Policy
                    </description>
                    <advancedLevelFundingEligibility>
                    </advancedLevelFundingEligibility>
                    <startDate>2019-01-01</startDate>
                    <endDate>2019-12-31</endDate>
                    <runOutEndDate>2020-03-31</runOutEndDate>
                    <runOutAdminOption>NROA</runOutAdminOption>
                    <renewalDate></renewalDate>
                    <advanceDepositApplSW></advanceDepositApplSW>
                    <advanceDepositAmount></advanceDepositAmount>
                    <advanceDepositGraceDays></advanceDepositGraceDays>
                    <advanceDepositAccountIdentifierType>
                    </advanceDepositAccountIdentifierType>
                    <advanceDepositAccountIdentifierValue>
                    </advanceDepositAccountIdentifierValue>
                    <policyPersons>
                        <idType></idType>
                        <idValue></idValue>
                        <policyPerRole></policyPerRole>
                        <startDate></startDate>
                        <endDate></endDate>
                    </policyPersons>
                    <characteristics>
                        <characteristicsList>
                            <characteristicType></characteristicType>
                            <characteristicValue></characteristicValue>
                            <effectiveDate></effectiveDate>
                        </characteristicsList>
                    </characteristics>
                </policyData>
                <policyData>
                    <policyType>SELF-FUNDED</policyType>
                    <sourceSystem>SMALLPRIME</sourceSystem>
                    <policyNumber>AP234903</policyNumber>
                    <description>
                    Retiree COBRA Employee Health Insurance Policy
                    </description>
                    <startDate>2019-01-01</startDate>
                    <endDate>2019-12-31</endDate>
                    <runOutEndDate>2020-03-31</runOutEndDate>
                    <runOutAdminOption>PERC</runOutAdminOption>
                    <renewalDate></renewalDate>
                    <advanceDepositApplSW></advanceDepositApplSW>
                    <advanceDepositAmount></advanceDepositAmount>
                    <advanceDepositGraceDays></advanceDepositGraceDays>
                    <advanceDepositAccountIdentifierType>
                    </advanceDepositAccountIdentifierType>
                    <advanceDepositAccountIdentifierValue>
                    </advanceDepositAccountIdentifierValue>
                        <policyPersons>
                        <idType></idType>
                        <idValue></idValue>
                        <policyPerRole></policyPerRole>
                        <startDate></startDate>
                        <endDate></endDate>
                    </policyPersons>
                    <terminationInformation>
                        <terminateDate></terminateDate>
                        <terminationReason></terminationReason>
                    </terminationInformation>
                    <reinstateInformation>
                        <reinstatementDate></reinstatementDate>
                        <reinstateReason></reinstateReason>
                    </reinstateInformation>
                    <characteristics>
                        <characteristicsList>
                            <characteristicType></characteristicType>
                            <characteristicValue></characteristicValue>
                            <effectiveDate></effectiveDate>
                        </characteristicsList>
                    </characteristics>
                    <planData>
                        <planNumber></planNumber>
                        <priceItemCode></priceItemCode>
                        <planName></planName>
                        <priceItemCode></priceItemCode>
                        <planName></planName>
                        <pricingRuleTypeList>
                            <pricingRuleType></pricingRuleType>
                        </pricingRuleTypeList>
                        <startDate></startDate>
                        <endDate></endDate>
                        <primaryPlanSw></primaryPlanSw>
                        <benefitTypeFlag></benefitTypeFlag>
                        <characteristics>
                            <characteristicsList>
                                <characteristicType></characteristicType>
                                <characteristicValue></characteristicValue>
                                <effectiveDate></effectiveDate>
                            </characteristicsList>
                        </characteristics>
                        <policyPlanProrationRuleList>
                            <effectiveDate></effectiveDate>
                            <prorationEventType></prorationEventType>
                            <prorationType></prorationType>
                            <numberOfDays></numberOfDays>
                            <membershipType></membershipType>
                        </policyPlanProrationRuleList>
                    </planData>
                </policyData>
            </personData>
            <personData>
                <sequence>4</sequence>
                <personType>BG</personType>
                <personName>
                    <sequence>1</sequence>
                    <entityName>US Energy RETIREE</entityName>
                    <nameType>PRIM</nameType>
                </personName>
                <identifiers>
                    <idType>EIN</idType>
                    <idValue>98-7654322</idValue>
                    <isPrimary>Y</isPrimary>
                </identifiers>
                <division>HC</division>
                <birthDate>1985-01-01</birthDate>
                <sinceDate>2019-01-01</sinceDate>
                <accessGroup></accessGroup>
                <collectionClass></collectionClass>
                <postponeCreditReviewUntil></postponeCreditReviewUntil>
                <lastCreditReviewDate></lastCreditReviewDate>
                <dragDays></dragDays>
                <advanceDepositAmount></advanceDepositAmount>
                <advanceDepositGraceDays></advanceDepositGraceDays>
                <advanceDepositLevel></advanceDepositLevel>
                <address>
                    <addressEffDate>2019-01-01</addressEffDate>
                    <addressType>MAIN</addressType>
                    <mailingName>US Energy RETIREE</mailingName>
                    <address1>Neptune Park</address1>
                    <address2>Neptune Street</address2>
                    <address3>River Side</address3>
                    <address4></address4>
                    <city>San Jose</city>
                    <state>CA</state>
                    <zip>94088</zip>
                    <country>USA</country>
                    <houseType></houseType>
                    <streetNumber1></streetNumber1>
                    <streetNumber2></streetNumber2>
                    <inCityLimit></inCityLimit>
                    <taxVendorGeographicalCode>
                    </taxVendorGeographicalCode>
                    <county></county>
                    <addressStatus></addressStatus>
                </address>
                <email>usencpre@example.com</email>
                <overrideMailingName1></overrideMailingName1>
                <overrideMailingName2></overrideMailingName2>
                <overrideMailingName3></overrideMailingName3>
                <phones>
                    <phoneType>BUSN</phoneType>
                    <phoneValue>408-555-0165</phoneValue>
                </phones>
                <relatedPersons>
                    <idType>EIN</idType>
                    <idValue>98-7654329</idValue>
                    <personRelationshipType></personRelationshipType>
                    <startDate>2019-01-01</startDate>
                    <endDate>2019-12-31</endDate>
                    <financialRelationshipSw>
                    false
                    </financialRelationshipSw>
                    <parentOrChild>P</parentOrChild>
                    <characteristics>
                        <characteristicsList>
                            <characteristicType></characteristicType>
                            <characteristicValue></characteristicValue>
                            <effectiveDate></effectiveDate>
                        </characteristicsList>
                    </characteristics>
                </relatedPersons>
                <characteristics>
                    <characteristicsList>
                        <characteristicType>PER_CAT</characteristicType>
                        <characteristicValue>OTHER</characteristicValue>
                        <effectiveDate>2019-01-01</effectiveDate>
                    </characteristicsList>
                </characteristics>
                <billLevelParameters>
                    <sequence>30</sequence>
                    <sourceSystem>SMALLPRIME</sourceSystem>
                    <billLevelInfo1>RETIRED</billLevelInfo1>
                    <billLevelInfo2>CHARLOTTE</billLevelInfo2>
                    <effectiveDate>2019-01-01</effectiveDate>
                </billLevelParameters>
                <billLevelParameters>
                    <sequence>31</sequence>
                    <sourceSystem>SMALLPRIME</sourceSystem>
                    <billLevelInfo1>RETIRED</billLevelInfo1>
                    <billLevelInfo2>DETROIT</billLevelInfo2>
                    <effectiveDate>2019-01-01</effectiveDate>
                </billLevelParameters>
                <memberData>
                    <sequence>30</sequence>
                    <startDate></startDate>
                    <endDate></endDate>
                    <skipAutoMaintenanceSw></skipAutoMaintenanceSw>
                    <paidThroughDate></paidThroughDate>
                    <memberId></memberId>
                    <memberRelationship></memberRelationship>
                    <membershipPersonStatus></membershipPersonStatus>
                    <membershipPersonstatusReason>
                    </membershipPersonstatusReason>
                    <autoRenew></autoRenew>
                    <associatedMemberIdentifierType>
                    </associatedMemberIdentifierType>
                    <associatedMemberIdentifier>
                    </associatedMemberIdentifier>
                    <exchangeFlag></exchangeFlag>
                    <exchangeId></exchangeId>
                    <binderLiabilityAmount></binderLiabilityAmount>
                    <binderPayApplicability></binderPayApplicability>
                    <binderPayGraceDays></binderPayGraceDays>
                    <binderPayThreshold></binderPayThreshold>
                    <holdBilling></holdBilling>
                    <membershipRenewalDate></membershipRenewalDate>
                    <contractPeriod></contractPeriod>
                    <membershipIdentifier>
                        <membershipIdentifierType>
                        </membershipIdentifierType>
                        <membershipIdentifierValue>
                        </membershipIdentifierValue>
                    </membershipIdentifier>
                    <isMemberSw></isMemberSw>
                    <isFinanciallyResponsibleSw>
                    </isFinanciallyResponsibleSw>
                    <membershipType></membershipType>
                    <externalMedicareBeneficiaryId>
                    </externalMedicareBeneficiaryId>
                    <mainSubscriber>
                       <idType></idType>
                       <idValue></idValue>
                       <membershipType></membershipType>
                    </mainSubscriber>
                    <policyNumber></policyNumber>
                    <sourceSystem></sourceSystem>
                    <planNumber></planNumber>
                    <healthPlanCode></healthPlanCode>
                    <characteristics>
                        <characteristicsList>
                           <characteristicType>
                           </characteristicType>
                           <characteristicValue>
                           </characteristicValue>
                           <effectiveDate></effectiveDate>
                        </characteristicsList>
                    </characteristics>
                    <membershipRateGuarantee>
                       <membershipRateGuaranteeList>
                           <rateGuaranteeStartDate></rateGuaranteeStartDate>
                           <rateGuaranteeEndDate></rateGuaranteeEndDate>
                           <rateGuaranteeStatus></rateGuaranteeStatus>
                       </membershipRateGuaranteeList>
                    </membershipRateGuarantee>
                    <membershipPersonCharacteristic>
                        <characteristicsList>
                            <characteristicType></characteristicType>
                            <characteristicValue></characteristicValue>
                            <effectiveDate></effectiveDate>
                        </characteristicsList>
                        <characteristicsList>
                            <characteristicType></characteristicType>
                            <characteristicValue></characteristicValue>
                            <effectiveDate></effectiveDate>
                        </characteristicsList>
                    </membershipPersonCharacteristic>
                    <benefitData>
                        <benefitDataList>
                            <sequence></sequence>
                            <startDate></startDate>
                            <endDate></endDate>
                            <benefitStatus></benefitStatus>
                            <benefitSourceFlag></benefitSourceFlag>
                            <benefitTypeFlag></benefitTypeFlag>
                            <benefitSubTypeFlag></benefitSubTypeFlag>
                            <planBenefitPackageId></planBenefitPackageId>
                            <benefitAmount></benefitAmount>
                            <characteristics>
                                <characteristicsList>
                                    <characteristicType>
                                    </characteristicType>
                                    <characteristicValue>
                                    </characteristicValue>
                                    <effectiveDate>
                                    </effectiveDate>
                                </characteristicsList>
                            </characteristics>
                        </benefitDataList>
                    </benefitData>
                    <billableChargeData>
                        <sequence></sequence>
                        <accountIdType></accountIdType>
                        <accountIdValue></accountIdValue>
                        <chargeType></chargeType>
                        <startDate></startDate>
                        <endDate></endDate>
                        <priceItemCode></priceItemCode>
                        <description></description>
                        <recurringMethod></recurringMethod>
                        <billPeriod></billPeriod>
                        <frequency></frequency>
                        <billAfterDt></billAfterDt>
                        <billableChargeLines>
                            <descriptionOnBill></descriptionOnBill>
                            <currencyCode></currencyCode>
                            <chargeAmount></chargeAmount>
                            <showOnBillSw></showOnBillSw>
                            <appearInSummarySw></appearInSummarySw>
                            <distributionCode></distributionCode>
                        </billableChargeLines>
                        <characteristics>
                            <characteristicsList>
                                <characteristicType></characteristicType>
                                <characteristicValue></characteristicValue>
                                <effectiveDate></effectiveDate>
                            </characteristicsList>
                        </characteristics>
                    </billableChargeData>
                </memberData>
                <accountData>
                    <accountType>Standard</accountType>
                    <customerClass>HC</customerClass>
                    <billCycle>BK01</billCycle>
                    <billLeadDays>10</billLeadDays>
                    <division>HC</division>
                    <dragDays></dragDays>
                    <currency>USD</currency>
                    <setUpDate>2019-01-01</setUpDate>
                    <acctUsageFlg>USAG</acctUsageFlg>
                    <comments></comments>
                    <deferAutoPayDt></deferAutoPayDt>
                    <collectionClass></collectionClass>
                    <billRouteType>POSTAL</billRouteType>
                    <billAddressSource>PER</billAddressSource>
                    <accessGroup></accessGroup>
                    <skipAutoMaintenanceSw></skipAutoMaintenanceSw>
                    <identifiers>
                        <idType>ACCT_NM</idType>
                        <idValue>Standard Account</idValue>
                        <isPrimary>true</isPrimary>
                    </identifiers>
                    <address>
                        <addressEffDate>2019-01-01</addressEffDate>
                        <addressType></addressType>
                        <address1></address1>
                        <address2></address2>
                        <address3></address3>
                        <address4></address4>
                        <city></city>
                        <state></state>
                        <zip></zip>
                        <country></country>
                        <houseType></houseType>
                        <streetNumber1></streetNumber1>
                        <streetNumber2></streetNumber2>
                        <inCityLimit></inCityLimit>
                        <taxVendorGeographicalCode>
                        </taxVendorGeographicalCode>
                        <county></county>
                        <addressStatus></addressStatus>
                    </address>
                    <autoPayDetails>
                        <priority></priority>
                        <startDate></startDate>
                        <endDate></endDate>
                        <percentage></percentage>
                        <autoPayMethod></autoPayMethod>
                        <autoPayRouteType></autoPayRouteType>
                        <autoPaySourceCode></autoPaySourceCode>
                        <accountNumber></accountNumber>
                        <expiryMonth></expiryMonth>
                        <expiryYear></expiryYear>
                        <name></name>
                        <maxWithdrawalAmount></maxWithdrawalAmount>
                        <comments></comments>
                    </autoPayDetails>
                    <accountPerson>
                        <idType></idType>
                        <idValue></idValue>
                        <accountRelationshipType>
                        </accountRelationshipType>
                        <isFinanciallyResponsible>
                        </isFinanciallyResponsible>
                        <personAddressOverride>
                            <address1></address1>
                            <address2></address2>
                            <address3></address3>
                            <address4></address4>
                            <city></city>
                            <zip></zip>
                            <state></state>
                            <country></country>
                            <houseType></houseType>
                            <streetNumber1></streetNumber1>
                            <streetNumber2></streetNumber2>
                            <inCityLimit></inCityLimit>
                            <taxVendorGeographicalCode>
                            </taxVendorGeographicalCode>
                            <county></county>
                            <zip></zip>
                            <addressStatus></addressStatus>
                        </personAddressOverride>
                        <accountPersonRouting>
                            <billRouteType></billRouteType>
                            <shouldReceiveCopyOfBill>
                            </shouldReceiveCopyOfBill>
                            <billFormat></billFormat>
                            <numberOfBillCopies></numberOfBillCopies>
                            <receivesNotification></receivesNotification>
                            <billAddressSource></billAddressSource>
                        </accountPersonRouting>
                    </accountPerson>
                    <characteristics>
                        <characteristicsList>
                            <characteristicType></characteristicType>
                            <characteristicValue></characteristicValue>
                            <effectiveDate></effectiveDate>
                        </characteristicsList>
                    </characteristics>
                </accountData>
                <accountData>
                    <accountType>Retention</accountType>
                    <customerClass>HC</customerClass>
                    <billCycle>BK02</billCycle>
                    <billLeadDays>10</billLeadDays>
                    <division>HC</division>
                    <dragDays></dragDays>
                    <currency>USD</currency>
                    <setUpDate>2019-01-01</setUpDate>
                    <acctUsageFlg>USAG</acctUsageFlg>
                    <comments></comments>
                    <deferAutoPayDt></deferAutoPayDt>
                    <collectionClass></collectionClass>
                    <billRouteType>POSTAL</billRouteType>
                    <billAddressSource>ACOV</billAddressSource>
                    <accessGroup></accessGroup>
                    <skipAutoMaintenanceSw></skipAutoMaintenanceSw>
                    <identifiers>
                        <idType>ACCT_NM</idType>
                        <idValue>Retention Account</idValue>
                        <isPrimary>true</isPrimary>
                    </identifiers>
                    <address>
                        <addressEffDate>2019-01-01</addressEffDate>
                        <addressType>OVRD</addressType>
                        <address1>Saturn Park</address1>
                        <address2>Saturn Street</address2>
                        <address3>River Side</address3>
                        <address4></address4>
                        <city>San Franciso</city>
                        <state>CA</state>
                        <zip>94122</zip>
                        <country>USA</country>
                        <houseType></houseType>
                        <streetNumber1></streetNumber1>
                        <streetNumber2></streetNumber2>
                        <inCityLimit></inCityLimit>
                        <taxVendorGeographicalCode>
                        </taxVendorGeographicalCode>
                        <county></county>
                        <addressStatus></addressStatus>
                    </address>
                    <autoPayDetails>
                        <priority></priority>
                        <startDate></startDate>
                        <endDate></endDate>
                        <percentage></percentage>
                        <autoPayMethod></autoPayMethod>
                        <autoPayRouteType></autoPayRouteType>
                        <autoPaySourceCode></autoPaySourceCode>
                        <accountNumber></accountNumber>
                        <expiryMonth></expiryMonth>
                        <expiryYear></expiryYear>
                        <name></name>
                        <maxWithdrawalAmount></maxWithdrawalAmount>
                        <comments></comments>
                    </autoPayDetails>
                    <accountPerson>
                        <idType></idType>
                        <idValue></idValue>
                        <accountRelationshipType>
                        </accountRelationshipType>
                        <isFinanciallyResponsible>
                        </isFinanciallyResponsible>
                        <personAddressOverride>
                            <address1></address1>
                            <address2></address2>
                            <address3></address3>
                            <address4></address4>
                            <city></city>
                            <zip></zip>
                            <state></state>
                            <country></country>
                            <houseType></houseType>
                            <streetNumber1></streetNumber1>
                            <streetNumber2></streetNumber2>
                            <inCityLimit></inCityLimit>
                            <taxVendorGeographicalCode>
                            </taxVendorGeographicalCode>
                            <county></county>
                            <addressStatus></addressStatus>
                        </personAddressOverride>
                        <accountPersonRouting>
                            <billRouteType></billRouteType>
                            <shouldReceiveCopyOfBill>
                            </shouldReceiveCopyOfBill>
                            <billFormat></billFormat>
                            <numberOfBillCopies></numberOfBillCopies>
                            <receivesNotification></receivesNotification>
                            <billAddressSource></billAddressSource>
                        </accountPersonRouting>
                    </accountPerson>
                    <characteristics>
                        <characteristicsList>
                            <characteristicType></characteristicType>
                            <characteristicValue></characteristicValue>
                            <effectiveDate></effectiveDate>
                        </characteristicsList>
                    </characteristics>
                </accountData>
                <policyData>
                    <policyType>SELF-FUNDED</policyType>
                    <sourceSystem>SMALLPRIME</sourceSystem>
                    <policyNumber>AP234905</policyNumber>
                    <description>
                    Retiree Employee Health Insurance Policy
                    </description>
                    <startDate>2019-01-01</startDate>
                    <endDate>2019-12-31</endDate>
                    <runOutEndDate>2020-03-31</runOutEndDate>
                    <runOutAdminOption>PERC</runOutAdminOption>
                    <renewalDate></renewalDate>
                    <advanceDepositApplSW></advanceDepositApplSW>
                    <advanceDepositAmount></advanceDepositAmount>
                    <advanceDepositGraceDays></advanceDepositGraceDays>
                    <advanceDepositAccountIdentifierType>
                    </advanceDepositAccountIdentifierType>
                    <advanceDepositAccountIdentifierValue>
                    </advanceDepositAccountIdentifierValue>
                    <policyPersons>
                        <idType></idType>
                        <idValue></idValue>
                        <policyPerRole></policyPerRole>
                        <startDate></startDate>
                        <endDate></endDate>
                    </policyPersons>
                    <terminationInformation>
                        <terminateDate></terminateDate>
                        <terminationReason></terminationReason>
                    </terminationInformation>
                    <reinstateInformation>
                        <reinstatementDate></reinstatementDate>
                        <reinstateReason></reinstateReason>
                    </reinstateInformation>
                    <characteristics>
                        <characteristicsList>
                            <characteristicType></characteristicType>
                            <characteristicValue></characteristicValue>
                            <effectiveDate></effectiveDate>
                        </characteristicsList>
                    </characteristics>
                    <planData>
                        <planNumber></planNumber>
                        <priceItemCode></priceItemCode>
                        <planName></planName>
                        <priceItemCode></priceItemCode>
                        <planName></planName>
                        <pricingRuleTypeList>
                            <pricingRuleType></pricingRuleType>
                        </pricingRuleTypeList>
                        <startDate></startDate>
                        <endDate></endDate>
                        <primaryPlanSw></primaryPlanSw>
                        <benefitTypeFlag></benefitTypeFlag>
                        <characteristics>
                            <characteristicsList>
                                <characteristicType></characteristicType>
                                <characteristicValue></characteristicValue>
                                <effectiveDate></effectiveDate>
                            </characteristicsList>
                        </characteristics>
                        <policyPlanProrationRuleList>
                            <effectiveDate></effectiveDate>
                            <prorationEventType></prorationEventType>
                            <prorationType></prorationType>
                            <numberOfDays></numberOfDays>
                            <membershipType></membershipType>
                        </policyPlanProrationRuleList>
                    </planData>
                </policyData>
            </personData>
            <pricingRuleData>
                <sequence></sequence>
                <entityIdentifiers>
                    <entityIdentifiersList>
                        <entityIdentifierType></entityIdentifierType>
                        <entityIdentifierValue></entityIdentifierValue>
                    <entityIdentifiersList>
                </entityIdentifiers>
                <status></status>
                <startDate></startDate>
                <endDate></endDate>
                <pricingRuleType></pricingRuleType>
                <rateOption></rateOption>
                <pricingType></pricingType>
                <modifierApplicability></modifierApplicability>
                <modifierMethod></modifierMethod>
                <baseRate>
                    <sequence></sequence>
                    <baseFee></baseFee>
                    <lowerAgeLimit></lowerAgeLimit>
                    <upperAgeLimit></upperAgeLimit>
                    <pricingParameter>
                        <sequence></sequence>
                        <parameterCode></parameterCode>
                        <parameterValue></parameterValue>
                    </pricingParameter>
                    <modifierInformation>
                        <sequence></sequence>
                        <parameterCode></parameterCode>
                        <parameterValue></parameterValue>
                        <rate></rate>
                    </modifierInformation>
                </baseRate>
                <characteristics>
                    <characteristicsList>
                        <characteristicType></characteristicType>
                        <characteristicValue></characteristicValue>
                        <effectiveDate></effectiveDate>
                    </characteristicsList>
                </characteristics>
            </pricingRuleData>
            <statementConstructsData>
                <personStatementConstructs>
                    <personIdentifier></personIdentifier>
                    <personIdentifierType></personIdentifierType>
                    <statementConstructIdentifier>
                    </statementConstructIdentifier>
                    <statementAddressSource></statementAddressSource>
                    <statementCycle></statementCycle>
                    <statementRouteType></statementRouteType>
                    <effectiveStatus></effectiveStatus>
                    <addressId></addressId>
                    <numberOfCopies></numberOfCopies>
                    <statementFormat></statementFormat>
                    <description></description>
                    <statementConstructDetails>
                        <serviceAgreement></serviceAgreement>
                        <accountNumber></accountNumber>
                        <accountNumberTypeCd></accountNumberTypeCd>
                        <division></division>
                        <statementPrintDescription>
                        </statementPrintDescription>
                        <printOrder></printOrder>
                        <startDate></startDate>
                        <endDate></endDate>
                    </statementConstructDetails>
                </personStatementConstructs>
            </statementConstructsData>
            <characteristics>
                <characteristicsList>
                    <characteristicType></characteristicType>
                    <characteristicValue></characteristicValue>
                    <effectiveDate></effectiveDate>
                </characteristicsList>
            </characteristics>
        </customerStructureData>
    </customerStructureMessage>
</schema>
Note: We have given the above sample to illustrate how the tags should be nested while sending an inbound message from the external system. However, you should not seamlessly use this sample in your environment because the required pre-requisite data may not be available in your environment. In such case, the system will give erroneous results.